PlainZIP

Elmira, NY · standard

ZIP Code 14905

Chemung County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,070
841/sq mi
$90,825
Median income
$174,100
Median home value
41.3%
Bachelor's or higher

The verdict

Elmira pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.

Top 26%
household income, US ZIPs
36th pct
home value, US ZIPs
841
people per sq mi
68%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14905 against every reporting US ZIP.

ZIP code 14905 is a mid-sized community (a standard USPS delivery area) in Elmira, Chemung County, New York, home to 9,070 residents across 10.8 square miles, a density of 841 people per square mile, in the New York time zone.

ZIP 14905 lands in the middle-income range, with a median household income of $90,825 (2% below the New York average), while per-capita income is $42,923. Local economic indicators show a 15.0% poverty rate alongside 4.9% unemployment. Median home value sits at $174,100 (54% below the state average), median rent at $1,009 a month, and owner-occupancy at 68.2%.

A solid share of residents have a four-year degree: 41.3% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 19 minutes. To put 14905 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Chemung County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14905

Top 5 sectors by establishment count in Elmira, NY

Which industries have the most business establishments in ZIP 14905.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14905, Elmira, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,070

Population

10.8

Area (sq mi)

841

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14905?

42.6

Median Age

46.0%

Male

54.0%

Female

3.6%

Foreign-Born

White 83.8%
African American 6.4%
Asian 2.2%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.0%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$90,825

Median Household Income

-2% vs state

$42,923

Per Capita Income

15.0%

Poverty Rate

4.9%

Unemployment Rate

19.3 min

Mean Commute Time

How ZIP 14905 ranks nationally

Elmira, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$90,825 Top 26% higher than 74% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 65.4%
Bachelor's Degree or Higher 41.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,349

Total Housing Units

3,850

Occupied Units

499

Vacant Units

2.25

Avg Household Size

Occupancy Type

Owner 68.2%
Renter 31.8%

$174,100

Median Home Value

-54% vs state

$1,009

Median Rent

1944

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.2%

YoY Change (2024)

182

HPI Index (2000 = 100)

+82%

Total Change Since 2000

Home values in ZIP 14905 have increased 1.2% over the past year (2024). Since 2000, this ZIP has seen +82% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.7% 138
2021 +10.7% 152
2022 +11.4% 170
2023 +6.1% 180
2024 +1.2% 182

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 83 business establishments in ZIP 14905, employing approximately 2,592 people with a combined annual payroll of $188,014,000.

83

Businesses

2,592

Employees

$188.0M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 26 31.3%
Other services (except public administration) 10 12.1%
Retail trade 9 10.8%
Administrative and support and waste management and remediation services 7 8.4%
Real estate and rental and leasing 6 7.2%
Construction 5 6.0%
Accommodation and food services 5 6.0%
Finance and insurance 4 4.8%
Arts, entertainment, and recreation 4 4.8%
Professional, scientific, and technical services 3 3.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14905 vs 14904 →

ZIP 14905 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14905 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14905 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14905 ranks #2 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14904 Elmira, NY 16,269 2.6 mi
14903 Elmira, NY 7,567 3.0 mi
14901 Elmira, NY 16,736 5.1 mi
14871 Pine City, NY 5,456 4.8 mi
14845 Horseheads, NY 20,453 8.1 mi
14894 Wellsburg, NY 1,454 6.0 mi
14814 Big Flats, NY 1,931 7.0 mi
16925 Gillett, PA 3,186 9.8 mi
14816 Breesport, NY 520 9.4 mi
16936 Millerton, PA 2,095 11.5 mi

More ZIP Codes in Chemung County

14845 standard
Horseheads, NY
Pop: 20,453
14901 standard
Elmira, NY
Pop: 16,736
14904 standard
Elmira, NY
Pop: 16,269
14903 standard
Elmira, NY
Pop: 7,567
14871 standard
Pine City, NY
Pop: 5,456
14838 standard
Erin, NY
Pop: 1,956

Related Areas

Chemung County Elmira, NY New York

Frequently Asked Questions

What county is ZIP code 14905 in? ▼
ZIP code 14905 (Elmira) is located in Chemung County, New York. Chemung County contains multiple ZIP codes, see the full list at /counties/chemung-ny.
What is the population of ZIP code 14905? ▼
ZIP code 14905 in Elmira, NY has a population of 9,070 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14905? ▼
The median household income in ZIP 14905 is $90,825, which is 19% above the national average of $76,288.
What is the average home value in ZIP 14905? ▼
The median home value in ZIP 14905 is $174,100, which is 37% below the national average of $278,155.
What is the demographic makeup of ZIP 14905? ▼
The largest racial group in ZIP 14905 is White at 83.8%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 14905? ▼
ZIP code 14905 has 83 business establishments employing approximately 2,592 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14905? ▼
The top industries by establishment count in ZIP 14905 are: Health care and social assistance (26), Other services (except public administration) (10), Retail trade (9). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 14905? ▼
According to the FHFA House Price Index, home values in ZIP 14905 increased by 1.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 82%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14905? ▼
In ZIP code 14905, 65.4% of residents aged 25+ have a high school diploma or higher, and 41.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14905? ▼
The mean commute time for workers in ZIP code 14905 is 19.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14905? ▼
In ZIP code 14905, approximately 68.2% of occupied housing units are owner-occupied and 31.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14905? ▼
The poverty rate in ZIP code 14905 is 15.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.