ZIP Code 08884

standard

Source:

Spotswood · Middlesex County · New Jersey

Population
8,257

1,372/sq mi

Median income
$104,702

▲ 37% vs US

higher than 84% of US ZIPs

Median home value
$369,500

▲ 33% vs US

higher than 76% of US ZIPs

Bachelor's or higher
36.9%

Median age 46

Land area
6.0 sq mi

New York

ZIP code 08884 in Spotswood, New Jersey has a population of 8,257. The median household income is $104,702, which is 37% above the national average. Median home value is $369,500, 33% above the US average. 36.9% of residents hold a bachelor's degree or higher.

ZIP code 08884 is classified by USPS as a standard delivery area and covers roughly 6.0 square miles in Spotswood, Middlesex County, New Jersey. The area is home to 8,257 residents, producing a population density of 1,372 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 08884 against New Jersey and the nation.

On the economic side, the median household income for ZIP 08884 sits at $104,702 (14% below the New Jersey average), while per-capita income is $51,435. The poverty rate stands at 4.2% and the unemployment rate at 8.9%. On housing, the median home value is $369,500 (28% below the state average) with median rent at $1,079 per month, and 86.2% of occupied units are owner-occupied, a direct signal of whether 08884 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 36.9% of adults hold a bachelor's degree or higher, the median age is 46, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Middlesex County, so you can benchmark 08884 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 08884

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 08884.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 08884, Spotswood, NJ · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

8,257

Population

6.0

Area (sq mi)

1,372

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 08884?

46.0

Median Age

46.0%

Male

54.0%

Female

12.5%

Foreign-Born

White 77.9%
African American 1.5%
Asian 6.6%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.5%
Hispanic or Latino 15.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$104,702

Median Household Income

-14% vs state

$51,435

Per Capita Income

4.2%

Poverty Rate

8.9%

Unemployment Rate

32.4 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.3%
Bachelor's Degree or Higher 36.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,360

Total Housing Units

3,323

Occupied Units

37

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 86.2%
Renter 13.8%

$369,500

Median Home Value

-28% vs state

$1,079

Median Rent

1967

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.3%

YoY Change (2024)

290

HPI Index (2000 = 100)

+190%

Total Change Since 2000

Home values in ZIP 08884 have increased 13.3% over the past year (2024). Since 2000, this ZIP has seen +190% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.4% 183
2021 +11.8% 204
2022 +18.3% 242
2023 +5.9% 256
2024 +13.3% 290

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 161 business establishments in ZIP 08884, employing approximately 1,314 people with a combined annual payroll of $54,777,000.

161

Businesses

1,314

Employees

$54.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 26 16.1%
Health care and social assistance 20 12.4%
Accommodation and food services 18 11.2%
Construction 17 10.6%
Administrative and support and waste management and remediation services 17 10.6%
Retail trade 14 8.7%
Wholesale trade 8 5.0%
Transportation and warehousing 8 5.0%
Finance and insurance 8 5.0%
Professional, scientific, and technical services 8 5.0%
Real estate and rental and leasing 7 4.3%
Manufacturing 3 1.9%
Information 3 1.9%
Educational services 3 1.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 08884 vs 08828 →

ZIP Code City Population Distance
08828 Helmetta, NJ 2,178 2.1 mi
08816 East Brunswick, NJ 46,298 2.6 mi
08882 South River, NJ 16,008 3.6 mi
08857 Old Bridge, NJ 39,898 3.3 mi
08850 Milltown, NJ 8,281 4.4 mi
08831 Monroe Township, NJ 45,620 5.1 mi
08817 Edison, NJ 44,621 8.3 mi
08872 Sayreville, NJ 18,811 5.6 mi
08810 Dayton, NJ 8,401 5.6 mi
08901 New Brunswick, NJ 55,223 6.7 mi

More ZIP Codes in Middlesex County

Frequently Asked Questions

What county is ZIP code 08884 in?
ZIP code 08884 (Spotswood) is located in Middlesex County, New Jersey. Middlesex County contains multiple ZIP codes, see the full list at /counties/middlesex-nj.
What is the population of ZIP code 08884?
ZIP code 08884 in Spotswood, NJ has a population of 8,257 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 08884?
The median household income in ZIP 08884 is $104,702, which is 37% above the national average of $76,288.
What is the average home value in ZIP 08884?
The median home value in ZIP 08884 is $369,500, which is 33% above the national average of $278,155.
What is the demographic makeup of ZIP 08884?
The largest racial group in ZIP 08884 is White at 77.9%. Hispanic or Latino residents make up 15.0% of the population.
How many businesses are in ZIP code 08884?
ZIP code 08884 has 161 business establishments employing approximately 1,314 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 08884?
The top industries by establishment count in ZIP 08884 are: Other services (except public administration) (26), Health care and social assistance (20), Accommodation and food services (18). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 08884?
According to the FHFA House Price Index, home values in ZIP 08884 increased by 13.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 190%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 08884?
In ZIP code 08884, 67.3% of residents aged 25+ have a high school diploma or higher, and 36.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 08884?
The mean commute time for workers in ZIP code 08884 is 32.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 08884?
In ZIP code 08884, approximately 86.2% of occupied housing units are owner-occupied and 13.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 08884?
The poverty rate in ZIP code 08884 is 4.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Spotswood, NJ

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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