Schaghticoke, NY · standard
ZIP Code 12154
Rensselaer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,818
- 26/sq mi
- $106,136
- Median income
- $251,300
- Median home value
- 28.0%
- Bachelor's or higher
The verdict
Schaghticoke pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.
- Top 15%
- household income, US ZIPs
- Top 42%
- home value, US ZIPs
- 26
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12154 against every reporting US ZIP.
ZIP code 12154 covers 108.0 square miles in Schaghticoke, Rensselaer County, New York (a standard USPS delivery area), with a modest 2,818 residents on file, a density of 26 people per square mile, in the New York time zone.
ZIP 12154 lands in the middle-income range, with a median household income of $106,136 (15% above the New York average), while per-capita income is $55,180. The poverty rate stands at 7.9% and the unemployment rate at 5.2%. The typical home here is valued at $251,300 (34% below the state average); renters pay a median of $821 monthly, and 90.3% of units are owner-occupied.
Educational attainment sits below the national norm: 28.0% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is -. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Rensselaer County, so you can benchmark 12154 against its immediate geography rather than a national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 12154
Top 5 sectors by establishment count in Schaghticoke, NY
Which industries have the most business establishments in ZIP 12154.
- Construction
Construction
14 establishments
- Retail trade
Retail trade
10 establishments
- Accommodation and food services
Accommodation and food services
8 establishments
- Wholesale trade 5
Wholesale trade
5 establishments
- Other services (except public administration) 5
Other services (except public administration)
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12154, Schaghticoke, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,818
Population
108.0
Area (sq mi)
26
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 12154?
42.5
Median Age
50.7%
Male
49.3%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$106,136
Median Household Income
+15% vs state
$55,180
Per Capita Income
7.9%
Poverty Rate
5.2%
Unemployment Rate
How ZIP 12154 ranks nationally
Schaghticoke, NY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$106,136 Top 15% higher than 85% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,232
Total Housing Units
1,180
Occupied Units
52
Vacant Units
2.35
Avg Household Size
Occupancy Type
$251,300
Median Home Value
-34% vs state
$821
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 58 business establishments in ZIP 12154, employing approximately 452 people with a combined annual payroll of $24,454,000.
58
Businesses
452
Employees
$24.5M
Annual Payroll
8
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 14 | 24.1% |
| Retail trade | 10 | 17.2% |
| Accommodation and food services | 8 | 13.8% |
| Wholesale trade | 5 | 8.6% |
| Other services (except public administration) | 5 | 8.6% |
| Administrative and support and waste management and remediation services | 4 | 6.9% |
| Finance and insurance | 3 | 5.2% |
| Arts, entertainment, and recreation | 3 | 5.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 12154 vs 12121 →
ZIP 12154 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12866
Saratoga Springs (12866)
36,915 residents
- 12182 14,733
Troy (12182)
14,733 residents
- 12118 13,897
Mechanicville (12118)
13,897 residents
- 12188 10,980
Waterford (12188)
10,980 residents
- 12170 4,945
Stillwater (12170)
4,945 residents
- 12154 2,818
Schaghticoke (12154)
2,818 residents
- 12094 2,268
Johnsonville (12094)
2,268 residents
- 12185 2,037
Valley Falls (12185)
2,037 residents
- 12121 1,916
Melrose (12121)
1,916 residents
What this shows Among its immediate neighbors, ZIP 12154 ranks #6 by population - useful context the national average alone can't give.
ZIP 12154 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 12185
Valley Falls (12185)
$110,625 median income
- 12154
Schaghticoke (12154)
$106,136 median income
- 12170
Stillwater (12170)
$102,857 median income
- 12866
Saratoga Springs (12866)
$101,901 median income
- 12121
Melrose (12121)
$100,461 median income
- 12118
Mechanicville (12118)
$92,710 median income
- 12188
Waterford (12188)
$92,279 median income
- 12094
Johnsonville (12094)
$92,266 median income
- 12182
Troy (12182)
$56,984 median income
What this shows By household income, ZIP 12154 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 12121 | Melrose, NY | 1,916 | 6.3 mi |
| 12185 | Valley Falls, NY | 2,037 | 4.2 mi |
| 12170 | Stillwater, NY | 4,945 | 5.2 mi |
| 12118 | Mechanicville, NY | 13,897 | 6.3 mi |
| 12094 | Johnsonville, NY | 2,268 | 6.5 mi |
| 12182 | Troy, NY | 14,733 | 9.6 mi |
| 12188 | Waterford, NY | 10,980 | 9.5 mi |
| 12866 | Saratoga Springs, NY | 36,915 | 11.6 mi |
More ZIP Codes in Rensselaer County
Related Areas
Frequently Asked Questions
What county is ZIP code 12154 in? ▼
What is the population of ZIP code 12154? ▼
What is the median household income in ZIP 12154? ▼
What is the average home value in ZIP 12154? ▼
What is the demographic makeup of ZIP 12154? ▼
How many businesses are in ZIP code 12154? ▼
What are the main industries in ZIP code 12154? ▼
What is the education level in ZIP code 12154? ▼
What percentage of residents own vs. rent in ZIP 12154? ▼
What is the poverty rate in ZIP code 12154? ▼
Read our methodology to see how this data is sourced, computed, and verified.