ZIP Code 10963

ZIP code 10963 is classified by USPS as a standard delivery area and covers roughly 32.8 square miles in Otisville, Orange County, New York. The area is home to 4,298 residents, producing a population density of 131 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10963 against New York and the nation.

On the economic side, the median household income for ZIP 10963 sits at $82,989 (10% below the New York average), while per-capita income is $31,807. The poverty rate stands at 6.4% and the unemployment rate at 1.3%. On housing, the median home value is $346,800 (8% below the state average) with median rent at $999 per month, and 70.4% of occupied units are owner-occupied, a direct signal of whether 10963 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 16.5% of adults hold a bachelor's degree or higher, the median age is 44, and the average commute is 47 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Orange County, so you can benchmark 10963 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →