PlainZIP

Middletown, NY · standard

ZIP Code 10940

Orange County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

48,418
288/sq mi
$87,080
Median income
$336,500
Median home value
23.6%
Bachelor's or higher

The verdict

Middletown pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 30%
household income, US ZIPs
Top 28%
home value, US ZIPs
288
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 10940 against every reporting US ZIP.

ZIP code 10940 is a densely settled ZIP (a standard USPS delivery area) in Middletown, Orange County, New York, with 48,418 residents across 168.1 square miles, a density of 288 people per square mile, in the New York time zone.

ZIP 10940 lands in the middle-income range, with a median household income of $87,080 (6% below the New York average), while per-capita income is $37,711. Local economic indicators show a 12.5% poverty rate alongside 6.2% unemployment. On housing, the median home value is $336,500 (11% below the state average) with median rent at $1,673 per month, and 61.6% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 23.6% of adults hold a bachelor's degree or higher, the median age is 38.1, and the average commute is 35 minutes. To put 10940 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Orange County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 10940

Top 5 sectors by establishment count in Middletown, NY

Which industries have the most business establishments in ZIP 10940.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 10940, Middletown, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

48,418

Population

168.1

Area (sq mi)

288

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 10940?

38.1

Median Age

50.0%

Male

50.0%

Female

18.3%

Foreign-Born

White 42.5%
African American 22.5%
Asian 3.8%
American Indian or Alaska Native 2.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 12.6%
Hispanic or Latino 35.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$87,080

Median Household Income

-6% vs state

$37,711

Per Capita Income

12.5%

Poverty Rate

6.2%

Unemployment Rate

35.1 min

Mean Commute Time

How ZIP 10940 ranks nationally

Middletown, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$87,080 Top 30% higher than 70% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.7%
Bachelor's Degree or Higher 23.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,670

Total Housing Units

18,631

Occupied Units

1,039

Vacant Units

2.83

Avg Household Size

Occupancy Type

Owner 61.6%
Renter 38.4%

$336,500

Median Home Value

-11% vs state

$1,673

Median Rent

1972

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.7%

YoY Change (2024)

298

HPI Index (2000 = 100)

+198%

Total Change Since 2000

Home values in ZIP 10940 have increased 4.7% over the past year (2024). Since 2000, this ZIP has seen +198% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.9% 191
2021 +18.0% 225
2022 +17.1% 263
2023 +8.0% 284
2024 +4.7% 298

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,320 business establishments in ZIP 10940, employing approximately 20,033 people with a combined annual payroll of $1,074,494,000.

1,320

Businesses

20,033

Employees

$1.1B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 242 18.3%
Construction 178 13.5%
Accommodation and food services 154 11.7%
Health care and social assistance 152 11.5%
Other services (except public administration) 147 11.1%
Professional, scientific, and technical services 89 6.7%
Administrative and support and waste management and remediation services 70 5.3%
Wholesale trade 58 4.4%
Real estate and rental and leasing 52 3.9%
Finance and insurance 46 3.5%
Manufacturing 37 2.8%
Transportation and warehousing 36 2.7%
Educational services 19 1.4%
Information 18 1.4%
Arts, entertainment, and recreation 15 1.1%
Management of companies and enterprises 3 0.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 10940 vs 10932 →

ZIP 10940 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 10940 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 10940 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 10940 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
10932 Howells, NY 60 2.2 mi
10973 Slate Hill, NY 2,126 4.6 mi
10963 Otisville, NY 4,298 3.9 mi
10958 New Hampton, NY 3,291 5.8 mi
10933 Johnson, NY 473 6.4 mi
12721 Bloomingburg, NY 6,627 8.3 mi
10941 Middletown, NY 13,779 7.0 mi
10919 Circleville, NY 1,040 7.0 mi
12785 Westbrookville, NY 1,024 7.3 mi
10998 Westtown, NY 3,122 8.8 mi

More ZIP Codes in Orange County

12550 standard
Newburgh, NY
Pop: 54,447
10950 standard
Monroe, NY
Pop: 47,226
12553 standard
New Windsor, NY
Pop: 24,438
10990 standard
Warwick, NY
Pop: 20,631
12771 standard
Port Jervis, NY
Pop: 14,511
10941 standard
Middletown, NY
Pop: 13,779

Related Areas

Orange County Middletown, NY New York

Frequently Asked Questions

What county is ZIP code 10940 in? ▼
ZIP code 10940 (Middletown) is located in Orange County, New York. Orange County contains multiple ZIP codes, see the full list at /counties/orange-ny.
What is the population of ZIP code 10940? ▼
ZIP code 10940 in Middletown, NY has a population of 48,418 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 10940? ▼
The median household income in ZIP 10940 is $87,080, which is 14% above the national average of $76,288.
What is the average home value in ZIP 10940? ▼
The median home value in ZIP 10940 is $336,500, which is 21% above the national average of $278,155.
What is the demographic makeup of ZIP 10940? ▼
The largest racial group in ZIP 10940 is White at 42.5%. Hispanic or Latino residents make up 35.2% of the population.
How many businesses are in ZIP code 10940? ▼
ZIP code 10940 has 1,320 business establishments employing approximately 20,033 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 10940? ▼
The top industries by establishment count in ZIP 10940 are: Retail trade (242), Construction (178), Accommodation and food services (154). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 10940? ▼
According to the FHFA House Price Index, home values in ZIP 10940 increased by 4.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 198%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 10940? ▼
In ZIP code 10940, 55.7% of residents aged 25+ have a high school diploma or higher, and 23.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 10940? ▼
The mean commute time for workers in ZIP code 10940 is 35.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 10940? ▼
In ZIP code 10940, approximately 61.6% of occupied housing units are owner-occupied and 38.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 10940? ▼
The poverty rate in ZIP code 10940 is 12.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.