New Rochelle, NY · standard
ZIP Code 10804
Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 14,146
- 1,260/sq mi High-density area
- $250,000+
- Median income Above-median income area
- $927,000
- Median home value Above-median home value
- 85.3%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
New Rochelle pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.
- Top 1%
- household income, US ZIPs
- Top 3%
- home value, US ZIPs
- 1,260
- people per sq mi
- 96%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10804 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10804 (New Rochelle, NY) rose +11.4% from 2023 to 2024. The all-transactions index moved from 215.5 in 2023 to 240.0 in 2024 (2000 = 100).
ZIP code 10804 is a mid-sized community (a standard USPS delivery area) in New Rochelle, Westchester County, New York, home to 14,146 residents across 11.2 square miles, a density of 1,260 people per square mile, in the New York time zone.
ZIP 10804 skews affluent, with a median household income of $250,000+ (170% above the average New York ZIP), while per-capita income is $110,526. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.9% and unemployment is 3.0%. Housing is both higher-cost and owner-heavy: median home value is $927,000 (145% above the average New York ZIP), while 95.8% of occupied homes are owner-occupied and median rent is $2,210.
This is a highly-educated ZIP: 85.3% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 39 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Westchester County, so 10804 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10804
Top 5 sectors by establishment count in New Rochelle, NY
Which industries have the most business establishments in ZIP 10804.
- Professional, scientific, and technical services
Professional, scientific, and technical services
73 establishments
- Health care and social assistance
Health care and social assistance
58 establishments
- Other services (except public administration)
Other services (except public administration)
49 establishments
- Construction 29
Construction
29 establishments
- Accommodation and food services 22
Accommodation and food services
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10804, New Rochelle, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
14,146
Population
11.2
Area (sq mi)
1,260
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10804?
44.8
Median Age
50.6%
Male
49.4%
Female
18.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$250,000+
Median Household Income
+170% vs state ZIP avg
$110,526
Per Capita Income
2.9%
Poverty Rate
3.0%
Unemployment Rate
39.4 min
Mean Commute Time
How ZIP 10804 ranks among New York ZIPs
New Rochelle, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$250,000 Top 1% higher than 99% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,557housing units
5,557
Total Housing Units
5,506
Occupied Units
51
Vacant Units
2.89
Avg Household Size
Occupancy Type
$927,000
Median Home Value
+145% vs state ZIP avg
$2,210
Median Rent
1952
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.4%
YoY Change (2024)
240
HPI Index (2000 = 100)
+140%
Total Change Since 2000
Home values in ZIP 10804 have increased 11.4% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +0.8% | 174 |
| 2021 | +9.0% | 190 |
| 2022 | +4.8% | 199 |
| 2023 | +8.4% | 216 |
| 2024 | +11.4% | 240 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 369 business establishments in ZIP 10804, employing approximately 2,245 people with a combined annual payroll of $111,471,000.
369
Businesses
2,245
Employees
$111.5M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 73 | 19.8% |
| Health care and social assistance | 58 | 15.7% |
| Other services (except public administration) | 49 | 13.3% |
| Construction | 29 | 7.9% |
| Accommodation and food services | 22 | 6.0% |
| Retail trade | 20 | 5.4% |
| Real estate and rental and leasing | 20 | 5.4% |
| Wholesale trade | 19 | 5.2% |
| Educational services | 19 | 5.2% |
| Finance and insurance | 17 | 4.6% |
| Administrative and support and waste management and remediation services | 16 | 4.3% |
| Arts, entertainment, and recreation | 15 | 4.1% |
| Transportation and warehousing | 5 | 1.4% |
| Information | 4 | 1.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10804 vs 10709 →
ZIP 10804 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10801
New Rochelle (10801)
40,827 residents
- 10583
Scarsdale (10583)
38,982 residents
- 10708
Bronxville (10708)
21,225 residents
- 10543
Mamaroneck (10543)
20,135 residents
- 10552
Mount Vernon (10552)
19,786 residents
- 10805
New Rochelle (10805)
18,414 residents
- 10538
Larchmont (10538)
16,597 residents
- 10804 14,146
New Rochelle (10804)
14,146 residents
- 10803 12,435
Pelham (10803)
12,435 residents
What this shows Among its immediate neighbors, ZIP 10804 ranks #8 by population - useful context the national average alone can't give.
ZIP 10804 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10804
New Rochelle (10804)
$250,000 median income
- 10583
Scarsdale (10583)
$250,000 median income
- 10803
Pelham (10803)
$215,208 median income
- 10538
Larchmont (10538)
$207,969 median income
- 10709
Eastchester (10709)
$170,417 median income
- 10707
Tuckahoe (10707)
$130,957 median income
- 10543
Mamaroneck (10543)
$126,417 median income
- 10708
Bronxville (10708)
$126,343 median income
- 10805
New Rochelle (10805)
$102,109 median income
What this shows By household income, ZIP 10804 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10709 | Eastchester, NY | 9,292 | 1.3 mi |
| 10801 | New Rochelle, NY | 40,827 | 2.2 mi |
| 10538 | Larchmont, NY | 16,597 | 1.7 mi |
| 10583 | Scarsdale, NY | 38,982 | 2.8 mi |
| 10707 | Tuckahoe, NY | 10,097 | 2.1 mi |
| 10543 | Mamaroneck, NY | 20,135 | 2.7 mi |
| 10708 | Bronxville, NY | 21,225 | 2.4 mi |
| 10805 | New Rochelle, NY | 18,414 | 3.7 mi |
| 10552 | Mount Vernon, NY | 19,786 | 2.7 mi |
| 10803 | Pelham, NY | 12,435 | 3.5 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10804, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (14,146 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Westchester County
Related Areas
Frequently Asked Questions
What county is ZIP code 10804 in?
ZIP code 10804 (New Rochelle) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10804?
ZIP code 10804 in New Rochelle, NY has a population of 14,146 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10804?
The median household income in ZIP 10804 is $250,000+, which is 228% above the national average of $76,288.
What is the average home value in ZIP 10804?
The median home value in ZIP 10804 is $927,000, which is 233% above the national average of $278,155.
What is the demographic makeup of ZIP 10804?
The largest racial group in ZIP 10804 is White at 71.5%. Hispanic or Latino residents make up 9.2% of the population.
How many businesses are in ZIP code 10804?
ZIP code 10804 has 369 business establishments employing approximately 2,245 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10804?
The top industries by establishment count in ZIP 10804 are: Professional, scientific, and technical services (73), Health care and social assistance (58), Other services (except public administration) (49). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 10804?
According to the FHFA House Price Index, home values in ZIP 10804 increased by 11.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 140%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10804?
In ZIP code 10804, 90.2% of residents aged 25+ have a high school diploma or higher, and 85.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10804?
The mean commute time for workers in ZIP code 10804 is 39.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10804?
In ZIP code 10804, approximately 95.8% of occupied housing units are owner-occupied and 4.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10804?
The poverty rate in ZIP code 10804 is 2.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10804's numbers, next.
- See how ZIP 10804 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where New Rochelle, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.