Residential delivery area · New York

ZIP Code 10940: Middletown, NY

ZIP code 10940 uses the postal name Middletown, New York and lies mostly in Orange County (96% of its land) with the rest in Sullivan County (Census 2020 ZIP-county file). About 54,000 people live there (Census Bureau, ACS 2020-2024), the more populous of Middletown's 2 residential ZIP codes. Median household income is $87,080 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Middletown (8%), Mechanicstown (5%) and Washington Heights (2%); 84% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
1national area: New York, Delaware and Pennsylvania
109sectional center: Westchester, NY (SCF 105)
40delivery area within it
Town
Middletown · 2 residential ZIPs
County
Orange County (96%); Sullivan County (4%)
Census places
Middletown (8%); Mechanicstown (5%) census-designated place; Washington Heights (2%) census-designated place
Metro area
Kiryas Joel-Poughkeepsie-Newburgh, NY
House districts
NY-18 (96%), NY-19 (4%) 119th Congress, by share of land
Time zone
Eastern
Land area
63.1 sq mi · 849 people per sq mi

Where is ZIP code 10940?

10940 centers on 41.447°, -74.479° and covers 63.1 square miles of land plus 1.0 of water. It borders 11 ZIP codes: 10932, 10963, 10973, 10958, 10919, 10941, 10924, 12790, 12721, 10998 and more.

10919 · Circleville10924 · Goshen10932 · Howells10941 · Middletown10958 · New Hampton10963 · Otisville10973 · Slate Hill10998 · Westtown12721 · Bloomingburg12771 · Port Jervis12790 · Wurtsboro10940 · Middletown (this ZIP)109401279010924127711094110958127211099810963109731091910919 · Circleville10924 · Goshen10932 · Howells10941 · Middletown10958 · New Hampton10963 · Otisville10973 · Slate Hill10998 · Westtown12721 · Bloomingburg12771 · Port Jervis12790 · Wurtsboro10940 · Middletown (this ZIP)109401279010924127711094110958127211099810963109731091910919 · Circleville10924 · Goshen10932 · Howells10941 · Middletown10958 · New Hampton10963 · Otisville10973 · Slate Hill10998 · Westtown12721 · Bloomingburg12771 · Port Jervis12790 · Wurtsboro10940 · Middletown (this ZIP)109401279010924127711094110958127211099810963
Shaded by median household income, in national fifths (ACS 2020-2024); 10940 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 10940, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 10940 compare with the rest of Middletown?

Rank of 10940 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure10940In MiddletownIn Orange CountyIn NY
People (ACS 2020-2024)53,6111st of 23rd of 5179th of 1,826
Median household income$87k2nd of 222nd of 27486th of 1,081
Median home value$337k2nd of 232nd of 38529th of 1,172

Its median household income is higher than in 70% of U.S. residential ZIP codes, and it is denser than 77% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 10940?

The 2020 Census counted 52,803 people in 10940; the ACS, which samples households over 2020-2024, estimates 53,611. Between the 2010 and 2020 censuses its population grew 9.1% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
53,611
2020 Census count
52,803+9.1% since 2010 (48,418)
Households
18,631
Median age
38.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 10940?

Of the 53,611 people the ACS estimates in 10940, 24.8% are under 18 and 14.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (37.1%), then Hispanic or Latino (35.2%).

  • Under 1824.8%
  • 18 to 6460.8%
  • 65 and older14.3%
Age of the people of 10940 (ACS 2020-2024, B01001)
  • White, not Hispanic37.1%
  • Hispanic or Latino35.2%
  • Black, not Hispanic19.4%
  • Other or two or more4.6%
  • Asian, not Hispanic3.8%
Race and Hispanic origin in 10940 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 10940 earn?

Median household income is $87,080 (ACS 2020-2024), the 22nd highest of the 27 ranked ZIP codes in Orange County. It rose from $76,670 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.

Median household income
$87,080
Income per person
$37,711
Below the poverty line
12.5%
Unemployed (of the labor force)
6.2%
Adults 25+ with a bachelor's degree
23.6%
Adjusted gross income per tax return, 2022
$65,54626,600 returns; wages 76% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 10940?

FHFA's house price index for 10940, built from repeat sales and appraisals of the same homes, rose 113% from 2015 to 2025 and rose 66% from 2020 to 2025, and moved +6.7% in 2025.

Median home value (owners' estimate)
$336,500
Median gross rent
$1,673
Homes owned by their occupants
61.6%
Housing units
19,670
0 100 200 300 400 198519902000201020202025 0 100 200 300 400 198519902000201020202025 0 100 200 300 400 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 10940; 2025: 458.5. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 10940?

1,320 business establishments had a location in this ZIP code in 2023, 123 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade242
  • Construction178
  • Accommodation and food services154
  • Health care and social assistance152
  • Other services (except public administration)147
  • Professional, scientific, and technical services89

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 10940?

ZIP codes that share a boundary with 10940, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
10932Howells13–2.6 mi
10963Otisville3,842$83k3.5 mi
10973Slate Hill2,358$117k4.6 mi
10958New Hampton3,054$148k5.5 mi
10919Circleville1,551$109k7.2 mi
10941Middletown14,422$99k7.5 mi
10924Goshen13,720$111k8.0 mi
12790Wurtsboro4,537$79k8.5 mi
12721Bloomingburg7,359$103k8.8 mi
10998Westtown3,889$129k9.1 mi
12771Port Jervis14,049$68k9.3 mi
10933Johnson117–5.7 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.