ZIP Code 23040

ZIP code 23040 is classified by USPS as a standard delivery area and covers roughly 382.0 square miles in Cumberland, Cumberland County, Virginia. The area is home to 4,661 residents, producing a population density of 12 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 23040 against Virginia and the nation.

On the economic side, the median household income for ZIP 23040 sits at $52,819 (38% below the Virginia average), while per-capita income is $31,622. The poverty rate stands at 10.6% and the unemployment rate at 5.5%. On housing, the median home value is $234,000 (30% below the state average) with median rent at $887 per month, and 69.8% of occupied units are owner-occupied, a direct signal of whether 23040 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 11.5% of adults hold a bachelor's degree or higher, the median age is 46.3, and the average commute is 42 minutes. We also surface 1 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Cumberland County, so you can benchmark 23040 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →