PlainZIP

Elmira, NY · standard

ZIP Code 14903

Chemung County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,567
140/sq mi
$67,012
Median income
$129,400
Median home value
27.8%
Bachelor's or higher

The verdict

Elmira pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

42th pct
household income, US ZIPs
20th pct
home value, US ZIPs
140
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14903 against every reporting US ZIP.

ZIP code 14903 is a mid-sized community (a standard USPS delivery area) in Elmira, Chemung County, New York, home to 7,567 residents across 54.1 square miles, a density of 140 people per square mile, in the New York time zone.

ZIP 14903 reports a modest median household income of $67,012 (28% below the New York average), while per-capita income is $45,538. Poverty here runs at 18.4%, with unemployment measured at 5.6%. The typical home here is valued at $129,400 (66% below the state average); renters pay a median of $991 monthly, and 65.2% of units are owner-occupied.

Educational attainment sits below the national norm: 27.8% of adults hold a bachelor's degree or higher, the median age is 43.2, and the average commute is 21 minutes. A geography-based comparison follows: 9 ZIP codes within about 10 miles of 14903, plus 6 more within Chemung County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14903

Top 5 sectors by establishment count in Elmira, NY

Which industries have the most business establishments in ZIP 14903.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14903, Elmira, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,567

Population

54.1

Area (sq mi)

140

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14903?

43.2

Median Age

47.1%

Male

52.9%

Female

2.7%

Foreign-Born

White 85.3%
African American 6.6%
Asian 1.5%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.0%
Hispanic or Latino 1.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,012

Median Household Income

-28% vs state

$45,538

Per Capita Income

18.4%

Poverty Rate

5.6%

Unemployment Rate

20.5 min

Mean Commute Time

How ZIP 14903 ranks nationally

Elmira, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$67,012 42nd percentile higher than 42% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.5%
Bachelor's Degree or Higher 27.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,224

Total Housing Units

3,056

Occupied Units

168

Vacant Units

2.31

Avg Household Size

Occupancy Type

Owner 65.2%
Renter 34.8%

$129,400

Median Home Value

-66% vs state

$991

Median Rent

1954

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.9%

YoY Change (2024)

189

HPI Index (2000 = 100)

+89%

Total Change Since 2000

Home values in ZIP 14903 have increased 6.9% over the past year (2024). Since 2000, this ZIP has seen +89% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.5% 142
2021 +0.1% 142
2022 +19.4% 169
2023 +4.7% 177
2024 +6.9% 189

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 248 business establishments in ZIP 14903, employing approximately 4,523 people with a combined annual payroll of $239,870,000.

248

Businesses

4,523

Employees

$239.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 59 23.8%
Other services (except public administration) 34 13.7%
Accommodation and food services 30 12.1%
Construction 23 9.3%
Manufacturing 16 6.5%
Health care and social assistance 15 6.0%
Wholesale trade 12 4.8%
Administrative and support and waste management and remediation services 12 4.8%
Finance and insurance 10 4.0%
Transportation and warehousing 9 3.6%
Professional, scientific, and technical services 9 3.6%
Real estate and rental and leasing 8 3.2%
Arts, entertainment, and recreation 5 2.0%
Information 3 1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14903 vs 14905 →

ZIP 14903 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14903 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14903 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14903 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14905 Elmira, NY 9,070 3.0 mi
14814 Big Flats, NY 1,931 4.3 mi
14845 Horseheads, NY 20,453 5.9 mi
14871 Pine City, NY 5,456 6.2 mi
14872 Pine Valley, NY 605 8.1 mi
14904 Elmira, NY 16,269 5.5 mi
14901 Elmira, NY 16,736 7.4 mi
14894 Wellsburg, NY 1,454 9.0 mi
14816 Breesport, NY 520 8.8 mi

More ZIP Codes in Chemung County

14845 standard
Horseheads, NY
Pop: 20,453
14901 standard
Elmira, NY
Pop: 16,736
14904 standard
Elmira, NY
Pop: 16,269
14905 standard
Elmira, NY
Pop: 9,070
14871 standard
Pine City, NY
Pop: 5,456
14838 standard
Erin, NY
Pop: 1,956

Related Areas

Chemung County Elmira, NY New York

Frequently Asked Questions

What county is ZIP code 14903 in? ▼
ZIP code 14903 (Elmira) is located in Chemung County, New York. Chemung County contains multiple ZIP codes, see the full list at /counties/chemung-ny.
What is the population of ZIP code 14903? ▼
ZIP code 14903 in Elmira, NY has a population of 7,567 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14903? ▼
The median household income in ZIP 14903 is $67,012, which is 12% below the national average of $76,288.
What is the average home value in ZIP 14903? ▼
The median home value in ZIP 14903 is $129,400, which is 53% below the national average of $278,155.
What is the demographic makeup of ZIP 14903? ▼
The largest racial group in ZIP 14903 is White at 85.3%. Hispanic or Latino residents make up 1.7% of the population.
How many businesses are in ZIP code 14903? ▼
ZIP code 14903 has 248 business establishments employing approximately 4,523 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14903? ▼
The top industries by establishment count in ZIP 14903 are: Retail trade (59), Other services (except public administration) (34), Accommodation and food services (30). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 14903? ▼
According to the FHFA House Price Index, home values in ZIP 14903 increased by 6.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 89%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14903? ▼
In ZIP code 14903, 57.5% of residents aged 25+ have a high school diploma or higher, and 27.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14903? ▼
The mean commute time for workers in ZIP code 14903 is 20.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14903? ▼
In ZIP code 14903, approximately 65.2% of occupied housing units are owner-occupied and 34.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14903? ▼
The poverty rate in ZIP code 14903 is 18.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.