Poland, NY · standard
ZIP Code 13431
Herkimer County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,069
- 22/sq mi Moderate-density area
- $76,000
- Median income Near-median income area
- $245,100
- Median home value Near-median home value
- 26.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Poland pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 44%
- household income, US ZIPs
- Top 44%
- home value, US ZIPs
- 22
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 13431 against every reporting US ZIP.
ZIP code 13431 covers 95.3 square miles in Poland, Herkimer County, New York (a standard USPS delivery area), with a modest 2,069 residents on file, a density of 22 people per square mile, in the New York time zone.
ZIP 13431 lands in the middle-income range, with a median household income of $76,000 (18% below the average New York ZIP), while per-capita income is $37,753. The poverty rate is 10.1%, with unemployment at 8.2%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $245,100 (35% below the average New York ZIP), and median rent is $768; owner occupancy is 85.3%.
Educational attainment sits below the national norm: 26.3% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is -. The page also surfaces 8 ZIP codes within roughly 10 miles and 6 more in Herkimer County, so 13431 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 13431
Top 5 sectors by establishment count in Poland, NY
Which industries have the most business establishments in ZIP 13431.
- Construction
Construction
12 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
8 establishments
- Accommodation and food services 4
Accommodation and food services
4 establishments
- Other services (except public administration) 4
Other services (except public administration)
4 establishments
- Retail trade 3
Retail trade
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 13431, Poland, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,069
Population
95.3
Area (sq mi)
22
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 13431?
40.3
Median Age
56.0%
Male
44.0%
Female
1.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$76,000
Median Household Income
-18% vs state ZIP avg
$37,753
Per Capita Income
10.1%
Poverty Rate
8.2%
Unemployment Rate
How ZIP 13431 ranks among New York ZIPs
Poland, NY household income vs. every New York ZIP code
Median household income among 1,626 reporting New York ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$76,000 41st percentile higher than 41% of 1,626 New York ZIPs
Each bar is a $20K-wide band; taller bars hold more New York ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
842housing units
842
Total Housing Units
734
Occupied Units
108
Vacant Units
2.49
Avg Household Size
Occupancy Type
$245,100
Median Home Value
-35% vs state ZIP avg
$768
Median Rent
1965
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 42 business establishments in ZIP 13431, employing approximately 158 people with a combined annual payroll of $8,267,000.
42
Businesses
158
Employees
$8.3M
Annual Payroll
5
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 12 | 28.6% |
| Administrative and support and waste management and remediation services | 8 | 19.1% |
| Accommodation and food services | 4 | 9.5% |
| Other services (except public administration) | 4 | 9.5% |
| Retail trade | 3 | 7.1% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 13431 vs 13304 →
ZIP 13431 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13501
Utica (13501)
38,546 residents
- 13502
Utica (13502)
33,257 residents
- 13438 3,789
Remsen (13438)
3,789 residents
- 13416 2,271
Newport (13416)
2,271 residents
- 13324 2,149
Cold Brook (13324)
2,149 residents
- 13431 2,069
Poland (13431)
2,069 residents
- 13304 1,684
Barneveld (13304)
1,684 residents
- 13435 286
Prospect (13435)
286 residents
- 13352 65
Hinckley (13352)
65 residents
What this shows Among its immediate neighbors, ZIP 13431 ranks #6 by population - useful context the national average alone can't give.
ZIP 13431 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 13304
Barneveld (13304)
$108,587 median income
- 13324
Cold Brook (13324)
$86,176 median income
- 13416
Newport (13416)
$85,128 median income
- 13431
Poland (13431)
$76,000 median income
- 13438
Remsen (13438)
$69,797 median income
- 13502
Utica (13502)
$57,835 median income
- 13501
Utica (13501)
$52,548 median income
- 13435
Prospect (13435)
$46,971 median income
What this shows By household income, ZIP 13431 ranks #4 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 13431, both outside NY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,069 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Herkimer County
Related Areas
Frequently Asked Questions
What county is ZIP code 13431 in?
ZIP code 13431 (Poland) is located in Herkimer County, New York. Herkimer County contains multiple ZIP codes, see the full list at /counties/herkimer-ny.
What is the population of ZIP code 13431?
ZIP code 13431 in Poland, NY has a population of 2,069 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 13431?
The median household income in ZIP 13431 is $76,000, which is 0% below the national average of $76,288.
What is the average home value in ZIP 13431?
The median home value in ZIP 13431 is $245,100, which is 12% below the national average of $278,155.
What is the demographic makeup of ZIP 13431?
The largest racial group in ZIP 13431 is White at 93.2%. Hispanic or Latino residents make up 4.4% of the population.
How many businesses are in ZIP code 13431?
ZIP code 13431 has 42 business establishments employing approximately 158 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 13431?
The top industries by establishment count in ZIP 13431 are: Construction (12), Administrative and support and waste management and remediation services (8), Accommodation and food services (4). There are 5 industry sectors represented in total.
What is the education level in ZIP code 13431?
In ZIP code 13431, 68.1% of residents aged 25+ have a high school diploma or higher, and 26.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 13431?
In ZIP code 13431, approximately 85.3% of occupied housing units are owner-occupied and 14.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 13431?
The poverty rate in ZIP code 13431 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 13431's numbers, next.
- See how ZIP 13431 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Poland, NY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.