ZIP Code 19012

standard

Source:

Cheltenham · Montgomery County · Pennsylvania

Population
6,670

1,466/sq mi

Median income
$125,625

▲ 65% vs US

higher than 92% of US ZIPs

Median home value
$344,700

▲ 24% vs US

higher than 73% of US ZIPs

Bachelor's or higher
47.4%

Median age 38.2

Land area
4.5 sq mi

New York

ZIP code 19012 in Cheltenham, Pennsylvania has a population of 6,670. The median household income is $125,625, which is 65% above the national average. Median home value is $344,700, 24% above the US average. 47.4% of residents hold a bachelor's degree or higher.

ZIP code 19012 is classified by USPS as a standard delivery area and covers roughly 4.5 square miles in Cheltenham, Montgomery County, Pennsylvania. The area is home to 6,670 residents, producing a population density of 1,466 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 19012 against Pennsylvania and the nation.

On the economic side, the median household income for ZIP 19012 sits at $125,625 (61% above the Pennsylvania average), while per-capita income is $49,783. The poverty rate stands at 4.3% and the unemployment rate at 5.5%. On housing, the median home value is $344,700 (52% above the state average) with median rent at $1,622 per month, and 82.2% of occupied units are owner-occupied, a direct signal of whether 19012 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 47.4% of adults hold a bachelor's degree or higher, the median age is 38.2, and the average commute is 30 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Montgomery County, so you can benchmark 19012 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 19012

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 19012.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 19012, Cheltenham, PA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

6,670

Population

4.5

Area (sq mi)

1,466

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 19012?

38.2

Median Age

48.9%

Male

51.1%

Female

16.3%

Foreign-Born

White 38.5%
African American 39.1%
Asian 11.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.0%
Hispanic or Latino 8.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$125,625

Median Household Income

+61% vs state

$49,783

Per Capita Income

4.3%

Poverty Rate

5.5%

Unemployment Rate

29.6 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.6%
Bachelor's Degree or Higher 47.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,320

Total Housing Units

2,191

Occupied Units

129

Vacant Units

3.15

Avg Household Size

Occupancy Type

Owner 82.2%
Renter 17.8%

$344,700

Median Home Value

+52% vs state

$1,622

Median Rent

1952

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.0%

YoY Change (2024)

240

HPI Index (2000 = 100)

+140%

Total Change Since 2000

Home values in ZIP 19012 have increased 6.0% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.

Year Annual Change HPI Index
2020 +6.8% 161
2021 +13.9% 184
2022 +14.1% 210
2023 +7.9% 226
2024 +6.0% 240

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 118 business establishments in ZIP 19012, employing approximately 645 people with a combined annual payroll of $38,695,000.

118

Businesses

645

Employees

$38.7M

Annual Payroll

11

Industry Sectors

Industry Establishments % of Total
Construction 27 22.9%
Other services (except public administration) 20 16.9%
Health care and social assistance 13 11.0%
Retail trade 11 9.3%
Professional, scientific, and technical services 8 6.8%
Manufacturing 7 5.9%
Wholesale trade 6 5.1%
Administrative and support and waste management and remediation services 6 5.1%
Educational services 6 5.1%
Accommodation and food services 6 5.1%
Finance and insurance 5 4.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 19012 vs 19111 →

ZIP Code City Population Distance
19111 Philadelphia, PA 63,090 1.3 mi
19027 Elkins Park, PA 19,067 1.4 mi
19126 Philadelphia, PA 15,758 1.7 mi
19120 Philadelphia, PA 68,104 1.9 mi
19046 Jenkintown, PA 17,809 2.9 mi
19124 Philadelphia, PA 66,691 3.0 mi
19138 Philadelphia, PA 32,273 2.8 mi
19152 Philadelphia, PA 33,293 3.1 mi
19141 Philadelphia, PA 31,376 2.6 mi
19149 Philadelphia, PA 55,006 2.6 mi

More ZIP Codes in Montgomery County

Frequently Asked Questions

What county is ZIP code 19012 in?
ZIP code 19012 (Cheltenham) is located in Montgomery County, Pennsylvania. Montgomery County contains multiple ZIP codes, see the full list at /counties/montgomery-pa.
What is the population of ZIP code 19012?
ZIP code 19012 in Cheltenham, PA has a population of 6,670 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 19012?
The median household income in ZIP 19012 is $125,625, which is 65% above the national average of $76,288.
What is the average home value in ZIP 19012?
The median home value in ZIP 19012 is $344,700, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 19012?
The largest racial group in ZIP 19012 is African American at 39.1%. Hispanic or Latino residents make up 8.8% of the population.
How many businesses are in ZIP code 19012?
ZIP code 19012 has 118 business establishments employing approximately 645 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 19012?
The top industries by establishment count in ZIP 19012 are: Construction (27), Other services (except public administration) (20), Health care and social assistance (13). There are 11 industry sectors represented in total.
How have home values changed in ZIP code 19012?
According to the FHFA House Price Index, home values in ZIP 19012 increased by 6.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 140%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 19012?
In ZIP code 19012, 69.6% of residents aged 25+ have a high school diploma or higher, and 47.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 19012?
The mean commute time for workers in ZIP code 19012 is 29.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 19012?
In ZIP code 19012, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 19012?
The poverty rate in ZIP code 19012 is 4.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Cheltenham, PA

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.