PlainZIP

Eastchester, NY · standard

ZIP Code 10709

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,292
2,633/sq mi
$170,417
Median income
$847,900
Median home value
65.9%
Bachelor's or higher

The verdict

Eastchester pairs a top-decile household income with top-decile home values, in a suburban-density, homeowner-dominated area.

Top 2%
household income, US ZIPs
Top 4%
home value, US ZIPs
2,633
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10709 against every reporting US ZIP.

ZIP code 10709 is a mid-sized community (a standard USPS delivery area) in Eastchester, Westchester County, New York, home to 9,292 residents across 3.5 square miles, a density of 2,633 people per square mile, in the New York time zone.

ZIP 10709 skews affluent, with a median household income of $170,417 (84% above the New York average), while per-capita income is $82,027. Poverty here runs at 4.4%, with unemployment measured at 3.6%. Housing costs here run $847,900 for a typical home value (124% above the state average), with rent averaging $2,093 a month; 80.1% of homes are owner-occupied.

This is a highly-educated ZIP: 65.9% of adults hold a bachelor's degree or higher, the median age is 42.9, and the average commute is 32 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Westchester County, so you can benchmark 10709 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10709

Top 5 sectors by establishment count in Eastchester, NY

Which industries have the most business establishments in ZIP 10709.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10709, Eastchester, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,292

Population

3.5

Area (sq mi)

2,633

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10709?

42.9

Median Age

49.7%

Male

50.3%

Female

16.5%

Foreign-Born

White 81.0%
African American 3.0%
Asian 9.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.9%
Hispanic or Latino 6.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$170,417

Median Household Income

+84% vs state

$82,027

Per Capita Income

4.4%

Poverty Rate

3.6%

Unemployment Rate

32.4 min

Mean Commute Time

How ZIP 10709 ranks nationally

Eastchester, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$170,417 Top 2% higher than 98% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). This entry sits in this band. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.9%
Bachelor's Degree or Higher 65.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,831

Total Housing Units

3,628

Occupied Units

203

Vacant Units

2.85

Avg Household Size

Occupancy Type

Owner 80.1%
Renter 19.9%

$847,900

Median Home Value

+124% vs state

$2,093

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.6%

YoY Change (2024)

239

HPI Index (2000 = 100)

+139%

Total Change Since 2000

Home values in ZIP 10709 have increased 8.6% over the past year (2024). Since 2000, this ZIP has seen +139% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.6% 196
2021 +4.3% 204
2022 +4.8% 214
2023 +2.8% 220
2024 +8.6% 239

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 301 business establishments in ZIP 10709, employing approximately 2,195 people with a combined annual payroll of $114,046,000.

301

Businesses

2,195

Employees

$114.0M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 49 16.3%
Other services (except public administration) 43 14.3%
Retail trade 35 11.6%
Health care and social assistance 30 10.0%
Real estate and rental and leasing 25 8.3%
Construction 23 7.6%
Administrative and support and waste management and remediation services 23 7.6%
Accommodation and food services 23 7.6%
Finance and insurance 14 4.7%
Educational services 12 4.0%
Arts, entertainment, and recreation 9 3.0%
Wholesale trade 8 2.7%
Transportation and warehousing 4 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10709 vs 10707 →

ZIP 10709 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10709 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10709 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10709 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10707 Tuckahoe, NY 10,097 0.8 mi
10804 New Rochelle, NY 14,146 1.3 mi
10708 Bronxville, NY 21,225 1.6 mi
10552 Mount Vernon, NY 19,786 2.3 mi
10710 Yonkers, NY 25,120 2.2 mi
10583 Scarsdale, NY 38,982 2.5 mi
10803 Pelham, NY 12,435 3.8 mi
10553 Mount Vernon, NY 10,170 3.2 mi
10801 New Rochelle, NY 40,827 2.9 mi
10538 Larchmont, NY 16,597 3.0 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County Eastchester, NY New York

Frequently Asked Questions

What county is ZIP code 10709 in? ▼
ZIP code 10709 (Eastchester) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10709? ▼
ZIP code 10709 in Eastchester, NY has a population of 9,292 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10709? ▼
The median household income in ZIP 10709 is $170,417, which is 123% above the national average of $76,288.
What is the average home value in ZIP 10709? ▼
The median home value in ZIP 10709 is $847,900, which is 205% above the national average of $278,155.
What is the demographic makeup of ZIP 10709? ▼
The largest racial group in ZIP 10709 is White at 81.0%. Hispanic or Latino residents make up 6.9% of the population.
How many businesses are in ZIP code 10709? ▼
ZIP code 10709 has 301 business establishments employing approximately 2,195 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10709? ▼
The top industries by establishment count in ZIP 10709 are: Professional, scientific, and technical services (49), Other services (except public administration) (43), Retail trade (35). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 10709? ▼
According to the FHFA House Price Index, home values in ZIP 10709 increased by 8.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 139%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10709? ▼
In ZIP code 10709, 78.9% of residents aged 25+ have a high school diploma or higher, and 65.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10709? ▼
The mean commute time for workers in ZIP code 10709 is 32.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10709? ▼
In ZIP code 10709, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10709? ▼
The poverty rate in ZIP code 10709 is 4.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.