Residential delivery area · Pennsylvania

ZIP Code 19012: Cheltenham, PA

ZIP code 19012 uses the postal name Cheltenham, Pennsylvania and lies entirely in Montgomery County (Census 2020 ZIP-county file). About 6,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $125,625 (Census Bureau, ACS 2020-2024). By Census place, 13% of its land lies in Cheltenham Village (a census-designated place); 87% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
1national area: Pennsylvania, Delaware and New York
190sectional center: Philadelphia, PA (SCF 190)
12delivery area within it
Town
Cheltenham · its only residential ZIP
Census places
Cheltenham Village census-designated place
Metro area
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
House district
PA-4 119th Congress
Time zone
Eastern
Land area
1.7 sq mi · 3,951 people per sq mi

Where is ZIP code 19012?

19012 centers on 40.060°, -75.106° and covers 1.7 square miles of land. It borders 4 ZIP codes: 19027, 19111, 19120, 19046.

19027 · Elkins Park19046 · Jenkintown19111 · Philadelphia19120 · Philadelphia19012 · Cheltenham (this ZIP)1901219111190271912019027 · Elkins Park19046 · Jenkintown19111 · Philadelphia19120 · Philadelphia19012 · Cheltenham (this ZIP)1901219111190271912019027 · Elkins Park19046 · Jenkintown19111 · Philadelphia19120 · Philadelphia19012 · Cheltenham (this ZIP)19012191111902719120
Shaded by median household income, in national fifths (ACS 2020-2024); 19012 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 19012, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 19012 compare with the rest of Montgomery County?

Rank of 19012 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure19012In Montgomery CountyIn PA
People (ACS 2020-2024)6,91045th of 70534th of 1,833
Median household income$126k25th of 5570th of 1,015
Median home value$345k50th of 58181st of 1,069

Its median household income is higher than in 92% of U.S. residential ZIP codes, and it is denser than 92% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 19012?

The 2020 Census counted 6,699 people in 19012; the ACS, which samples households over 2020-2024, estimates 6,910. Between the 2010 and 2020 censuses its population grew 0.4% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
6,910±990 (90% margin)
2020 Census count
6,699+0.4% since 2010 (6,670)
Households
2,191
Median age
38.2

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 19012?

Of the 6,910 people the ACS estimates in 19012, 19.1% are under 18 and 16.2% are 65 or older. The largest group by race and Hispanic origin is Black (not Hispanic) (38.8%), then White (not Hispanic) (37.2%).

  • Under 1819.1%
  • 18 to 6464.7%
  • 65 and older16.2%
Age of the people of 19012 (ACS 2020-2024, B01001)
  • Black, not Hispanic38.8%
  • White, not Hispanic37.2%
  • Asian, not Hispanic11.0%
  • Hispanic or Latino8.8%
  • Other or two or more4.1%
Race and Hispanic origin in 19012 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 19012 earn?

Median household income is $125,625 (ACS 2020-2024), the 25th highest of the 55 ranked ZIP codes in Montgomery County. It is not measurably different from 2015-2019 ($123,753 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$125,625±$23,001
Income per person
$49,783
Below the poverty line
4.3%
Unemployed (of the labor force)
5.5%
Adults 25+ with a bachelor's degree
47.4%
Adjusted gross income per tax return, 2022
$88,9533,390 returns; wages 76% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 19012?

FHFA's house price index for 19012, built from repeat sales and appraisals of the same homes, rose 81% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved +2.4% in 2025.

Median home value (owners' estimate)
$344,700
Median gross rent
$1,622
Homes owned by their occupants
82.2%
Housing units
2,320
0 200 400 600 197919902000201020202025 0 200 400 600 197919902000201020202025 0 200 400 600 197919902000201020202025
Index = 100 in 1979, the first year FHFA reports for 19012; 2025: 610.7. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 19012?

118 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in construction (ZIP Code Business Patterns).

  • Construction27
  • Other services (except public administration)20
  • Health care and social assistance13
  • Retail trade11
  • Professional, scientific, and technical services8
  • Manufacturing7

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 19012?

ZIP codes that share a boundary with 19012, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
19027Elkins Park20,420$106k1.4 mi
19111Philadelphia66,283$61k1.4 mi
19120Philadelphia66,469$54k1.9 mi
19046Jenkintown19,640$110k2.9 mi
19126Philadelphia17,483$53k1.6 mi (near)
19141Philadelphia32,385$44k2.6 mi (near)
19149Philadelphia56,914$59k2.6 mi (near)
19138Philadelphia30,821$58k2.8 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.