ZIP Code 12170

ZIP code 12170 is classified by USPS as a standard delivery area and covers roughly 78.0 square miles in Stillwater, Saratoga County, New York. The area is home to 4,945 residents, producing a population density of 63 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 12170 against New York and the nation.

On the economic side, the median household income for ZIP 12170 sits at $102,857 (11% above the New York average), while per-capita income is $47,806. The poverty rate stands at 8.6% and the unemployment rate at 6.0%. On housing, the median home value is $271,600 (28% below the state average) with median rent at $1,240 per month, and 81.1% of occupied units are owner-occupied, a direct signal of whether 12170 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.2% of adults hold a bachelor's degree or higher, the median age is 37.5, and the average commute is 27 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Saratoga County, so you can benchmark 12170 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →