PlainZIP

Highland, NY · standard

ZIP Code 12528

Ulster County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

13,344
125/sq mi
$92,462
Median income
$366,400
Median home value
44.5%
Bachelor's or higher

The verdict

Highland pairs an upper-quartile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 25%
household income, US ZIPs
Top 24%
home value, US ZIPs
125
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 12528 against every reporting US ZIP.

ZIP code 12528 is a mid-sized community (a standard USPS delivery area) in Highland, Ulster County, New York, home to 13,344 residents across 106.8 square miles, a density of 125 people per square mile, in the New York time zone.

ZIP 12528 lands in the middle-income range, with a median household income of $92,462 (0% below the New York average), while per-capita income is $56,370. 5.1% of residents live below the poverty line, and the unemployment rate reads 6.3%. Housing costs here run $366,400 for a typical home value (3% below the state average), with rent averaging $1,559 a month; 68.3% of homes are owner-occupied.

A solid share of residents have a four-year degree: 44.5% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 32 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Ulster County, letting you compare 12528 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 12528

Top 5 sectors by establishment count in Highland, NY

Which industries have the most business establishments in ZIP 12528.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 12528, Highland, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

13,344

Population

106.8

Area (sq mi)

125

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 12528?

43.1

Median Age

47.2%

Male

52.8%

Female

9.4%

Foreign-Born

White 73.9%
African American 3.9%
Asian 5.3%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.0%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$92,462

Median Household Income

-0% vs state

$56,370

Per Capita Income

5.1%

Poverty Rate

6.3%

Unemployment Rate

31.9 min

Mean Commute Time

How ZIP 12528 ranks nationally

Highland, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$92,462 Top 25% higher than 75% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.1%
Bachelor's Degree or Higher 44.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,300

Total Housing Units

5,875

Occupied Units

425

Vacant Units

2.26

Avg Household Size

Occupancy Type

Owner 68.3%
Renter 31.7%

$366,400

Median Home Value

-3% vs state

$1,559

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.3%

YoY Change (2024)

292

HPI Index (2000 = 100)

+192%

Total Change Since 2000

Home values in ZIP 12528 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +192% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.2% 189
2021 +15.3% 218
2022 +16.9% 255
2023 +4.7% 267
2024 +9.3% 292

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 357 business establishments in ZIP 12528, employing approximately 3,214 people with a combined annual payroll of $154,168,000.

357

Businesses

3,214

Employees

$154.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 56 15.7%
Health care and social assistance 49 13.7%
Retail trade 39 10.9%
Professional, scientific, and technical services 36 10.1%
Accommodation and food services 36 10.1%
Other services (except public administration) 32 9.0%
Administrative and support and waste management and remediation services 20 5.6%
Finance and insurance 19 5.3%
Manufacturing 17 4.8%
Real estate and rental and leasing 17 4.8%
Wholesale trade 11 3.1%
Educational services 8 2.2%
Arts, entertainment, and recreation 8 2.2%
Transportation and warehousing 6 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 12528 vs 12547 →

ZIP 12528 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 12528 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 12528 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 12528 ranks #5 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
12547 Milton, NY 2,891 4.5 mi
12515 Clintondale, NY 1,549 3.9 mi
12493 West Park, NY 495 5.5 mi
12601 Poughkeepsie, NY 43,398 4.9 mi
12542 Marlboro, NY 5,913 7.7 mi
12561 New Paltz, NY 18,308 5.4 mi
12429 Esopus, NY 281 7.8 mi
12604 Poughkeepsie, NY 586 6.2 mi
12487 Ulster Park, NY 3,268 9.7 mi
12471 Rifton, NY 215 8.7 mi

More ZIP Codes in Ulster County

12401 standard
Kingston, NY
Pop: 35,040
12477 standard
Saugerties, NY
Pop: 18,787
12561 standard
New Paltz, NY
Pop: 18,308
12589 standard
Wallkill, NY
Pop: 17,228
12566 standard
Pine Bush, NY
Pop: 10,753
12428 standard
Ellenville, NY
Pop: 6,602

Related Areas

Ulster County Highland, NY New York

Frequently Asked Questions

What county is ZIP code 12528 in? ▼
ZIP code 12528 (Highland) is located in Ulster County, New York. Ulster County contains multiple ZIP codes, see the full list at /counties/ulster-ny.
What is the population of ZIP code 12528? ▼
ZIP code 12528 in Highland, NY has a population of 13,344 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 12528? ▼
The median household income in ZIP 12528 is $92,462, which is 21% above the national average of $76,288.
What is the average home value in ZIP 12528? ▼
The median home value in ZIP 12528 is $366,400, which is 32% above the national average of $278,155.
What is the demographic makeup of ZIP 12528? ▼
The largest racial group in ZIP 12528 is White at 73.9%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 12528? ▼
ZIP code 12528 has 357 business establishments employing approximately 3,214 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 12528? ▼
The top industries by establishment count in ZIP 12528 are: Construction (56), Health care and social assistance (49), Retail trade (39). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 12528? ▼
According to the FHFA House Price Index, home values in ZIP 12528 increased by 9.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 192%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 12528? ▼
In ZIP code 12528, 67.1% of residents aged 25+ have a high school diploma or higher, and 44.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 12528? ▼
The mean commute time for workers in ZIP code 12528 is 31.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 12528? ▼
In ZIP code 12528, approximately 68.3% of occupied housing units are owner-occupied and 31.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 12528? ▼
The poverty rate in ZIP code 12528 is 5.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.