PlainZIP

Otisville, NY · standard

ZIP Code 10963

Orange County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,298
131/sq mi
$82,989
Median income
$346,800
Median home value
16.5%
Bachelor's or higher

The verdict

Otisville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 34%
household income, US ZIPs
Top 27%
home value, US ZIPs
131
people per sq mi
70%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10963 against every reporting US ZIP.

ZIP code 10963 covers 32.8 square miles in Otisville, Orange County, New York (a standard USPS delivery area), with a modest 4,298 residents on file, a density of 131 people per square mile, in the New York time zone.

ZIP 10963 lands in the middle-income range, with a median household income of $82,989 (10% below the New York average), while per-capita income is $31,807. The poverty rate stands at 6.4% and the unemployment rate at 1.3%. Housing costs here run $346,800 for a typical home value (8% below the state average), with rent averaging $999 a month; 70.4% of homes are owner-occupied.

Educational attainment sits below the national norm: 16.5% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 47 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Orange County, letting you compare 10963 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10963

Top 5 sectors by establishment count in Otisville, NY

Which industries have the most business establishments in ZIP 10963.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10963, Otisville, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,298

Population

32.8

Area (sq mi)

131

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10963?

44.0

Median Age

65.9%

Male

34.1%

Female

16.3%

Foreign-Born

White 51.0%
African American 20.9%
Asian 5.5%
American Indian or Alaska Native 1.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.0%
Hispanic or Latino 22.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,989

Median Household Income

-10% vs state

$31,807

Per Capita Income

6.4%

Poverty Rate

1.3%

Unemployment Rate

47.1 min

Mean Commute Time

How ZIP 10963 ranks nationally

Otisville, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,989 Top 34% higher than 66% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 46.0%
Bachelor's Degree or Higher 16.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,135

Total Housing Units

1,075

Occupied Units

60

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 70.4%
Renter 29.6%

$346,800

Median Home Value

-8% vs state

$999

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 39 business establishments in ZIP 10963, employing approximately 166 people with a combined annual payroll of $8,555,000.

39

Businesses

166

Employees

$8.6M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 11 28.2%
Retail trade 5 12.8%
Professional, scientific, and technical services 5 12.8%
Other services (except public administration) 5 12.8%
Accommodation and food services 4 10.3%
Information 3 7.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10963 vs 10940 →

ZIP 10963 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10963 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10963 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10963 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10940 Middletown, NY 48,418 3.9 mi
12785 Westbrookville, NY 1,024 4.5 mi
12729 Cuddebackville, NY 1,874 4.2 mi
10932 Howells, NY 60 4.3 mi
10933 Johnson, NY 473 7.0 mi
10998 Westtown, NY 3,122 8.9 mi
12746 Huguenot, NY 937 6.4 mi
10973 Slate Hill, NY 2,126 6.5 mi
12790 Wurtsboro, NY 4,518 9.0 mi
12771 Port Jervis, NY 14,511 7.4 mi

More ZIP Codes in Orange County

12550 standard
Newburgh, NY
Pop: 54,447
10940 standard
Middletown, NY
Pop: 48,418
10950 standard
Monroe, NY
Pop: 47,226
12553 standard
New Windsor, NY
Pop: 24,438
10990 standard
Warwick, NY
Pop: 20,631
12771 standard
Port Jervis, NY
Pop: 14,511

Related Areas

Orange County Otisville, NY New York

Frequently Asked Questions

What county is ZIP code 10963 in? ▼
ZIP code 10963 (Otisville) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 10963? ▼
ZIP code 10963 in Otisville, NY has a population of 4,298 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10963? ▼
The median household income in ZIP 10963 is $82,989, which is 9% above the national average of $76,288.
What is the average home value in ZIP 10963? ▼
The median home value in ZIP 10963 is $346,800, which is 25% above the national average of $278,155.
What is the demographic makeup of ZIP 10963? ▼
The largest racial group in ZIP 10963 is White at 51.0%. Hispanic or Latino residents make up 22.9% of the population.
How many businesses are in ZIP code 10963? ▼
ZIP code 10963 has 39 business establishments employing approximately 166 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10963? ▼
The top industries by establishment count in ZIP 10963 are: Construction (11), Retail trade (5), Professional, scientific, and technical services (5). There are 6 industry sectors represented in total.
What is the education level in ZIP code 10963? ▼
In ZIP code 10963, 46.0% of residents aged 25+ have a high school diploma or higher, and 16.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10963? ▼
The mean commute time for workers in ZIP code 10963 is 47.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10963? ▼
In ZIP code 10963, approximately 70.4% of occupied housing units are owner-occupied and 29.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10963? ▼
The poverty rate in ZIP code 10963 is 6.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.