ZIP Code 10940
standardSource:
Middletown · Orange County · New York
- Population
- 48,418
- Median income
- $87,080
- Median home value
- $336,500
- Bachelor's or higher
- 23.6%
- Land area
- 168.1 sq mi
288/sq mi
▲ 14% vs US
higher than 70% of US ZIPs
▲ 21% vs US
higher than 72% of US ZIPs
Median age 38.1
New York
ZIP code 10940 in Middletown, New York has a population of 48,418. The median household income is $87,080, which is 14% above the national average. Median home value is $336,500, 21% above the US average. 23.6% of residents hold a bachelor's degree or higher.
ZIP code 10940 is classified by USPS as a standard delivery area and covers roughly 168.1 square miles in Middletown, Orange County, New York. The area is home to 48,418 residents, producing a population density of 288 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 10940 against New York and the nation.
On the economic side, the median household income for ZIP 10940 sits at $87,080 (6% below the New York average), while per-capita income is $37,711. The poverty rate stands at 12.5% and the unemployment rate at 6.2%. On housing, the median home value is $336,500 (11% below the state average) with median rent at $1,673 per month, and 61.6% of occupied units are owner-occupied, a direct signal of whether 10940 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 23.6% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is 35 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Orange County, so you can benchmark 10940 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 10940
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 10940.
- Retail trade
Retail trade
242 establishments
- Construction
Construction
178 establishments
- Accommodation and food services
Accommodation and food services
154 establishments
- Health care and social assistance
Health care and social assistance
152 establishments
- Other services (except public administration)
Other services (except public administration)
147 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 10940, Middletown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
48,418
Population
168.1
Area (sq mi)
288
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 10940?
38.1
Median Age
50.0%
Male
50.0%
Female
18.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$87,080
Median Household Income
-6% vs state
$37,711
Per Capita Income
12.5%
Poverty Rate
6.2%
Unemployment Rate
35.1 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
19,670
Total Housing Units
18,631
Occupied Units
1,039
Vacant Units
2.83
Avg Household Size
Occupancy Type
$336,500
Median Home Value
-11% vs state
$1,673
Median Rent
1972
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.7%
YoY Change (2024)
298
HPI Index (2000 = 100)
+198%
Total Change Since 2000
Home values in ZIP 10940 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +6.9% | 191 |
| 2021 | +18.0% | 225 |
| 2022 | +17.1% | 263 |
| 2023 | +8.0% | 284 |
| 2024 | +4.7% | 298 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,320 business establishments in ZIP 10940, employing approximately 20,033 people with a combined annual payroll of $1,074,494,000.
1,320
Businesses
20,033
Employees
$1.1B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 242 | 18.3% |
| Construction | 178 | 13.5% |
| Accommodation and food services | 154 | 11.7% |
| Health care and social assistance | 152 | 11.5% |
| Other services (except public administration) | 147 | 11.1% |
| Professional, scientific, and technical services | 89 | 6.7% |
| Administrative and support and waste management and remediation services | 70 | 5.3% |
| Wholesale trade | 58 | 4.4% |
| Real estate and rental and leasing | 52 | 3.9% |
| Finance and insurance | 46 | 3.5% |
| Manufacturing | 37 | 2.8% |
| Transportation and warehousing | 36 | 2.7% |
| Educational services | 19 | 1.4% |
| Information | 18 | 1.4% |
| Arts, entertainment, and recreation | 15 | 1.1% |
| Management of companies and enterprises | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 10940 vs 10932 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 10932 | Howells, NY | 60 | 2.2 mi |
| 10973 | Slate Hill, NY | 2,126 | 4.6 mi |
| 10963 | Otisville, NY | 4,298 | 3.9 mi |
| 10958 | New Hampton, NY | 3,291 | 5.8 mi |
| 10933 | Johnson, NY | 473 | 6.4 mi |
| 12721 | Bloomingburg, NY | 6,627 | 8.3 mi |
| 10941 | Middletown, NY | 13,779 | 7.0 mi |
| 10919 | Circleville, NY | 1,040 | 7.0 mi |
| 12785 | Westbrookville, NY | 1,024 | 7.3 mi |
| 10998 | Westtown, NY | 3,122 | 8.8 mi |
More ZIP Codes in Orange County
Related Areas
Frequently Asked Questions
What county is ZIP code 10940 in? ▼
What is the population of ZIP code 10940? ▼
What is the median household income in ZIP 10940? ▼
What is the average home value in ZIP 10940? ▼
What is the demographic makeup of ZIP 10940? ▼
How many businesses are in ZIP code 10940? ▼
What are the main industries in ZIP code 10940? ▼
How have home values changed in ZIP code 10940? ▼
What is the education level in ZIP code 10940? ▼
What is the average commute time in ZIP 10940? ▼
What percentage of residents own vs. rent in ZIP 10940? ▼
What is the poverty rate in ZIP code 10940? ▼
ZIP Code Research Guides
Official Data Resources for Middletown, NY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.