PlainZIP

Spotswood, NJ · standard

ZIP Code 08884

Middlesex County, New Jersey - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,257
1,372/sq mi
$104,702
Median income
$369,500
Median home value
36.9%
Bachelor's or higher

The verdict

Spotswood pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 16%
household income, US ZIPs
Top 24%
home value, US ZIPs
1,372
people per sq mi
86%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 08884 against every reporting US ZIP.

ZIP code 08884 is a mid-sized community (a standard USPS delivery area) in Spotswood, Middlesex County, New Jersey, home to 8,257 residents across 6.0 square miles, a density of 1,372 people per square mile, in the New York time zone.

ZIP 08884 lands in the middle-income range, with a median household income of $104,702 (14% below the New Jersey average), while per-capita income is $51,435. Local economic indicators show a 4.2% poverty rate alongside 8.9% unemployment. On housing, the median home value is $369,500 (28% below the state average) with median rent at $1,079 per month, and 86.2% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 36.9% of adults hold a bachelor's degree or higher, the median age is 46, and the average commute is 32 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Middlesex County, letting you compare 08884 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 08884

Top 5 sectors by establishment count in Spotswood, NJ

Which industries have the most business establishments in ZIP 08884.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 08884, Spotswood, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,257

Population

6.0

Area (sq mi)

1,372

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08884?

46.0

Median Age

46.0%

Male

54.0%

Female

12.5%

Foreign-Born

White 77.9%
African American 1.5%
Asian 6.6%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.5%
Hispanic or Latino 15.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,702

Median Household Income

-14% vs state

$51,435

Per Capita Income

4.2%

Poverty Rate

8.9%

Unemployment Rate

32.4 min

Mean Commute Time

How ZIP 08884 ranks nationally

Spotswood, NJ household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$104,702 Top 16% higher than 84% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.3%
Bachelor's Degree or Higher 36.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,360

Total Housing Units

3,323

Occupied Units

37

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 86.2%
Renter 13.8%

$369,500

Median Home Value

-28% vs state

$1,079

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.3%

YoY Change (2024)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 08884 have increased 13.3% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.4% 183
2021 +11.8% 204
2022 +18.3% 242
2023 +5.9% 256
2024 +13.3% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 161 business establishments in ZIP 08884, employing approximately 1,314 people with a combined annual payroll of $54,777,000.

161

Businesses

1,314

Employees

$54.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 26 16.1%
Health care and social assistance 20 12.4%
Accommodation and food services 18 11.2%
Construction 17 10.6%
Administrative and support and waste management and remediation services 17 10.6%
Retail trade 14 8.7%
Wholesale trade 8 5.0%
Transportation and warehousing 8 5.0%
Finance and insurance 8 5.0%
Professional, scientific, and technical services 8 5.0%
Real estate and rental and leasing 7 4.3%
Manufacturing 3 1.9%
Information 3 1.9%
Educational services 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08884 vs 08828 →

ZIP 08884 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 08884 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 08884 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 08884 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
08828 Helmetta, NJ 2,178 2.1 mi
08816 East Brunswick, NJ 46,298 2.6 mi
08882 South River, NJ 16,008 3.6 mi
08857 Old Bridge, NJ 39,898 3.3 mi
08850 Milltown, NJ 8,281 4.4 mi
08831 Monroe Township, NJ 45,620 5.1 mi
08817 Edison, NJ 44,621 8.3 mi
08872 Sayreville, NJ 18,811 5.6 mi
08810 Dayton, NJ 8,401 5.6 mi
08901 New Brunswick, NJ 55,223 6.7 mi

More ZIP Codes in Middlesex County

08854 standard
Piscataway, NJ
Pop: 55,961
08901 standard
New Brunswick, NJ
Pop: 55,223
08861 standard
Perth Amboy, NJ
Pop: 53,099
08816 standard
East Brunswick, NJ
Pop: 46,298
08831 standard
Monroe Township, NJ
Pop: 45,620
08817 standard
Edison, NJ
Pop: 44,621

Related Areas

Middlesex County Spotswood, NJ New Jersey

Frequently Asked Questions

What county is ZIP code 08884 in? ▼
ZIP code 08884 (Spotswood) is located in Middlesex County, New Jersey. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-nj.
What is the population of ZIP code 08884? ▼
ZIP code 08884 in Spotswood, NJ has a population of 8,257 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08884? ▼
The median household income in ZIP 08884 is $104,702, which is 37% above the national average of $76,288.
What is the average home value in ZIP 08884? ▼
The median home value in ZIP 08884 is $369,500, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 08884? ▼
The largest racial group in ZIP 08884 is White at 77.9%. Hispanic or Latino residents make up 15.0% of the population.
How many businesses are in ZIP code 08884? ▼
ZIP code 08884 has 161 business establishments employing approximately 1,314 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08884? ▼
The top industries by establishment count in ZIP 08884 are: Other services (except public administration) (26), Health care and social assistance (20), Accommodation and food services (18). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 08884? ▼
According to the FHFA House Price Index, home values in ZIP 08884 increased by 13.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08884? ▼
In ZIP code 08884, 67.3% of residents aged 25+ have a high school diploma or higher, and 36.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08884? ▼
The mean commute time for workers in ZIP code 08884 is 32.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08884? ▼
In ZIP code 08884, approximately 86.2% of occupied housing units are owner-occupied and 13.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08884? ▼
The poverty rate in ZIP code 08884 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.