Fayetteville, NC · standard

ZIP Code 28314

Cumberland County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

54,520
913/sq mi
$62,249
Median income
$185,700
Median home value
27.9%
Bachelor's or higher

The verdict

Fayetteville pairs a below-median household income with below-median home values, in a low-density, mixed-tenure and unusually populous area.

33th pct
household income, US ZIPs
40th pct
home value, US ZIPs
913
people per sq mi
47%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28314 against every reporting US ZIP.

ZIP code 28314 is classified by USPS as a standard delivery area and covers roughly 59.7 square miles in Fayetteville, Cumberland County, North Carolina. The area is home to 54,520 residents, producing a population density of 913 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28314 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28314 sits at $62,249 (10% below the North Carolina average), while per-capita income is $32,268. The poverty rate stands at 17.0% and the unemployment rate at 6.3%. On housing, the median home value is $185,700 (28% below the state average) with median rent at $1,278 per month, and 47.4% of occupied units are owner-occupied, a direct signal of whether 28314 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 27.9% of adults hold a bachelor's degree or higher, the median age is 31.3, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Cumberland County, so you can benchmark 28314 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28314

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 28314.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28314, Fayetteville, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

54,520

Population

59.7

Area (sq mi)

913

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28314?

31.3

Median Age

48.3%

Male

51.7%

Female

9.8%

Foreign-Born

White 28.5%
African American 50.8%
Asian 3.1%
American Indian or Alaska Native 0.9%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 12.5%
Hispanic or Latino 15.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$62,249

Median Household Income

-10% vs state

$32,268

Per Capita Income

17.0%

Poverty Rate

6.3%

Unemployment Rate

22.1 min

Mean Commute Time

How ZIP 28314 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$62,249 33rd percentile higher than 33% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.0%
Bachelor's Degree or Higher 27.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

24,870

Total Housing Units

22,851

Occupied Units

2,019

Vacant Units

2.44

Avg Household Size

Occupancy Type

Owner 47.4%
Renter 52.6%

$185,700

Median Home Value

-28% vs state

$1,278

Median Rent

1992

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

226

HPI Index (2000 = 100)

+126%

Total Change Since 2000

Home values in ZIP 28314 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +126% cumulative appreciation.

Year Annual Change HPI Index
2020 +9.6% 137
2021 +11.4% 152
2022 +22.5% 186
2023 +11.6% 208
2024 +8.9% 226

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 608 business establishments in ZIP 28314, employing approximately 9,984 people with a combined annual payroll of $334,381,000.

608

Businesses

9,984

Employees

$334.4M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 139 22.9%
Accommodation and food services 99 16.3%
Health care and social assistance 76 12.5%
Other services (except public administration) 76 12.5%
Real estate and rental and leasing 45 7.4%
Professional, scientific, and technical services 36 5.9%
Finance and insurance 32 5.3%
Administrative and support and waste management and remediation services 24 4.0%
Construction 22 3.6%
Transportation and warehousing 12 2.0%
Information 10 1.6%
Educational services 10 1.6%
Arts, entertainment, and recreation 8 1.3%
Manufacturing 7 1.1%
Wholesale trade 7 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28314 vs 28304 →

ZIP 28314 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28314 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28314 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28314 ranks #4 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28304 Fayetteville, NC 37,147 2.9 mi
28310 Fort Bragg, NC 3,459 5.8 mi
28303 Fayetteville, NC 30,909 3.9 mi
28307 Fort Bragg, NC 17,631 5.9 mi
28308 Pope Army Airfield, NC 405 7.8 mi
28305 Fayetteville, NC 6,073 6.6 mi
28301 Fayetteville, NC 17,165 7.9 mi
28306 Fayetteville, NC 39,683 9.9 mi
28348 Hope Mills, NC 33,307 11.1 mi
28311 Fayetteville, NC 34,567 11.2 mi

More ZIP Codes in Cumberland County

Frequently Asked Questions

What county is ZIP code 28314 in?
ZIP code 28314 (Fayetteville) is located in Cumberland County, North Carolina. Cumberland County contains multiple ZIP codes, see the full list at /counties/cumberland-nc.
What is the population of ZIP code 28314?
ZIP code 28314 in Fayetteville, NC has a population of 54,520 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28314?
The median household income in ZIP 28314 is $62,249, which is 18% below the national average of $76,288.
What is the average home value in ZIP 28314?
The median home value in ZIP 28314 is $185,700, which is 33% below the national average of $278,155.
What is the demographic makeup of ZIP 28314?
The largest racial group in ZIP 28314 is African American at 50.8%. Hispanic or Latino residents make up 15.9% of the population.
How many businesses are in ZIP code 28314?
ZIP code 28314 has 608 business establishments employing approximately 9,984 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28314?
The top industries by establishment count in ZIP 28314 are: Retail trade (139), Accommodation and food services (99), Health care and social assistance (76). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 28314?
According to the FHFA House Price Index, home values in ZIP 28314 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 126%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28314?
In ZIP code 28314, 52.0% of residents aged 25+ have a high school diploma or higher, and 27.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28314?
The mean commute time for workers in ZIP code 28314 is 22.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28314?
In ZIP code 28314, approximately 47.4% of occupied housing units are owner-occupied and 52.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28314?
The poverty rate in ZIP code 28314 is 17.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Fayetteville, NC

Verify and explore additional data for this area using these official government sources.