Sneads Ferry, NC · standard
ZIP Code 28460
Onslow County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,652
- 85/sq mi Moderate-density area
- $88,908
- Median income Above-median income area
- $343,600
- Median home value Above-median home value
- 34.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Sneads Ferry pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 28%
- household income, US ZIPs
- Top 27%
- home value, US ZIPs
- 85
- people per sq mi
- 75%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28460 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 28460 (Sneads Ferry, NC) rose +11.3% from 2023 to 2024. The all-transactions index moved from 389.9 in 2023 to 433.9 in 2024 (2000 = 100).
ZIP code 28460 is a mid-sized community (a standard USPS delivery area) in Sneads Ferry, Onslow County, North Carolina, home to 7,652 residents across 90.1 square miles, a density of 85 people per square mile, in the New York time zone.
ZIP 28460 lands in the middle-income range, with a median household income of $88,908 (29% above the average North Carolina ZIP), while per-capita income is $46,403. The poverty rate is 9.7%, with unemployment at 1.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $343,600 (32% above the average North Carolina ZIP), while 74.7% of occupied homes are owner-occupied and median rent is $1,674.
A solid share of residents have a four-year degree: 34.2% of adults hold a bachelor's degree or higher, the median age is 32.4, and the average commute is 26 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Onslow County, so 28460 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 28460
Top 5 sectors by establishment count in Sneads Ferry, NC
Which industries have the most business establishments in ZIP 28460.
- Accommodation and food services
Accommodation and food services
44 establishments
- Retail trade
Retail trade
38 establishments
- Construction
Construction
32 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
30 establishments
- Other services (except public administration)
Other services (except public administration)
24 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28460, Sneads Ferry, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,652
Population
90.1
Area (sq mi)
85
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28460?
32.4
Median Age
52.9%
Male
47.1%
Female
3.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$88,908
Median Household Income
+29% vs state ZIP avg
$46,403
Per Capita Income
9.7%
Poverty Rate
1.2%
Unemployment Rate
26.2 min
Mean Commute Time
How ZIP 28460 ranks among North Carolina ZIPs
Sneads Ferry, NC household income vs. every North Carolina ZIP code
Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$88,908 Top 15% higher than 85% of 749 North Carolina ZIPs
Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,426housing units
9,426
Total Housing Units
6,121
Occupied Units
3,305
Vacant Units
2.21
Avg Household Size
Occupancy Type
$343,600
Median Home Value
+32% vs state ZIP avg
$1,674
Median Rent
2003
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.3%
YoY Change (2024)
434
HPI Index (2000 = 100)
+334%
Total Change Since 2000
Home values in ZIP 28460 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +334% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 221 |
| 2021 | +21.9% | 269 |
| 2022 | +25.7% | 338 |
| 2023 | +15.3% | 390 |
| 2024 | +11.3% | 434 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 241 business establishments in ZIP 28460, employing approximately 1,876 people with a combined annual payroll of $60,741,000.
241
Businesses
1,876
Employees
$60.7M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Accommodation and food services | 44 | 18.3% |
| Retail trade | 38 | 15.8% |
| Construction | 32 | 13.3% |
| Real estate and rental and leasing | 30 | 12.4% |
| Other services (except public administration) | 24 | 10.0% |
| Administrative and support and waste management and remediation services | 17 | 7.0% |
| Professional, scientific, and technical services | 15 | 6.2% |
| Health care and social assistance | 13 | 5.4% |
| Finance and insurance | 7 | 2.9% |
| Arts, entertainment, and recreation | 6 | 2.5% |
| Manufacturing | 5 | 2.1% |
| Wholesale trade | 3 | 1.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28460 vs 28445 →
ZIP 28460 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28547
Camp Lejeune (28547)
21,884 residents
- 28460 7,652
Sneads Ferry (28460)
7,652 residents
- 28445 5,676
Holly Ridge (28445)
5,676 residents
What this shows Among its immediate neighbors, ZIP 28460 ranks #2 by population - useful context the national average alone can't give.
ZIP 28460 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28460
Sneads Ferry (28460)
$88,908 median income
- 28445
Holly Ridge (28445)
$84,016 median income
- 28547
Camp Lejeune (28547)
$67,588 median income
What this shows By household income, ZIP 28460 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 28460, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,652 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Onslow County
Related Areas
Frequently Asked Questions
What county is ZIP code 28460 in?
ZIP code 28460 (Sneads Ferry) is located in Onslow County, North Carolina. Onslow County contains multiple ZIP codes, see the full list at /counties/onslow-nc.
What is the population of ZIP code 28460?
ZIP code 28460 in Sneads Ferry, NC has a population of 7,652 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28460?
The median household income in ZIP 28460 is $88,908, which is 17% above the national average of $76,288.
What is the average home value in ZIP 28460?
The median home value in ZIP 28460 is $343,600, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 28460?
The largest racial group in ZIP 28460 is White at 76.3%. Hispanic or Latino residents make up 10.0% of the population.
How many businesses are in ZIP code 28460?
ZIP code 28460 has 241 business establishments employing approximately 1,876 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28460?
The top industries by establishment count in ZIP 28460 are: Accommodation and food services (44), Retail trade (38), Construction (32). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 28460?
According to the FHFA House Price Index, home values in ZIP 28460 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 334%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28460?
In ZIP code 28460, 60.6% of residents aged 25+ have a high school diploma or higher, and 34.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28460?
The mean commute time for workers in ZIP code 28460 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28460?
In ZIP code 28460, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28460?
The poverty rate in ZIP code 28460 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 28460's numbers, next.
- See how ZIP 28460 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Sneads Ferry, NC ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.