Sneads Ferry, NC · standard

ZIP Code 28460

Onslow County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 14, 2026

7,652
85/sq mi: $88,908
Median income: $343,600
Median home value: 34.2%
Bachelor's or higher

The verdict

Sneads Ferry pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 28%
household income, US ZIPs: Top 27%
home value, US ZIPs: 85
people per sq mi: 75%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28460 against every reporting US ZIP.

ZIP code 28460 is classified by USPS as a standard delivery area and covers roughly 90.1 square miles in Sneads Ferry, Onslow County, North Carolina. The area is home to 7,652 residents, producing a population density of 85 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28460 against North Carolina and the nation.

On the economic side, the median household income for ZIP 28460 sits at $88,908 (29% above the North Carolina average), while per-capita income is $46,403. The poverty rate stands at 9.7% and the unemployment rate at 1.2%. On housing, the median home value is $343,600 (32% above the state average) with median rent at $1,674 per month, and 74.7% of occupied units are owner-occupied, a direct signal of whether 28460 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 34.2% of adults hold a bachelor's degree or higher, the median age is 32.4, and the average commute is 26 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Onslow County, so you can benchmark 28460 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 28460

Accommodation and food services

44
Retail trade

38
Construction

32
Real estate and rental and leasing

30
Other services (except public administration)

24

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28460, Sneads Ferry, NC · 2023 Accessed 2026-06-14 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

7,652

Population

90.1

Area (sq mi)

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 28460?

32.4

Median Age

52.9%

Male

47.1%

Female

3.4%

Foreign-Born

White 76.3%

African American 3.2%

Asian 1.4%

American Indian or Alaska Native 1.0%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 17.1%

Hispanic or Latino 10.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$88,908

Median Household Income

+29% vs state

$46,403

Per Capita Income

9.7%

Poverty Rate

1.2%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 28460 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$88,908 Top 28% higher than 72% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.6%

Bachelor's Degree or Higher 34.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,426

Total Housing Units

6,121

Occupied Units

3,305

Vacant Units

2.21

Avg Household Size

Occupancy Type

Owner 74.7%

Renter 25.3%

$343,600

Median Home Value

+32% vs state

$1,674

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.3%

YoY Change (2024)

434

HPI Index (2000 = 100)

+334%

Total Change Since 2000

Home values in ZIP 28460 have increased 11.3% over the past year (2024). Since 2000, this ZIP has seen +334% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+4.4%	221
2021	+21.9%	269
2022	+25.7%	338
2023	+15.3%	390
2024	+11.3%	434

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 241 business establishments in ZIP 28460, employing approximately 1,876 people with a combined annual payroll of $60,741,000.

241

Businesses

1,876

Employees

$60.7M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Accommodation and food services	44	18.3%
Retail trade	38	15.8%
Construction	32	13.3%
Real estate and rental and leasing	30	12.4%
Other services (except public administration)	24	10.0%
Administrative and support and waste management and remediation services	17	7.0%
Professional, scientific, and technical services	15	6.2%
Health care and social assistance	13	5.4%
Finance and insurance	7	2.9%
Arts, entertainment, and recreation	6	2.5%
Manufacturing	5	2.1%
Wholesale trade	3	1.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28460 vs 28445 →

28547

21,884
28460

7,652
28445

5,676

What this shows Among its immediate neighbors, ZIP 28460 ranks #2 by population — useful context the national average alone can't give.

28460

$88,908
28445

$84,016
28547

$67,588

What this shows By household income, ZIP 28460 ranks the highest of 3 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

ZIP Code	City	Population	Distance
28445	Holly Ridge, NC	5,676	7.2 mi
28547	Camp Lejeune, NC	21,884	10.0 mi

More ZIP Codes in Onslow County

Onslow County Sneads Ferry, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28460 in? ▼

ZIP code 28460 (Sneads Ferry) is located in Onslow County, North Carolina. Onslow County contains multiple ZIP codes, see the full list at /counties/onslow-nc.

What is the population of ZIP code 28460? ▼

ZIP code 28460 in Sneads Ferry, NC has a population of 7,652 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28460? ▼

The median household income in ZIP 28460 is $88,908, which is 17% above the national average of $76,288.

What is the average home value in ZIP 28460? ▼

The median home value in ZIP 28460 is $343,600, which is 24% above the national average of $278,155.

What is the demographic makeup of ZIP 28460? ▼

The largest racial group in ZIP 28460 is White at 76.3%. Hispanic or Latino residents make up 10.0% of the population.

How many businesses are in ZIP code 28460? ▼

ZIP code 28460 has 241 business establishments employing approximately 1,876 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28460? ▼

The top industries by establishment count in ZIP 28460 are: Accommodation and food services (44), Retail trade (38), Construction (32). There are 12 industry sectors represented in total.

How have home values changed in ZIP code 28460? ▼

According to the FHFA House Price Index, home values in ZIP 28460 increased by 11.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 334%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28460? ▼

In ZIP code 28460, 60.6% of residents aged 25+ have a high school diploma or higher, and 34.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28460? ▼

The mean commute time for workers in ZIP code 28460 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28460? ▼

In ZIP code 28460, approximately 74.7% of occupied housing units are owner-occupied and 25.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28460? ▼

The poverty rate in ZIP code 28460 is 9.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.