ZIP Code 08886

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Source:

Stewartsville · Warren County · New Jersey

Population
7,077

181/sq mi

Median income
$161,168

▲ 111% vs US

higher than 97% of US ZIPs

Median home value
$447,100

▲ 61% vs US

higher than 83% of US ZIPs

Bachelor's or higher
49.8%

Median age 42.8

Land area
39.2 sq mi

New York

ZIP code 08886 in Stewartsville, New Jersey has a population of 7,077. The median household income is $161,168, which is 111% above the national average. Median home value is $447,100, 61% above the US average. 49.8% of residents hold a bachelor's degree or higher.

ZIP code 08886 is classified by USPS as a standard delivery area and covers roughly 39.2 square miles in Stewartsville, Warren County, New Jersey. The area is home to 7,077 residents, producing a population density of 181 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 08886 against New Jersey and the nation.

On the economic side, the median household income for ZIP 08886 sits at $161,168 (32% above the New Jersey average), while per-capita income is $63,259. The poverty rate stands at 5.5% and the unemployment rate at 4.0%. On housing, the median home value is $447,100 (13% below the state average) with median rent at $1,840 per month, and 96.3% of occupied units are owner-occupied, a direct signal of whether 08886 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 49.8% of adults hold a bachelor's degree or higher, the median age is 42.8, and the average commute is 42 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Warren County, so you can benchmark 08886 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 08886

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 08886.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 08886, Stewartsville, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

7,077

Population

39.2

Area (sq mi)

181

People / sq mi

New York

Time Zone

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ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08886?

42.8

Median Age

46.8%

Male

53.2%

Female

14.2%

Foreign-Born

White 69.6%
African American 7.1%
Asian 7.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 12.8%
Hispanic or Latino 14.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$161,168

Median Household Income

+32% vs state

$63,259

Per Capita Income

5.5%

Poverty Rate

4.0%

Unemployment Rate

42.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.8%
Bachelor's Degree or Higher 49.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,237

Total Housing Units

2,227

Occupied Units

10

Vacant Units

2.88

Avg Household Size

Occupancy Type

Owner 96.3%
Renter 3.7%

$447,100

Median Home Value

-13% vs state

$1,840

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.3%

YoY Change (2024)

199

HPI Index (2000 = 100)

+99%

Total Change Since 2000

Home values in ZIP 08886 have increased 2.3% over the past year (2024). Since 2000, this ZIP has seen +99% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.1% 134
2021 +15.1% 154
2022 +17.8% 182
2023 +7.2% 195
2024 +2.3% 199

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 80 business establishments in ZIP 08886, employing approximately 614 people with a combined annual payroll of $39,573,000.

80

Businesses

614

Employees

$39.6M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Retail trade 14 17.5%
Construction 13 16.3%
Other services (except public administration) 9 11.3%
Accommodation and food services 7 8.8%
Professional, scientific, and technical services 6 7.5%
Administrative and support and waste management and remediation services 6 7.5%
Health care and social assistance 6 7.5%
Manufacturing 4 5.0%
Transportation and warehousing 4 5.0%
Utilities 3 3.8%
Real estate and rental and leasing 3 3.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08886 vs 08804 →

ZIP Code City Population Distance
08804 Bloomsbury, NJ 2,771 3.3 mi
08865 Phillipsburg, NJ 29,840 2.6 mi
08808 Broadway, NJ 86 4.0 mi
08802 Asbury, NJ 4,067 4.4 mi
08848 Milford, NJ 8,435 6.8 mi
07882 Washington, NJ 14,492 6.4 mi
18063 Martins Creek, PA 548 7.1 mi
08827 Hampton, NJ 4,629 7.2 mi
18042 Easton, PA 41,570 6.9 mi
18040 Easton, PA 15,742 7.1 mi

More ZIP Codes in Warren County

Frequently Asked Questions

What county is ZIP code 08886 in?
ZIP code 08886 (Stewartsville) is located in Warren County, New Jersey. Warren County contains multiple ZIP codes, see the full list at /counties/warren-nj.
What is the population of ZIP code 08886?
ZIP code 08886 in Stewartsville, NJ has a population of 7,077 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08886?
The median household income in ZIP 08886 is $161,168, which is 111% above the national average of $76,288.
What is the average home value in ZIP 08886?
The median home value in ZIP 08886 is $447,100, which is 61% above the national average of $278,155.
What is the demographic makeup of ZIP 08886?
The largest racial group in ZIP 08886 is White at 69.6%. Hispanic or Latino residents make up 14.6% of the population.
How many businesses are in ZIP code 08886?
ZIP code 08886 has 80 business establishments employing approximately 614 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08886?
The top industries by establishment count in ZIP 08886 are: Retail trade (14), Construction (13), Other services (except public administration) (9). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 08886?
According to the FHFA House Price Index, home values in ZIP 08886 increased by 2.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 99%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08886?
In ZIP code 08886, 74.8% of residents aged 25+ have a high school diploma or higher, and 49.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08886?
The mean commute time for workers in ZIP code 08886 is 42.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08886?
In ZIP code 08886, approximately 96.3% of occupied housing units are owner-occupied and 3.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08886?
The poverty rate in ZIP code 08886 is 5.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Stewartsville, NJ

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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