PlainZIP

New Rochelle, NY · standard

ZIP Code 10804

Westchester County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,146
1,260/sq mi
$250,001
Median income
$927,000
Median home value
85.3%
Bachelor's or higher

The verdict

New Rochelle pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 1%
household income, US ZIPs
Top 3%
home value, US ZIPs
1,260
people per sq mi
96%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10804 against every reporting US ZIP.

ZIP code 10804 is a mid-sized community (a standard USPS delivery area) in New Rochelle, Westchester County, New York, home to 14,146 residents across 11.2 square miles, a density of 1,260 people per square mile, in the New York time zone.

ZIP 10804 skews affluent, with a median household income of $250,001 (170% above the New York average), while per-capita income is $110,526. 2.9% of residents live below the poverty line, and the unemployment rate reads 3.0%. On housing, the median home value is $927,000 (145% above the state average) with median rent at $2,210 per month, and 95.8% of occupied units are owner-occupied.

This is a highly-educated ZIP: 85.3% of adults hold a bachelor's degree or higher, the median age is 44.8, and the average commute is 39 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 10804, plus 6 more within Westchester County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10804

Top 5 sectors by establishment count in New Rochelle, NY

Which industries have the most business establishments in ZIP 10804.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10804, New Rochelle, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,146

Population

11.2

Area (sq mi)

1,260

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10804?

44.8

Median Age

50.6%

Male

49.4%

Female

18.1%

Foreign-Born

White 71.5%
African American 11.5%
Asian 5.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 9.4%
Hispanic or Latino 9.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$250,001

Median Household Income

+170% vs state

$110,526

Per Capita Income

2.9%

Poverty Rate

3.0%

Unemployment Rate

39.4 min

Mean Commute Time

How ZIP 10804 ranks nationally

New Rochelle, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$250,001 Top 1% higher than 99% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). Below this entry. $160,000–$180,000: 364 US ZIPs (1%). Below this entry. $180,000–$200,000: 186 US ZIPs (1%). Below this entry. $200,000–$220,000: 324 US ZIPs (1%). This entry sits in this band. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 90.2%
Bachelor's Degree or Higher 85.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,557

Total Housing Units

5,506

Occupied Units

51

Vacant Units

2.89

Avg Household Size

Occupancy Type

Owner 95.8%
Renter 4.2%

$927,000

Median Home Value

+145% vs state

$2,210

Median Rent

1952

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.4%

YoY Change (2024)

240

HPI Index (2000 = 100)

+140%

Total Change Since 2000

Home values in ZIP 10804 have increased 11.4% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.8% 174
2021 +9.0% 190
2022 +4.8% 199
2023 +8.4% 216
2024 +11.4% 240

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 369 business establishments in ZIP 10804, employing approximately 2,245 people with a combined annual payroll of $111,471,000.

369

Businesses

2,245

Employees

$111.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 73 19.8%
Health care and social assistance 58 15.7%
Other services (except public administration) 49 13.3%
Construction 29 7.9%
Accommodation and food services 22 6.0%
Retail trade 20 5.4%
Real estate and rental and leasing 20 5.4%
Wholesale trade 19 5.2%
Educational services 19 5.2%
Finance and insurance 17 4.6%
Administrative and support and waste management and remediation services 16 4.3%
Arts, entertainment, and recreation 15 4.1%
Transportation and warehousing 5 1.4%
Information 4 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10804 vs 10709 →

ZIP 10804 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10804 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10804 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10804 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10709 Eastchester, NY 9,292 1.3 mi
10801 New Rochelle, NY 40,827 2.2 mi
10538 Larchmont, NY 16,597 1.7 mi
10583 Scarsdale, NY 38,982 2.8 mi
10707 Tuckahoe, NY 10,097 2.1 mi
10543 Mamaroneck, NY 20,135 2.7 mi
10708 Bronxville, NY 21,225 2.4 mi
10805 New Rochelle, NY 18,414 3.7 mi
10552 Mount Vernon, NY 19,786 2.7 mi
10803 Pelham, NY 12,435 3.5 mi

More ZIP Codes in Westchester County

10701 standard
Yonkers, NY
Pop: 63,393
10801 standard
New Rochelle, NY
Pop: 40,827
10583 standard
Scarsdale, NY
Pop: 38,982
10705 standard
Yonkers, NY
Pop: 38,777
10573 standard
Port Chester, NY
Pop: 38,352
10550 standard
Mount Vernon, NY
Pop: 37,144

Related Areas

Westchester County New Rochelle, NY New York

Frequently Asked Questions

What county is ZIP code 10804 in? ▼
ZIP code 10804 (New Rochelle) is located in Westchester County, New York. Westchester County contains multiple ZIP codes, see the full list at /counties/westchester-ny.
What is the population of ZIP code 10804? ▼
ZIP code 10804 in New Rochelle, NY has a population of 14,146 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10804? ▼
The median household income in ZIP 10804 is $250,001, which is 228% above the national average of $76,288.
What is the average home value in ZIP 10804? ▼
The median home value in ZIP 10804 is $927,000, which is 233% above the national average of $278,155.
What is the demographic makeup of ZIP 10804? ▼
The largest racial group in ZIP 10804 is White at 71.5%. Hispanic or Latino residents make up 9.2% of the population.
How many businesses are in ZIP code 10804? ▼
ZIP code 10804 has 369 business establishments employing approximately 2,245 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10804? ▼
The top industries by establishment count in ZIP 10804 are: Professional, scientific, and technical services (73), Health care and social assistance (58), Other services (except public administration) (49). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 10804? ▼
According to the FHFA House Price Index, home values in ZIP 10804 increased by 11.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 140%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10804? ▼
In ZIP code 10804, 90.2% of residents aged 25+ have a high school diploma or higher, and 85.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10804? ▼
The mean commute time for workers in ZIP code 10804 is 39.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10804? ▼
In ZIP code 10804, approximately 95.8% of occupied housing units are owner-occupied and 4.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10804? ▼
The poverty rate in ZIP code 10804 is 2.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.