PlainZIP

Elmira, NY · standard

ZIP Code 14904

Chemung County, New York - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,269
1,119/sq mi
$53,174
Median income
$92,200
Median home value
14.7%
Bachelor's or higher

The verdict

Elmira pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, homeowner-dominated area.

19th pct
household income, US ZIPs
7th pct
home value, US ZIPs
1,119
people per sq mi
62%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 14904 against every reporting US ZIP.

ZIP code 14904 is a mid-sized community (a standard USPS delivery area) in Elmira, Chemung County, New York, home to 16,269 residents across 14.5 square miles, a density of 1,119 people per square mile, in the New York time zone.

ZIP 14904 reports a modest median household income of $53,174 (42% below the New York average), while per-capita income is $31,715. Local economic indicators show a 23.7% poverty rate alongside 11.7% unemployment. Median home value sits at $92,200 (76% below the state average), median rent at $1,070 a month, and owner-occupancy at 62.2%.

Formal educational attainment runs low here: just 14.7% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 19 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Chemung County, letting you compare 14904 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 14904

Top 5 sectors by establishment count in Elmira, NY

Which industries have the most business establishments in ZIP 14904.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 14904, Elmira, NY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,269

Population

14.5

Area (sq mi)

1,119

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 14904?

38.0

Median Age

49.6%

Male

50.4%

Female

2.1%

Foreign-Born

White 81.2%
African American 9.9%
Asian 0.2%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 7.1%
Hispanic or Latino 4.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,174

Median Household Income

-42% vs state

$31,715

Per Capita Income

23.7%

Poverty Rate

11.7%

Unemployment Rate

19.4 min

Mean Commute Time

How ZIP 14904 ranks nationally

Elmira, NY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,174 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.2%
Bachelor's Degree or Higher 14.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,669

Total Housing Units

6,623

Occupied Units

1,046

Vacant Units

2.22

Avg Household Size

Occupancy Type

Owner 62.2%
Renter 37.8%

$92,200

Median Home Value

-76% vs state

$1,070

Median Rent

1944

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+29.3%

YoY Change (2024)

202

HPI Index (2000 = 100)

+102%

Total Change Since 2000

Home values in ZIP 14904 have increased 29.3% over the past year (2024). Since 2000, this ZIP has seen +102% cumulative appreciation.

Year Annual Change HPI Index
2020 +10.2% 155
2021 +3.8% 161
2022 +5.8% 171
2023 -8.7% 156
2024 +29.3% 202

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 166 business establishments in ZIP 14904, employing approximately 1,628 people with a combined annual payroll of $62,343,000.

166

Businesses

1,628

Employees

$62.3M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 38 22.9%
Accommodation and food services 25 15.1%
Other services (except public administration) 22 13.3%
Health care and social assistance 19 11.4%
Construction 14 8.4%
Manufacturing 10 6.0%
Professional, scientific, and technical services 10 6.0%
Administrative and support and waste management and remediation services 6 3.6%
Wholesale trade 5 3.0%
Finance and insurance 5 3.0%
Real estate and rental and leasing 4 2.4%
Arts, entertainment, and recreation 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 14904 vs 14905 →

ZIP 14904 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 14904 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 14904 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 14904 ranks #9 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
14905 Elmira, NY 9,070 2.6 mi
14901 Elmira, NY 16,736 3.0 mi
14894 Wellsburg, NY 1,454 3.6 mi
16925 Gillett, PA 3,186 8.2 mi
14903 Elmira, NY 7,567 5.5 mi
14861 Lowman, NY 1,404 6.1 mi
14871 Pine City, NY 5,456 6.1 mi
14845 Horseheads, NY 20,453 9.5 mi
14816 Breesport, NY 520 9.4 mi
14838 Erin, NY 1,956 10.6 mi

More ZIP Codes in Chemung County

14845 standard
Horseheads, NY
Pop: 20,453
14901 standard
Elmira, NY
Pop: 16,736
14905 standard
Elmira, NY
Pop: 9,070
14903 standard
Elmira, NY
Pop: 7,567
14871 standard
Pine City, NY
Pop: 5,456
14838 standard
Erin, NY
Pop: 1,956

Related Areas

Chemung County Elmira, NY New York

Frequently Asked Questions

What county is ZIP code 14904 in? ▼
ZIP code 14904 (Elmira) is located in Chemung County, New York. Chemung County contains multiple ZIP codes, see the full list at /counties/chemung-ny.
What is the population of ZIP code 14904? ▼
ZIP code 14904 in Elmira, NY has a population of 16,269 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 14904? ▼
The median household income in ZIP 14904 is $53,174, which is 30% below the national average of $76,288.
What is the average home value in ZIP 14904? ▼
The median home value in ZIP 14904 is $92,200, which is 67% below the national average of $278,155.
What is the demographic makeup of ZIP 14904? ▼
The largest racial group in ZIP 14904 is White at 81.2%. Hispanic or Latino residents make up 4.9% of the population.
How many businesses are in ZIP code 14904? ▼
ZIP code 14904 has 166 business establishments employing approximately 1,628 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 14904? ▼
The top industries by establishment count in ZIP 14904 are: Retail trade (38), Accommodation and food services (25), Other services (except public administration) (22). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 14904? ▼
According to the FHFA House Price Index, home values in ZIP 14904 increased by 29.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 102%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 14904? ▼
In ZIP code 14904, 55.2% of residents aged 25+ have a high school diploma or higher, and 14.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 14904? ▼
The mean commute time for workers in ZIP code 14904 is 19.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 14904? ▼
In ZIP code 14904, approximately 62.2% of occupied housing units are owner-occupied and 37.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 14904? ▼
The poverty rate in ZIP code 14904 is 23.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.