PlainZIP

Dobbs Ferry, NY · standard

ZIP Code 10522

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

10,875
1,729/sq mi
$165,417
Median income
$765,500
Median home value
69.5%
Bachelor's or higher

The verdict

Dobbs Ferry pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 5%
home value, US ZIPs
1,729
people per sq mi
64%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10522 against every reporting US ZIP.

ZIP code 10522 is a mid-sized community (a standard USPS delivery area) in Dobbs Ferry, Westchester County, New York, home to 10,875 residents across 6.3 square miles, a density of 1,729 people per square mile, in the New York time zone.

ZIP 10522 skews affluent, with a median household income of $165,417 (79% above the New York average), while per-capita income is $73,175. Poverty here runs at 6.7%, with unemployment measured at 5.2%. Median home value sits at $765,500 (102% above the state average), median rent at $2,369 a month, and owner-occupancy at 63.9%.

This is a highly-educated ZIP: 69.5% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 33 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Westchester County, letting you compare 10522 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10522

Top 5 sectors by establishment count in Dobbs Ferry, NY

Which industries have the most business establishments in ZIP 10522.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10522, Dobbs Ferry, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

10,875

Population

6.3

Area (sq mi)

1,729

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10522?

41.3

Median Age

52.5%

Male

47.5%

Female

22.9%

Foreign-Born

White 70.2%
African American 2.8%
Asian 12.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.0%
Hispanic or Latino 12.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$165,417

Median Household Income

+79% vs state

$73,175

Per Capita Income

6.7%

Poverty Rate

5.2%

Unemployment Rate

32.7 min

Mean Commute Time

How ZIP 10522 ranks nationally

Dobbs Ferry, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$165,417 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.3%
Bachelor's Degree or Higher 69.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,232

Total Housing Units

3,962

Occupied Units

270

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 63.9%
Renter 36.1%

$765,500

Median Home Value

+102% vs state

$2,369

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.8%

YoY Change (2024)

250

HPI Index (2000 = 100)

+150%

Total Change Since 2000

Home values in ZIP 10522 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.0% 200
2021 +2.5% 205
2022 +5.6% 217
2023 +7.9% 234
2024 +6.8% 250

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 343 business establishments in ZIP 10522, employing approximately 6,597 people with a combined annual payroll of $294,693,000.

343

Businesses

6,597

Employees

$294.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 57 16.6%
Health care and social assistance 52 15.2%
Accommodation and food services 44 12.8%
Retail trade 40 11.7%
Other services (except public administration) 34 9.9%
Construction 27 7.9%
Real estate and rental and leasing 19 5.5%
Administrative and support and waste management and remediation services 17 5.0%
Educational services 14 4.1%
Arts, entertainment, and recreation 11 3.2%
Information 10 2.9%
Wholesale trade 6 1.8%
Finance and insurance 5 1.5%
Manufacturing 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10522 vs 10502 →

ZIP 10522 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10522 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10522 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10522 ranks #6 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10502 Ardsley, NY 5,487 1.2 mi
10503 Ardsley On Hudson, NY 108 1.1 mi
10706 Hastings On Hudson, NY 8,679 1.6 mi
10533 Irvington, NY 7,322 1.9 mi
10964 Palisades, NY 1,472 2.6 mi
10710 Yonkers, NY 25,120 3.2 mi
10703 Yonkers, NY 20,301 3.7 mi
10530 Hartsdale, NY 12,604 3.1 mi
10976 Sparkill, NY 2,258 3.4 mi
10968 Piermont, NY 2,353 3.3 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County Dobbs Ferry, NY New York

Frequently Asked Questions

What county is ZIP code 10522 in? ▼
ZIP code 10522 (Dobbs Ferry) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10522? ▼
ZIP code 10522 in Dobbs Ferry, NY has a population of 10,875 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10522? ▼
The median household income in ZIP 10522 is $165,417, which is 117% above the national average of $76,288.
What is the average home value in ZIP 10522? ▼
The median home value in ZIP 10522 is $765,500, which is 175% above the national average of $278,155.
What is the demographic makeup of ZIP 10522? ▼
The largest racial group in ZIP 10522 is White at 70.2%. Hispanic or Latino residents make up 12.5% of the population.
How many businesses are in ZIP code 10522? ▼
ZIP code 10522 has 343 business establishments employing approximately 6,597 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10522? ▼
The top industries by establishment count in ZIP 10522 are: Professional, scientific, and technical services (57), Health care and social assistance (52), Accommodation and food services (44). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 10522? ▼
According to the FHFA House Price Index, home values in ZIP 10522 increased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 150%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10522? ▼
In ZIP code 10522, 79.3% of residents aged 25+ have a high school diploma or higher, and 69.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10522? ▼
The mean commute time for workers in ZIP code 10522 is 32.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10522? ▼
In ZIP code 10522, approximately 63.9% of occupied housing units are owner-occupied and 36.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10522? ▼
The poverty rate in ZIP code 10522 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.