ZIP Code 10522

standard

Source:

Dobbs Ferry · Westchester County · New York

Population
10,875

1,729/sq mi

Median income
$165,417

▲ 117% vs US

higher than 98% of US ZIPs

Median home value
$765,500

▲ 175% vs US

higher than 95% of US ZIPs

Bachelor's or higher
69.5%

Median age 41.3

Land area
6.3 sq mi

New York

ZIP code 10522 in Dobbs Ferry, New York has a population of 10,875. The median household income is $165,417, which is 117% above the national average. Median home value is $765,500, 175% above the US average. 69.5% of residents hold a bachelor's degree or higher.

ZIP code 10522 is classified by USPS as a standard delivery area and covers roughly 6.3 square miles in Dobbs Ferry, Westchester County, New York. The area is home to 10,875 residents, producing a population density of 1,729 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10522 against New York and the nation.

On the economic side, the median household income for ZIP 10522 sits at $165,417 (79% above the New York average), while per-capita income is $73,175. The poverty rate stands at 6.7% and the unemployment rate at 5.2%. On housing, the median home value is $765,500 (102% above the state average) with median rent at $2,369 per month, and 63.9% of occupied units are owner-occupied, a direct signal of whether 10522 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 69.5% of adults hold a bachelor's degree or higher, the median age is 41.3, and the average commute is 33 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10522 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 10522

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 10522.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 10522, Dobbs Ferry, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

10,875

Population

6.3

Area (sq mi)

1,729

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10522?

41.3

Median Age

52.5%

Male

47.5%

Female

22.9%

Foreign-Born

White 70.2%
African American 2.8%
Asian 12.3%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.0%
Hispanic or Latino 12.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$165,417

Median Household Income

+79% vs state

$73,175

Per Capita Income

6.7%

Poverty Rate

5.2%

Unemployment Rate

32.7 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 79.3%
Bachelor's Degree or Higher 69.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,232

Total Housing Units

3,962

Occupied Units

270

Vacant Units

2.69

Avg Household Size

Occupancy Type

Owner 63.9%
Renter 36.1%

$765,500

Median Home Value

+102% vs state

$2,369

Median Rent

1955

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.8%

YoY Change (2024)

250

HPI Index (2000 = 100)

+150%

Total Change Since 2000

Home values in ZIP 10522 have increased 6.8% over the past year (2024). Since 2000, this ZIP has seen +150% cumulative appreciation.

Year Annual Change HPI Index
2020 -0.0% 200
2021 +2.5% 205
2022 +5.6% 217
2023 +7.9% 234
2024 +6.8% 250

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 343 business establishments in ZIP 10522, employing approximately 6,597 people with a combined annual payroll of $294,693,000.

343

Businesses

6,597

Employees

$294.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 57 16.6%
Health care and social assistance 52 15.2%
Accommodation and food services 44 12.8%
Retail trade 40 11.7%
Other services (except public administration) 34 9.9%
Construction 27 7.9%
Real estate and rental and leasing 19 5.5%
Administrative and support and waste management and remediation services 17 5.0%
Educational services 14 4.1%
Arts, entertainment, and recreation 11 3.2%
Information 10 2.9%
Wholesale trade 6 1.8%
Finance and insurance 5 1.5%
Manufacturing 4 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10522 vs 10502 →

ZIP Code City Population Distance
10502 Ardsley, NY 5,487 1.2 mi
10503 Ardsley On Hudson, NY 108 1.1 mi
10706 Hastings On Hudson, NY 8,679 1.6 mi
10533 Irvington, NY 7,322 1.9 mi
10964 Palisades, NY 1,472 2.6 mi
10710 Yonkers, NY 25,120 3.2 mi
10703 Yonkers, NY 20,301 3.7 mi
10530 Hartsdale, NY 12,604 3.1 mi
10976 Sparkill, NY 2,258 3.4 mi
10968 Piermont, NY 2,353 3.3 mi

More ZIP Codes in Westchester County

Frequently Asked Questions

What county is ZIP code 10522 in?
ZIP code 10522 (Dobbs Ferry) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10522?
ZIP code 10522 in Dobbs Ferry, NY has a population of 10,875 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10522?
The median household income in ZIP 10522 is $165,417, which is 117% above the national average of $76,288.
What is the average home value in ZIP 10522?
The median home value in ZIP 10522 is $765,500, which is 175% above the national average of $278,155.
What is the demographic makeup of ZIP 10522?
The largest racial group in ZIP 10522 is White at 70.2%. Hispanic or Latino residents make up 12.5% of the population.
How many businesses are in ZIP code 10522?
ZIP code 10522 has 343 business establishments employing approximately 6,597 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10522?
The top industries by establishment count in ZIP 10522 are: Professional, scientific, and technical services (57), Health care and social assistance (52), Accommodation and food services (44). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 10522?
According to the FHFA House Price Index, home values in ZIP 10522 increased by 6.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 150%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10522?
In ZIP code 10522, 79.3% of residents aged 25+ have a high school diploma or higher, and 69.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10522?
The mean commute time for workers in ZIP code 10522 is 32.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10522?
In ZIP code 10522, approximately 63.9% of occupied housing units are owner-occupied and 36.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10522?
The poverty rate in ZIP code 10522 is 6.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Dobbs Ferry, NY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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