PlainZIP

Lowman, NY · standard

ZIP Code 14861

Chemung County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,404
16/sq mi
$64,904
Median income
$149,100
Median home value
16.2%
Bachelor's or higher

The verdict

Lowman pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

38th pct
household income, US ZIPs
25th pct
home value, US ZIPs
16
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14861 against every reporting US ZIP.

ZIP code 14861 is a sparsely populated ZIP (a standard USPS delivery area) in Lowman, Chemung County, New York, home to just 1,404 residents across 88.9 square miles, a density of 16 people per square mile, in the New York time zone.

ZIP 14861 reports a modest median household income of $64,904 (30% below the New York average), while per-capita income is $38,899. Local economic indicators show a 7.1% poverty rate alongside 4.0% unemployment. The typical home here is valued at $149,100 (61% below the state average); renters pay a median of $1,137 monthly, and 82.9% of units are owner-occupied.

Educational attainment sits below the national norm: 16.2% of adults hold a bachelor's degree or higher, the median age is 50.7, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Chemung County, so you can benchmark 14861 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14861, Lowman, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,404

Population

88.9

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14861?

50.7

Median Age

53.9%

Male

46.1%

Female

1.1%

Foreign-Born

White 97.0%
African American 0.5%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.5%
Hispanic or Latino 1.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$64,904

Median Household Income

-30% vs state

$38,899

Per Capita Income

7.1%

Poverty Rate

4.0%

Unemployment Rate

25.8 min

Mean Commute Time

How ZIP 14861 ranks nationally

Lowman, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$64,904 38th percentile higher than 38% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.4%
Bachelor's Degree or Higher 16.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

564

Total Housing Units

520

Occupied Units

44

Vacant Units

2.41

Avg Household Size

Occupancy Type

Owner 82.9%
Renter 17.1%

$149,100

Median Home Value

-61% vs state

$1,137

Median Rent

1974

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 4 business establishments in ZIP 14861, employing approximately 50 people with a combined annual payroll of $3,492,000.

4

Businesses

50

Employees

$3.5M

Annual Payroll

0

Industry Sectors

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14861 vs 14901 →

ZIP 14861 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14861 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14861 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14861 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14901 Elmira, NY 16,736 3.1 mi
14825 Chemung, NY 919 4.1 mi
14838 Erin, NY 1,956 6.8 mi
14904 Elmira, NY 16,269 6.1 mi
14894 Wellsburg, NY 1,454 6.4 mi
14816 Breesport, NY 520 7.7 mi
14859 Lockwood, NY 1,029 7.9 mi
14889 Van Etten, NY 1,590 10.2 mi
16925 Gillett, PA 3,186 11.0 mi
18840 Sayre, PA 10,731 11.2 mi

More ZIP Codes in Chemung County

14845 standard
Horseheads, NY
Pop: 20,453
14901 standard
Elmira, NY
Pop: 16,736
14904 standard
Elmira, NY
Pop: 16,269
14905 standard
Elmira, NY
Pop: 9,070
14903 standard
Elmira, NY
Pop: 7,567
14871 standard
Pine City, NY
Pop: 5,456

Related Areas

Chemung County Lowman, NY New York

Frequently Asked Questions

What county is ZIP code 14861 in? ▼
ZIP code 14861 (Lowman) is located in Chemung County, New York. Chemung County contains multiple ZIP codes, see the full list at /counties/chemung-ny.
What is the population of ZIP code 14861? ▼
ZIP code 14861 in Lowman, NY has a population of 1,404 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14861? ▼
The median household income in ZIP 14861 is $64,904, which is 15% below the national average of $76,288.
What is the average home value in ZIP 14861? ▼
The median home value in ZIP 14861 is $149,100, which is 46% below the national average of $278,155.
What is the demographic makeup of ZIP 14861? ▼
The largest racial group in ZIP 14861 is White at 97.0%. Hispanic or Latino residents make up 1.4% of the population.
How many businesses are in ZIP code 14861? ▼
ZIP code 14861 has 4 business establishments employing approximately 50 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 14861? ▼
In ZIP code 14861, 57.4% of residents aged 25+ have a high school diploma or higher, and 16.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14861? ▼
The mean commute time for workers in ZIP code 14861 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14861? ▼
In ZIP code 14861, approximately 82.9% of occupied housing units are owner-occupied and 17.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14861? ▼
The poverty rate in ZIP code 14861 is 7.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.