Cumberland, VA · standard
ZIP Code 23040
Cumberland County, Virginia - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,661
- 12/sq mi
- $52,819
- Median income
- $234,000
- Median home value
- 11.5%
- Bachelor's or higher
The verdict
Cumberland pairs one of the lowest household incomes in the country with above-median home values, in a rural, homeowner-dominated area.
- 18th pct
- household income, US ZIPs
- Top 47%
- home value, US ZIPs
- 12
- people per sq mi
- 70%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 23040 against every reporting US ZIP.
ZIP code 23040 covers 382.0 square miles in Cumberland, Cumberland County, Virginia (a standard USPS delivery area), with a modest 4,661 residents on file, a density of 12 people per square mile, in the New York time zone.
ZIP 23040 reports a modest median household income of $52,819 (38% below the Virginia average), while per-capita income is $31,622. 10.6% of residents live below the poverty line, and the unemployment rate reads 5.5%. Housing costs here run $234,000 for a typical home value (30% below the state average), with rent averaging $887 a month; 69.8% of homes are owner-occupied.
Formal educational attainment runs low here: just 11.5% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 42 minutes. A geography-based comparison follows: 1 ZIP codes within about 10 miles of 23040, plus 1 more within Cumberland County, give a clearer read than the national average alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 23040
Top 5 sectors by establishment count in Cumberland, VA
Which industries have the most business establishments in ZIP 23040.
- Retail trade
Retail trade
20 establishments
- Transportation and warehousing 7
Transportation and warehousing
7 establishments
- Accommodation and food services 7
Accommodation and food services
7 establishments
- Other services (except public administration) 7
Other services (except public administration)
7 establishments
- Health care and social assistance 6
Health care and social assistance
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 23040, Cumberland, VA · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,661
Population
382.0
Area (sq mi)
12
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 23040?
46.3
Median Age
48.8%
Male
51.2%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$52,819
Median Household Income
-38% vs state
$31,622
Per Capita Income
10.6%
Poverty Rate
5.5%
Unemployment Rate
41.7 min
Mean Commute Time
How ZIP 23040 ranks nationally
Cumberland, VA household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$52,819 18th percentile higher than 18% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
2,326
Total Housing Units
2,087
Occupied Units
239
Vacant Units
2.22
Avg Household Size
Occupancy Type
$234,000
Median Home Value
-30% vs state
$887
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 68 business establishments in ZIP 23040, employing approximately 395 people with a combined annual payroll of $14,017,000.
68
Businesses
395
Employees
$14.0M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 20 | 29.4% |
| Transportation and warehousing | 7 | 10.3% |
| Accommodation and food services | 7 | 10.3% |
| Other services (except public administration) | 7 | 10.3% |
| Health care and social assistance | 6 | 8.8% |
| Construction | 4 | 5.9% |
| Manufacturing | 3 | 4.4% |
| Professional, scientific, and technical services | 3 | 4.4% |
| Administrative and support and waste management and remediation services | 3 | 4.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 23040 vs 23027 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 23027 | Cartersville, VA | 1,413 | 11.6 mi |
More ZIP Codes in Cumberland County
Related Areas
Frequently Asked Questions
What county is ZIP code 23040 in? ▼
What is the population of ZIP code 23040? ▼
What is the median household income in ZIP 23040? ▼
What is the average home value in ZIP 23040? ▼
What is the demographic makeup of ZIP 23040? ▼
How many businesses are in ZIP code 23040? ▼
What are the main industries in ZIP code 23040? ▼
What is the education level in ZIP code 23040? ▼
What is the average commute time in ZIP 23040? ▼
What percentage of residents own vs. rent in ZIP 23040? ▼
What is the poverty rate in ZIP code 23040? ▼
Read our methodology to see how this data is sourced, computed, and verified.