Residential delivery area · North Carolina

ZIP Code 28401: Wilmington, NC

ZIP code 28401 uses the postal name Wilmington, North Carolina and lies mostly in New Hanover County (78% of its land) with the rest in Pender County (Census 2020 ZIP-county file). About 22,000 people live there (Census Bureau, ACS 2020-2024), the least populous of Wilmington's 6 residential ZIP codes. Median household income is $57,968 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Wilmington (23%), Wrightsboro (7%) and Hightsville (5%); 66% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
2national area: North Carolina, District of Columbia, Maryland, South Carolina, Virginia and West Virginia
284sectional center: Fayetteville, NC (SCF 283)
01delivery area within it
Town
Wilmington · 6 residential ZIPs
Census places
Wilmington (23%); Wrightsboro (7%) census-designated place; Hightsville (5%) census-designated place
Neighborhoods
Council Heights, Lake Forest, Love Grove, Sedgefield, Seitter Acres, Sunset Park GeoNames
Metro area
Wilmington, NC
House district
NC-7 119th Congress
Time zone
Eastern
Land area
31.0 sq mi · 710 people per sq mi
PO Box ZIPs
28402, 28404, 28406, 28407, 28408, 28410 also use the name Wilmington

Where is ZIP code 28401?

28401 centers on 34.292°, -77.972° and covers 31.0 square miles of land plus 5.3 of water. It borders 7 ZIP codes: 28429, 28405, 28403, 28451, 28435, 28412, 28457.

28403 · Wilmington28405 · Wilmington28412 · Wilmington28429 · Castle Hayne28435 · Currie28451 · Leland28457 · Rocky Point28401 · Wilmington (this ZIP)284012845728451284352842928405284122840328403 · Wilmington28405 · Wilmington28412 · Wilmington28429 · Castle Hayne28435 · Currie28451 · Leland28457 · Rocky Point28401 · Wilmington (this ZIP)284012845728451284352842928405284122840328403 · Wilmington28405 · Wilmington28412 · Wilmington28429 · Castle Hayne28435 · Currie28451 · Leland28457 · Rocky Point28401 · Wilmington (this ZIP)2840128457284512843528429284052841228403
Shaded by median household income, in national fifths (ACS 2020-2024); 28401 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 28401, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.

How does 28401 compare with the rest of Wilmington?

Rank of 28401 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure28401In WilmingtonIn New Hanover CountyIn NC
People (ACS 2020-2024)22,0076th of 66th of 10183rd of 853
Median household income$58k5th of 67th of 8375th of 528
Median home value$299k6th of 69th of 10194th of 572

Its median household income is higher than in 26% of U.S. residential ZIP codes, and it is denser than 75% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 28401?

The 2020 Census counted 22,204 people in 28401; the ACS, which samples households over 2020-2024, estimates 22,007. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.

People, ACS 2020-2024
22,007
2020 Census count
22,204
Households
11,085
Median age
41.7

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 28401?

Of the 22,007 people the ACS estimates in 28401, 14.8% are under 18 and 20.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (51.9%), then Black (not Hispanic) (30.4%).

  • Under 1814.8%
  • 18 to 6465.1%
  • 65 and older20.1%
Age of the people of 28401 (ACS 2020-2024, B01001)
  • White, not Hispanic51.9%
  • Black, not Hispanic30.4%
  • Hispanic or Latino9.4%
  • Other or two or more7.9%
  • Asian, not Hispanic0.5%
Race and Hispanic origin in 28401 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 28401 earn?

Median household income is $57,968 (ACS 2020-2024), the 7th highest of the 8 ranked ZIP codes in New Hanover County.

Median household income
$57,968
Income per person
$39,108
Below the poverty line
18.6%
Unemployed (of the labor force)
5.2%
Adults 25+ with a bachelor's degree
33.3%
Adjusted gross income per tax return, 2022
$60,28410,790 returns; wages 70% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 28401?

FHFA's house price index for 28401, built from repeat sales and appraisals of the same homes, rose 154% from 2015 to 2025 and rose 77% from 2020 to 2025, and moved +3.3% in 2025.

Median home value (owners' estimate)
$298,500
Median gross rent
$1,274
Homes owned by their occupants
41.1%
Housing units
13,424
0 200 400 600 800 198519902000201020202025 0 200 400 600 800 198519902000201020202025 0 200 400 600 800 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 28401; 2025: 912.3. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 28401?

1,470 business establishments had a location in this ZIP code in 2023, 192 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).

  • Health care and social assistance231
  • Accommodation and food services199
  • Professional, scientific, and technical services198
  • Retail trade173
  • Other services (except public administration)141
  • Construction95

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 28401?

ZIP codes that share a boundary with 28401, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
28429Castle Hayne9,662$72k5.3 mi
28405Wilmington35,467$70k6.2 mi
28403Wilmington40,319$55k7.1 mi
28451Leland46,933$82k9.2 mi
28435Currie1,889$46k11.1 mi
28412Wilmington44,166$72k11.1 mi
28457Rocky Point11,464$78k12.7 mi
28411Wilmington37,233$97k10.3 mi (near)
28480Wrightsville Beach2,776$173k11.2 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.