PlainZIP

Wharton, NJ · standard

ZIP Code 07885

Morris County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,078
258/sq mi
$100,716
Median income
$380,900
Median home value
37.7%
Bachelor's or higher

The verdict

Wharton pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 19%
household income, US ZIPs
Top 23%
home value, US ZIPs
258
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 07885 against every reporting US ZIP.

ZIP code 07885 is a mid-sized community (a standard USPS delivery area) in Wharton, Morris County, New Jersey, home to 10,078 residents across 39.0 square miles, a density of 258 people per square mile, in the New York time zone.

ZIP 07885 lands in the middle-income range, with a median household income of $100,716 (17% below the New Jersey average), while per-capita income is $50,109. Local economic indicators show a 11.8% poverty rate alongside 6.6% unemployment. On housing, the median home value is $380,900 (26% below the state average) with median rent at $1,798 per month, and 64.4% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 37.7% of adults hold a bachelor's degree or higher, the median age is 46, and the average commute is 31 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Morris County, letting you compare 07885 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 07885

Top 5 sectors by establishment count in Wharton, NJ

Which industries have the most business establishments in ZIP 07885.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 07885, Wharton, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,078

Population

39.0

Area (sq mi)

258

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 07885?

46.0

Median Age

48.3%

Male

51.7%

Female

18.6%

Foreign-Born

White 62.7%
African American 1.3%
Asian 0.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 24.5%
Hispanic or Latino 36.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$100,716

Median Household Income

-17% vs state

$50,109

Per Capita Income

11.8%

Poverty Rate

6.6%

Unemployment Rate

31.3 min

Mean Commute Time

How ZIP 07885 ranks nationally

Wharton, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$100,716 Top 19% higher than 81% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.8%
Bachelor's Degree or Higher 37.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,063

Total Housing Units

4,886

Occupied Units

177

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 64.4%
Renter 35.6%

$380,900

Median Home Value

-26% vs state

$1,798

Median Rent

1966

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-1.4%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 07885 have decreased 1.4% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.2% 165
2021 +11.7% 184
2022 +10.6% 203
2023 +19.4% 243
2024 -1.4% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 240 business establishments in ZIP 07885, employing approximately 3,505 people with a combined annual payroll of $206,470,000.

240

Businesses

3,505

Employees

$206.5M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Construction 40 16.7%
Retail trade 28 11.7%
Administrative and support and waste management and remediation services 25 10.4%
Wholesale trade 24 10.0%
Other services (except public administration) 23 9.6%
Accommodation and food services 22 9.2%
Manufacturing 20 8.3%
Transportation and warehousing 19 7.9%
Health care and social assistance 15 6.3%
Professional, scientific, and technical services 7 2.9%
Real estate and rental and leasing 5 2.1%
Finance and insurance 4 1.7%
Arts, entertainment, and recreation 3 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 07885 vs 07801 →

ZIP 07885 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 07885 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 07885 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 07885 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
07801 Dover, NJ 25,386 1.7 mi
07849 Lake Hopatcong, NJ 9,054 2.7 mi
07856 Mount Arlington, NJ 3,944 3.1 mi
07842 Hibernia, NJ 130 3.6 mi
07803 Mine Hill, NJ 3,651 4.1 mi
07843 Hopatcong, NJ 12,241 4.3 mi
07869 Randolph, NJ 25,291 6.2 mi
07847 Kenvil, NJ 1,670 4.3 mi
07866 Rockaway, NJ 22,098 4.8 mi
07850 Landing, NJ 6,436 4.9 mi

More ZIP Codes in Morris County

07960 standard
Morristown, NJ
Pop: 43,747
07054 standard
Parsippany, NJ
Pop: 29,305
07801 standard
Dover, NJ
Pop: 25,386
07869 standard
Randolph, NJ
Pop: 25,291
07866 standard
Rockaway, NJ
Pop: 22,098
07950 standard
Morris Plains, NJ
Pop: 19,564

Related Areas

Morris County Wharton, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 07885 in? ▼
ZIP code 07885 (Wharton) is located in Morris County, New Jersey. Morris County contains multiple ZIP codes, see the full list at /counties/morris-nj.
What is the population of ZIP code 07885? ▼
ZIP code 07885 in Wharton, NJ has a population of 10,078 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 07885? ▼
The median household income in ZIP 07885 is $100,716, which is 32% above the national average of $76,288.
What is the average home value in ZIP 07885? ▼
The median home value in ZIP 07885 is $380,900, which is 37% above the national average of $278,155.
What is the demographic makeup of ZIP 07885? ▼
The largest racial group in ZIP 07885 is White at 62.7%. Hispanic or Latino residents make up 36.1% of the population.
How many businesses are in ZIP code 07885? ▼
ZIP code 07885 has 240 business establishments employing approximately 3,505 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 07885? ▼
The top industries by establishment count in ZIP 07885 are: Construction (40), Retail trade (28), Administrative and support and waste management and remediation services (25). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 07885? ▼
According to the FHFA House Price Index, home values in ZIP 07885 decreased by 1.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 07885? ▼
In ZIP code 07885, 68.8% of residents aged 25+ have a high school diploma or higher, and 37.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 07885? ▼
The mean commute time for workers in ZIP code 07885 is 31.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 07885? ▼
In ZIP code 07885, approximately 64.4% of occupied housing units are owner-occupied and 35.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 07885? ▼
The poverty rate in ZIP code 07885 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.