PlainZIP

Poland, NY · standard

ZIP Code 13431

Herkimer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,069
22/sq mi
$76,000
Median income
$245,100
Median home value
26.3%
Bachelor's or higher

The verdict

Poland pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 44%
household income, US ZIPs
Top 44%
home value, US ZIPs
22
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13431 against every reporting US ZIP.

ZIP code 13431 covers 95.3 square miles in Poland, Herkimer County, New York (a standard USPS delivery area), with a modest 2,069 residents on file, a density of 22 people per square mile, in the New York time zone.

ZIP 13431 lands in the middle-income range, with a median household income of $76,000 (18% below the New York average), while per-capita income is $37,753. The poverty rate stands at 10.1% and the unemployment rate at 8.2%. On housing, the median home value is $245,100 (35% below the state average) with median rent at $768 per month, and 85.3% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 26.3% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is -. To put 13431 in local context, 8 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Herkimer County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 13431

Top 5 sectors by establishment count in Poland, NY

Which industries have the most business establishments in ZIP 13431.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13431, Poland, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,069

Population

95.3

Area (sq mi)

22

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 13431?

40.3

Median Age

56.0%

Male

44.0%

Female

1.6%

Foreign-Born

White 93.2%
African American 0.2%
Asian 1.6%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.0%
Hispanic or Latino 4.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$76,000

Median Household Income

-18% vs state

$37,753

Per Capita Income

10.1%

Poverty Rate

8.2%

Unemployment Rate

How ZIP 13431 ranks nationally

Poland, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$76,000 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.1%
Bachelor's Degree or Higher 26.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

842

Total Housing Units

734

Occupied Units

108

Vacant Units

2.49

Avg Household Size

Occupancy Type

Owner 85.3%
Renter 14.7%

$245,100

Median Home Value

-35% vs state

$768

Median Rent

1965

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 42 business establishments in ZIP 13431, employing approximately 158 people with a combined annual payroll of $8,267,000.

42

Businesses

158

Employees

$8.3M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 12 28.6%
Administrative and support and waste management and remediation services 8 19.1%
Accommodation and food services 4 9.5%
Other services (except public administration) 4 9.5%
Retail trade 3 7.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 13431 vs 13304 →

ZIP 13431 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 13431 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 13431 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 13431 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
13304 Barneveld, NY 1,684 4.8 mi
13352 Hinckley, NY 65 7.2 mi
13416 Newport, NY 2,271 6.4 mi
13502 Utica, NY 33,257 6.5 mi
13435 Prospect, NY 286 7.3 mi
13438 Remsen, NY 3,789 10.4 mi
13324 Cold Brook, NY 2,149 10.0 mi
13501 Utica, NY 38,546 11.8 mi

More ZIP Codes in Herkimer County

13357 standard
Ilion, NY
Pop: 11,096
13350 standard
Herkimer, NY
Pop: 10,093
13365 standard
Little Falls, NY
Pop: 8,906
13340 standard
Frankfort, NY
Pop: 8,205
13339 standard
Fort Plain, NY
Pop: 6,941
13407 standard
Mohawk, NY
Pop: 5,453

Related Areas

Herkimer County Poland, NY New York

Frequently Asked Questions

What county is ZIP code 13431 in? ▼
ZIP code 13431 (Poland) is located in Herkimer County, New York. Herkimer County contains multiple ZIP codes, see the full list at /counties/herkimer-ny.
What is the population of ZIP code 13431? ▼
ZIP code 13431 in Poland, NY has a population of 2,069 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13431? ▼
The median household income in ZIP 13431 is $76,000, which is 0% below the national average of $76,288.
What is the average home value in ZIP 13431? ▼
The median home value in ZIP 13431 is $245,100, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 13431? ▼
The largest racial group in ZIP 13431 is White at 93.2%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 13431? ▼
ZIP code 13431 has 42 business establishments employing approximately 158 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13431? ▼
The top industries by establishment count in ZIP 13431 are: Construction (12), Administrative and support and waste management and remediation services (8), Accommodation and food services (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 13431? ▼
In ZIP code 13431, 68.1% of residents aged 25+ have a high school diploma or higher, and 26.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13431? ▼
In ZIP code 13431, approximately 85.3% of occupied housing units are owner-occupied and 14.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13431? ▼
The poverty rate in ZIP code 13431 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.