PlainZIP

Stewartsville, NJ · standard

ZIP Code 08886

Warren County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,077
181/sq mi
$161,168
Median income
$447,100
Median home value
49.8%
Bachelor's or higher

The verdict

Stewartsville pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 3%
household income, US ZIPs
Top 17%
home value, US ZIPs
181
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08886 against every reporting US ZIP.

ZIP code 08886 is a mid-sized community (a standard USPS delivery area) in Stewartsville, Warren County, New Jersey, home to 7,077 residents across 39.2 square miles, a density of 181 people per square mile, in the New York time zone.

ZIP 08886 skews affluent, with a median household income of $161,168 (32% above the New Jersey average), while per-capita income is $63,259. Local economic indicators show a 5.5% poverty rate alongside 4.0% unemployment. Housing costs here run $447,100 for a typical home value (13% below the state average), with rent averaging $1,840 a month; 96.3% of homes are owner-occupied.

A solid share of residents have a four-year degree: 49.8% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 42 minutes. To put 08886 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Warren County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08886

Top 5 sectors by establishment count in Stewartsville, NJ

Which industries have the most business establishments in ZIP 08886.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08886, Stewartsville, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,077

Population

39.2

Area (sq mi)

181

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08886?

42.8

Median Age

46.8%

Male

53.2%

Female

14.2%

Foreign-Born

White 69.6%
African American 7.1%
Asian 7.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.8%
Hispanic or Latino 14.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$161,168

Median Household Income

+32% vs state

$63,259

Per Capita Income

5.5%

Poverty Rate

4.0%

Unemployment Rate

42.4 min

Mean Commute Time

How ZIP 08886 ranks nationally

Stewartsville, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$161,168 Top 3% higher than 97% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.8%
Bachelor's Degree or Higher 49.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,237

Total Housing Units

2,227

Occupied Units

10

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 96.3%
Renter 3.7%

$447,100

Median Home Value

-13% vs state

$1,840

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.3%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 08886 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.1% 134
2021 +15.1% 154
2022 +17.8% 182
2023 +7.2% 195
2024 +2.3% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 80 business establishments in ZIP 08886, employing approximately 614 people with a combined annual payroll of $39,573,000.

80

Businesses

614

Employees

$39.6M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 14 17.5%
Construction 13 16.3%
Other services (except public administration) 9 11.3%
Accommodation and food services 7 8.8%
Professional, scientific, and technical services 6 7.5%
Administrative and support and waste management and remediation services 6 7.5%
Health care and social assistance 6 7.5%
Manufacturing 4 5.0%
Transportation and warehousing 4 5.0%
Utilities 3 3.8%
Real estate and rental and leasing 3 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08886 vs 08804 →

ZIP 08886 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08886 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08886 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08886 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08804 Bloomsbury, NJ 2,771 3.3 mi
08865 Phillipsburg, NJ 29,840 2.6 mi
08808 Broadway, NJ 86 4.0 mi
08802 Asbury, NJ 4,067 4.4 mi
08848 Milford, NJ 8,435 6.8 mi
07882 Washington, NJ 14,492 6.4 mi
18063 Martins Creek, PA 548 7.1 mi
08827 Hampton, NJ 4,629 7.2 mi
18042 Easton, PA 41,570 6.9 mi
18040 Easton, PA 15,742 7.1 mi

More ZIP Codes in Warren County

07840 standard
Hackettstown, NJ
Pop: 29,849
08865 standard
Phillipsburg, NJ
Pop: 29,840
07882 standard
Washington, NJ
Pop: 14,492
07825 standard
Blairstown, NJ
Pop: 9,555
07823 standard
Belvidere, NJ
Pop: 7,571
07863 standard
Oxford, NJ
Pop: 4,332

Related Areas

Warren County Stewartsville, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08886 in? ▼
ZIP code 08886 (Stewartsville) is located in Warren County, New Jersey. Warren County contains multiple ZIP codes, see the full list at /counties/warren-nj.
What is the population of ZIP code 08886? ▼
ZIP code 08886 in Stewartsville, NJ has a population of 7,077 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08886? ▼
The median household income in ZIP 08886 is $161,168, which is 111% above the national average of $76,288.
What is the average home value in ZIP 08886? ▼
The median home value in ZIP 08886 is $447,100, which is 61% above the national average of $278,155.
What is the demographic makeup of ZIP 08886? ▼
The largest racial group in ZIP 08886 is White at 69.6%. Hispanic or Latino residents make up 14.6% of the population.
How many businesses are in ZIP code 08886? ▼
ZIP code 08886 has 80 business establishments employing approximately 614 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08886? ▼
The top industries by establishment count in ZIP 08886 are: Retail trade (14), Construction (13), Other services (except public administration) (9). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 08886? ▼
According to the FHFA House Price Index, home values in ZIP 08886 increased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08886? ▼
In ZIP code 08886, 74.8% of residents aged 25+ have a high school diploma or higher, and 49.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08886? ▼
The mean commute time for workers in ZIP code 08886 is 42.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08886? ▼
In ZIP code 08886, approximately 96.3% of occupied housing units are owner-occupied and 3.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08886? ▼
The poverty rate in ZIP code 08886 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.