Otisville, NY · standard
ZIP Code 10963
Orange County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,298
- 131/sq mi High-density area
- $82,989
- Median income Near-median income area
- $346,800
- Median home value Above-median home value
- 16.5%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Otisville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 34%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 131
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10963 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 10963 (Otisville, NY) rose +11.5% from 2023 to 2024.
ZIP code 10963 covers 32.8 square miles in Otisville, Orange County, New York (a standard USPS delivery area), with a modest 4,298 residents on file, a density of 131 people per square mile, in the New York time zone.
ZIP 10963 lands in the middle-income range, with a median household income of $82,989 (10% below the average New York ZIP), while per-capita income is $31,807. Both reported hardship measures are comparatively low in absolute terms: poverty is 6.4% and unemployment is 1.3%. Median home value is $346,800 (8% below the average New York ZIP) and median rent is $999; 70.4% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 16.5% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 47 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Orange County, so 10963 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 10963
Top 5 sectors by establishment count in Otisville, NY
Which industries have the most business establishments in ZIP 10963.
- Construction
Construction
11 establishments
- Retail trade
Retail trade
5 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
5 establishments
- Other services (except public administration)
Other services (except public administration)
5 establishments
- Accommodation and food services 4
Accommodation and food services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10963, Otisville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,298
Population
32.8
Area (sq mi)
131
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10963?
44.0
Median Age
65.9%
Male
34.1%
Female
16.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$82,989
Median Household Income
-10% vs state ZIP avg
$31,807
Per Capita Income
6.4%
Poverty Rate
1.3%
Unemployment Rate
47.1 min
Mean Commute Time
How ZIP 10963 ranks among New York ZIPs
Otisville, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$82,989 Top 49% higher than 51% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,135housing units
1,135
Total Housing Units
1,075
Occupied Units
60
Vacant Units
2.41
Avg Household Size
Occupancy Type
$346,800
Median Home Value
-8% vs state ZIP avg
$999
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 39 business establishments in ZIP 10963, employing approximately 166 people with a combined annual payroll of $8,555,000.
39
Businesses
166
Employees
$8.6M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 28.2% |
| Retail trade | 5 | 12.8% |
| Professional, scientific, and technical services | 5 | 12.8% |
| Other services (except public administration) | 5 | 12.8% |
| Accommodation and food services | 4 | 10.3% |
| Information | 3 | 7.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10963 vs 10940 →
ZIP 10963 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 10940
Middletown (10940)
48,418 residents
- 12771 14,511
Port Jervis (12771)
14,511 residents
- 12790 4,518
Wurtsboro (12790)
4,518 residents
- 10963 4,298
Otisville (10963)
4,298 residents
- 10998 3,122
Westtown (10998)
3,122 residents
- 10973 2,126
Slate Hill (10973)
2,126 residents
- 12729 1,874
Cuddebackville (12729)
1,874 residents
- 12785 1,024
Westbrookville (12785)
1,024 residents
- 12746 937
Huguenot (12746)
937 residents
What this shows Among its immediate neighbors, ZIP 10963 ranks #4 by population - useful context the national average alone can't give.
ZIP 10963 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12785
Westbrookville (12785)
$140,397 median income
- 10998
Westtown (10998)
$129,348 median income
- 10973
Slate Hill (10973)
$117,167 median income
- 10940
Middletown (10940)
$87,080 median income
- 10963
Otisville (10963)
$82,989 median income
- 12790
Wurtsboro (12790)
$79,193 median income
- 12746
Huguenot (12746)
$69,906 median income
- 12771
Port Jervis (12771)
$68,136 median income
- 12729
Cuddebackville (12729)
$66,982 median income
What this shows By household income, ZIP 10963 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10940 | Middletown, NY | 48,418 | 3.9 mi |
| 12785 | Westbrookville, NY | 1,024 | 4.5 mi |
| 12729 | Cuddebackville, NY | 1,874 | 4.2 mi |
| 10932 | Howells, NY | 60 | 4.3 mi |
| 10933 | Johnson, NY | 473 | 7.0 mi |
| 10998 | Westtown, NY | 3,122 | 8.9 mi |
| 12746 | Huguenot, NY | 937 | 6.4 mi |
| 10973 | Slate Hill, NY | 2,126 | 6.5 mi |
| 12790 | Wurtsboro, NY | 4,518 | 9.0 mi |
| 12771 | Port Jervis, NY | 14,511 | 7.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 10963, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,298 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Orange County
Related Areas
Frequently Asked Questions
What county is ZIP code 10963 in?
ZIP code 10963 (Otisville) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 10963?
ZIP code 10963 in Otisville, NY has a population of 4,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10963?
The median household income in ZIP 10963 is $82,989, which is 9% above the national average of $76,288.
What is the average home value in ZIP 10963?
The median home value in ZIP 10963 is $346,800, which is 25% above the national average of $278,155.
What is the demographic makeup of ZIP 10963?
The largest racial group in ZIP 10963 is White at 51.0%. Hispanic or Latino residents make up 22.9% of the population.
How many businesses are in ZIP code 10963?
ZIP code 10963 has 39 business establishments employing approximately 166 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10963?
The top industries by establishment count in ZIP 10963 are: Construction (11), Retail trade (5), Professional, scientific, and technical services (5). There are 6 industry sectors represented in total.
What is the education level in ZIP code 10963?
In ZIP code 10963, 46.0% of residents aged 25+ have a high school diploma or higher, and 16.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10963?
The mean commute time for workers in ZIP code 10963 is 47.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10963?
In ZIP code 10963, approximately 70.4% of occupied housing units are owner-occupied and 29.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10963?
The poverty rate in ZIP code 10963 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 10963's numbers, next.
- See how ZIP 10963 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Otisville, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.