PlainZIP

Phillipsburg, NJ · standard

ZIP Code 08865

Warren County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

29,840
268/sq mi
$79,949
Median income
$267,200
Median home value
29.4%
Bachelor's or higher

The verdict

Phillipsburg pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 38%
household income, US ZIPs
Top 39%
home value, US ZIPs
268
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08865 against every reporting US ZIP.

ZIP code 08865 is a densely settled ZIP (a standard USPS delivery area) in Phillipsburg, Warren County, New Jersey, with 29,840 residents across 111.3 square miles, a density of 268 people per square mile, in the New York time zone.

ZIP 08865 lands in the middle-income range, with a median household income of $79,949 (34% below the New Jersey average), while per-capita income is $41,700. Poverty here runs at 14.0%, with unemployment measured at 5.9%. Median home value sits at $267,200 (48% below the state average), median rent at $1,348 a month, and owner-occupancy at 68.4%.

Educational attainment sits below the national norm: 29.4% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is 30 minutes. To put 08865 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Warren County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08865

Top 5 sectors by establishment count in Phillipsburg, NJ

Which industries have the most business establishments in ZIP 08865.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08865, Phillipsburg, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

29,840

Population

111.3

Area (sq mi)

268

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08865?

42.0

Median Age

50.5%

Male

49.5%

Female

9.3%

Foreign-Born

White 69.9%
African American 12.2%
Asian 2.4%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 11.3%
Hispanic or Latino 13.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,949

Median Household Income

-34% vs state

$41,700

Per Capita Income

14.0%

Poverty Rate

5.9%

Unemployment Rate

30.1 min

Mean Commute Time

How ZIP 08865 ranks nationally

Phillipsburg, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,949 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 64.6%
Bachelor's Degree or Higher 29.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,002

Total Housing Units

13,467

Occupied Units

535

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 68.4%
Renter 31.6%

$267,200

Median Home Value

-48% vs state

$1,348

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.5%

YoY Change (2024)

249

HPI Index (2000 = 100)

+149%

Total Change Since 2000

Home values in ZIP 08865 have increased 13.5% over the past year (2024). Since 2000, this ZIP has seen +149% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.9% 147
2021 +13.8% 167
2022 +16.3% 195
2023 +12.7% 219
2024 +13.5% 249

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 622 business establishments in ZIP 08865, employing approximately 10,532 people with a combined annual payroll of $588,504,000.

622

Businesses

10,532

Employees

$588.5M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 103 16.6%
Retail trade 95 15.3%
Other services (except public administration) 88 14.2%
Accommodation and food services 57 9.2%
Construction 53 8.5%
Professional, scientific, and technical services 49 7.9%
Manufacturing 35 5.6%
Administrative and support and waste management and remediation services 31 5.0%
Transportation and warehousing 26 4.2%
Finance and insurance 21 3.4%
Wholesale trade 19 3.0%
Real estate and rental and leasing 11 1.8%
Information 10 1.6%
Arts, entertainment, and recreation 8 1.3%
Utilities 6 1.0%
Educational services 5 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08865 vs 08886 →

ZIP 08865 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08865 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08865 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08865 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08886 Stewartsville, NJ 7,077 2.6 mi
18063 Martins Creek, PA 548 5.3 mi
18040 Easton, PA 15,742 4.5 mi
08804 Bloomsbury, NJ 2,771 5.2 mi
08808 Broadway, NJ 86 5.6 mi
18042 Easton, PA 41,570 5.5 mi
18045 Easton, PA 26,391 6.5 mi
18085 Tatamy, PA 1,119 5.9 mi
08802 Asbury, NJ 4,067 7.0 mi
18083 Stockertown, PA 530 6.9 mi

More ZIP Codes in Warren County

07840 standard
Hackettstown, NJ
Pop: 29,849
07882 standard
Washington, NJ
Pop: 14,492
07825 standard
Blairstown, NJ
Pop: 9,555
07823 standard
Belvidere, NJ
Pop: 7,571
08886 standard
Stewartsville, NJ
Pop: 7,077
07863 standard
Oxford, NJ
Pop: 4,332

Related Areas

Warren County Phillipsburg, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08865 in? ▼
ZIP code 08865 (Phillipsburg) is located in Warren County, New Jersey. Warren County contains multiple ZIP codes, see the full list at /counties/warren-nj.
What is the population of ZIP code 08865? ▼
ZIP code 08865 in Phillipsburg, NJ has a population of 29,840 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08865? ▼
The median household income in ZIP 08865 is $79,949, which is 5% above the national average of $76,288.
What is the average home value in ZIP 08865? ▼
The median home value in ZIP 08865 is $267,200, which is 4% below the national average of $278,155.
What is the demographic makeup of ZIP 08865? ▼
The largest racial group in ZIP 08865 is White at 69.9%. Hispanic or Latino residents make up 13.3% of the population.
How many businesses are in ZIP code 08865? ▼
ZIP code 08865 has 622 business establishments employing approximately 10,532 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08865? ▼
The top industries by establishment count in ZIP 08865 are: Health care and social assistance (103), Retail trade (95), Other services (except public administration) (88). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 08865? ▼
According to the FHFA House Price Index, home values in ZIP 08865 increased by 13.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 149%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08865? ▼
In ZIP code 08865, 64.6% of residents aged 25+ have a high school diploma or higher, and 29.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08865? ▼
The mean commute time for workers in ZIP code 08865 is 30.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08865? ▼
In ZIP code 08865, approximately 68.4% of occupied housing units are owner-occupied and 31.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08865? ▼
The poverty rate in ZIP code 08865 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.