Schaghticoke, NY · standard

ZIP Code 12154

Rensselaer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,818
26/sq mi
$106,136
Median income
$251,300
Median home value
28.0%
Bachelor's or higher

The verdict

Schaghticoke pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 15%
household income, US ZIPs
Top 42%
home value, US ZIPs
26
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12154 against every reporting US ZIP.

ZIP code 12154 covers 108.0 square miles in Schaghticoke, Rensselaer County, New York (a standard USPS delivery area), with a modest 2,818 residents on file, a density of 26 people per square mile, in the New York time zone.

ZIP 12154 lands in the middle-income range, with a median household income of $106,136 (15% above the New York average), while per-capita income is $55,180. The poverty rate stands at 7.9% and the unemployment rate at 5.2%. The typical home here is valued at $251,300 (34% below the state average); renters pay a median of $821 monthly, and 90.3% of units are owner-occupied.

Educational attainment sits below the national norm: 28.0% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is -. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rensselaer County, so you can benchmark 12154 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12154

Top 5 sectors by establishment count in Schaghticoke, NY

Which industries have the most business establishments in ZIP 12154.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12154, Schaghticoke, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,818

Population

108.0

Area (sq mi)

26

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12154?

42.5

Median Age

50.7%

Male

49.3%

Female

0.9%

Foreign-Born

White 96.5%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.6%
Hispanic or Latino 0.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$106,136

Median Household Income

+15% vs state

$55,180

Per Capita Income

7.9%

Poverty Rate

5.2%

Unemployment Rate

How ZIP 12154 ranks nationally

Schaghticoke, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$106,136 Top 15% higher than 85% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.2%
Bachelor's Degree or Higher 28.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,232

Total Housing Units

1,180

Occupied Units

52

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 90.3%
Renter 9.7%

$251,300

Median Home Value

-34% vs state

$821

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 58 business establishments in ZIP 12154, employing approximately 452 people with a combined annual payroll of $24,454,000.

58

Businesses

452

Employees

$24.5M

Annual Payroll

8

Industry Sectors

Industry Establishments % of Total
Construction 14 24.1%
Retail trade 10 17.2%
Accommodation and food services 8 13.8%
Wholesale trade 5 8.6%
Other services (except public administration) 5 8.6%
Administrative and support and waste management and remediation services 4 6.9%
Finance and insurance 3 5.2%
Arts, entertainment, and recreation 3 5.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12154 vs 12121 →

ZIP 12154 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12154 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12154 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12154 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12121 Melrose, NY 1,916 6.3 mi
12185 Valley Falls, NY 2,037 4.2 mi
12170 Stillwater, NY 4,945 5.2 mi
12118 Mechanicville, NY 13,897 6.3 mi
12094 Johnsonville, NY 2,268 6.5 mi
12182 Troy, NY 14,733 9.6 mi
12188 Waterford, NY 10,980 9.5 mi
12866 Saratoga Springs, NY 36,915 11.6 mi

More ZIP Codes in Rensselaer County

Frequently Asked Questions

What county is ZIP code 12154 in?
ZIP code 12154 (Schaghticoke) is located in Rensselaer County, New York. Rensselaer County contains multiple ZIP codes, see the full list at /counties/rensselaer-ny.
What is the population of ZIP code 12154?
ZIP code 12154 in Schaghticoke, NY has a population of 2,818 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12154?
The median household income in ZIP 12154 is $106,136, which is 39% above the national average of $76,288.
What is the average home value in ZIP 12154?
The median home value in ZIP 12154 is $251,300, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 12154?
The largest racial group in ZIP 12154 is White at 96.5%. Hispanic or Latino residents make up 0.5% of the population.
How many businesses are in ZIP code 12154?
ZIP code 12154 has 58 business establishments employing approximately 452 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12154?
The top industries by establishment count in ZIP 12154 are: Construction (14), Retail trade (10), Accommodation and food services (8). There are 8 industry sectors represented in total.
What is the education level in ZIP code 12154?
In ZIP code 12154, 62.2% of residents aged 25+ have a high school diploma or higher, and 28.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 12154?
In ZIP code 12154, approximately 90.3% of occupied housing units are owner-occupied and 9.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12154?
The poverty rate in ZIP code 12154 is 7.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.