PlainZIP

Bala Cynwyd, PA · standard

ZIP Code 19004

Montgomery County, Pennsylvania - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,416
1,330/sq mi
$149,232
Median income
$632,000
Median home value
74.4%
Bachelor's or higher

The verdict

Bala Cynwyd pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 8%
home value, US ZIPs
1,330
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 19004 against every reporting US ZIP.

ZIP code 19004 is a mid-sized community (a standard USPS delivery area) in Bala Cynwyd, Montgomery County, Pennsylvania, home to 9,416 residents across 7.1 square miles, a density of 1,330 people per square mile, in the New York time zone.

ZIP 19004 skews affluent, with a median household income of $149,232 (92% above the Pennsylvania average), while per-capita income is $91,413. The poverty rate stands at 10.8% and the unemployment rate at 5.6%. On housing, the median home value is $632,000 (178% above the state average) with median rent at $1,863 per month, and 71.9% of occupied units are owner-occupied.

This is a highly-educated ZIP: 74.4% of adults hold a bachelor's degree or higher, the median age is 40.6, and the average commute is 29 minutes. To put 19004 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Montgomery County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 19004

Top 5 sectors by establishment count in Bala Cynwyd, PA

Which industries have the most business establishments in ZIP 19004.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 19004, Bala Cynwyd, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,416

Population

7.1

Area (sq mi)

1,330

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 19004?

40.6

Median Age

48.5%

Male

51.5%

Female

13.9%

Foreign-Born

White 74.4%
African American 11.6%
Asian 7.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.2%
Two or More Ethnicities 5.3%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$149,232

Median Household Income

+92% vs state

$91,413

Per Capita Income

10.8%

Poverty Rate

5.6%

Unemployment Rate

28.6 min

Mean Commute Time

How ZIP 19004 ranks nationally

Bala Cynwyd, PA household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$149,232 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 83.7%
Bachelor's Degree or Higher 74.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,724

Total Housing Units

4,387

Occupied Units

337

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 71.9%
Renter 28.1%

$632,000

Median Home Value

+178% vs state

$1,863

Median Rent

1960

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.1%

YoY Change (2024)

272

HPI Index (2000 = 100)

+172%

Total Change Since 2000

Home values in ZIP 19004 have decreased 2.1% over the past year (2024). Since 2000, this ZIP has seen +172% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.7% 202
2021 +10.5% 223
2022 +8.1% 241
2023 +15.3% 278
2024 -2.1% 272

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 832 business establishments in ZIP 19004, employing approximately 20,212 people with a combined annual payroll of $2,018,327,000.

832

Businesses

20,212

Employees

$2.0B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 186 22.4%
Professional, scientific, and technical services 155 18.6%
Finance and insurance 91 10.9%
Other services (except public administration) 70 8.4%
Real estate and rental and leasing 53 6.4%
Retail trade 45 5.4%
Accommodation and food services 45 5.4%
Administrative and support and waste management and remediation services 37 4.5%
Information 35 4.2%
Wholesale trade 29 3.5%
Construction 28 3.4%
Arts, entertainment, and recreation 16 1.9%
Educational services 14 1.7%
Transportation and warehousing 13 1.6%
Management of companies and enterprises 10 1.2%
Manufacturing 4 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 19004 vs 19127 →

ZIP 19004 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 19004 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 19004 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 19004 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
19127 Philadelphia, PA 5,913 1.0 mi
19066 Merion Station, PA 5,864 1.3 mi
19128 Philadelphia, PA 35,239 2.4 mi
19131 Philadelphia, PA 43,172 1.9 mi
19072 Narberth, PA 9,539 1.6 mi
19129 Philadelphia, PA 10,975 2.4 mi
19139 Philadelphia, PA 41,271 3.6 mi
19096 Wynnewood, PA 13,572 2.6 mi
19151 Philadelphia, PA 29,883 3.0 mi
19144 Philadelphia, PA 43,329 3.2 mi

More ZIP Codes in Montgomery County

19446 standard
Lansdale, PA
Pop: 55,138
19464 standard
Pottstown, PA
Pop: 45,788
19403 standard
Norristown, PA
Pop: 44,260
19401 standard
Norristown, PA
Pop: 41,753
19426 standard
Collegeville, PA
Pop: 38,831
19002 standard
Ambler, PA
Pop: 32,412

Related Areas

Montgomery County Bala Cynwyd, PA Pennsylvania

Frequently Asked Questions

What county is ZIP code 19004 in? ▼
ZIP code 19004 (Bala Cynwyd) is located in Montgomery County, Pennsylvania. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-pa.
What is the population of ZIP code 19004? ▼
ZIP code 19004 in Bala Cynwyd, PA has a population of 9,416 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 19004? ▼
The median household income in ZIP 19004 is $149,232, which is 96% above the national average of $76,288.
What is the average home value in ZIP 19004? ▼
The median home value in ZIP 19004 is $632,000, which is 127% above the national average of $278,155.
What is the demographic makeup of ZIP 19004? ▼
The largest racial group in ZIP 19004 is White at 74.4%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 19004? ▼
ZIP code 19004 has 832 business establishments employing approximately 20,212 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 19004? ▼
The top industries by establishment count in ZIP 19004 are: Health care and social assistance (186), Professional, scientific, and technical services (155), Finance and insurance (91). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 19004? ▼
According to the FHFA House Price Index, home values in ZIP 19004 decreased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 172%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 19004? ▼
In ZIP code 19004, 83.7% of residents aged 25+ have a high school diploma or higher, and 74.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 19004? ▼
The mean commute time for workers in ZIP code 19004 is 28.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 19004? ▼
In ZIP code 19004, approximately 71.9% of occupied housing units are owner-occupied and 28.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 19004? ▼
The poverty rate in ZIP code 19004 is 10.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.