Residential delivery area · New York
ZIP Code 10963: Otisville, NY
ZIP code 10963 uses the postal name Otisville, New York and lies mostly in Orange County (95% of its land) with the rest in Sullivan County (Census 2020 ZIP-county file). About 3,800 people live there (Census Bureau, ACS 2020-2024). Median household income is $82,989 (Census Bureau, ACS 2020-2024). By Census place, 6% of its land lies in Otisville; 94% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Otisville · its only residential ZIP
- County
- Orange County (95%); Sullivan County (5%)
- Census places
- Otisville
- Metro area
- Kiryas Joel-Poughkeepsie-Newburgh, NY
- House districts
- NY-18 (95%), NY-19 (5%) 119th Congress, by share of land
- State
- New York
- Time zone
- Eastern
- Land area
- 13.2 sq mi · 291 people per sq mi
Where is ZIP code 10963?
10963 centers on 41.467°, -74.541° and covers 13.2 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 10940, 12729, 12785, 12790, 12771.
The map draws ZIP code areas only. For the streets inside 10963, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 10963 compare with the rest of Orange County?
| Measure | 10963 | In Orange County | In NY |
|---|---|---|---|
| People (ACS 2020-2024) | 3,842 | 26th of 51 | 818th of 1,826 |
| Median household income | $83k | not ranked | not ranked |
| Median home value | $347k | 29th of 38 | 503rd of 1,172 |
10963's median household income is not ranked: its 90% margin of error (±$23,683) is more than a quarter of the figure ($82,989). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 67% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 10963?
The 2020 Census counted 3,663 people in 10963; the ACS, which samples households over 2020-2024, estimates 3,842. Between the 2010 and 2020 censuses its population fell 14.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 3,842
- 2020 Census count
- 3,663−14.8% since 2010 (4,298)
- Households
- 1,075
- Median age
- 44.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 10963?
Of the 3,842 people the ACS estimates in 10963, 13.8% are under 18 and 17.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (47.0%), then Hispanic or Latino (22.9%).
- Under 1813.8%
- 18 to 6468.9%
- 65 and older17.3%
- White, not Hispanic47.0%
- Hispanic or Latino22.9%
- Black, not Hispanic19.4%
- Asian, not Hispanic5.5%
- Other or two or more5.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 10963 earn?
Median household income is $82,989 (ACS 2020-2024). It is not measurably different from 2015-2019 ($93,396 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $82,989±$23,683
- Income per person
- $31,807
- Below the poverty line
- 6.4%
- Unemployed (of the labor force)
- 1.3%
- Adults 25+ with a bachelor's degree
- 16.5%
- Adjusted gross income per tax return, 2022
- $82,3721,290 returns; wages 72% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 10963?
FHFA's house price index for 10963, built from repeat sales and appraisals of the same homes, rose 101% from 2015 to 2025 and rose 60% from 2020 to 2025, and moved +4.3% in 2025.
- Median home value (owners' estimate)
- $346,800
- Median gross rent
- $999
- Homes owned by their occupants
- 70.4%
- Housing units
- 1,135
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 10963?
39 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction11
- Retail trade5
- Professional, scientific, and technical services5
- Other services (except public administration)5
- Accommodation and food services4
- Information3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 10963?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 10940 | Middletown | 53,611 | $87k | 3.5 mi |
| 12729 | Cuddebackville | 1,203 | $67k | 4.1 mi |
| 12785 | Westbrookville | 917 | $140k | 6.2 mi |
| 12790 | Wurtsboro | 4,537 | $79k | 6.7 mi |
| 12771 | Port Jervis | 14,049 | $68k | 7.9 mi |
| 10932 | Howells | 13 | – | 4.1 mi (near) |
| 12746 | Huguenot | 778 | $70k | 6.1 mi (near) |
| 10973 | Slate Hill | 2,358 | $117k | 6.7 mi (near) |
| 10933 | Johnson | 117 | – | 7.0 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.