Hubert, NC · standard

ZIP Code 28539

Onslow County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,469
122/sq mi High-density area
$66,976
Median income Near-median income area
$230,200
Median home value Near-median home value
22.2%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Hubert pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.

42nd pct
household income, US ZIPs
Top 48%
home value, US ZIPs
122
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28539 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 28539 (Hubert, NC) rose +6.5% from 2023 to 2024. The all-transactions index moved from 270.6 in 2023 to 288.0 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 28539 is a mid-sized community (a standard USPS delivery area) in Hubert, Onslow County, North Carolina, home to 15,469 residents across 126.9 square miles, a density of 122 people per square mile, in the New York time zone.

ZIP 28539 reports a modest median household income of $66,976 (3% below the average North Carolina ZIP), while per-capita income is $34,291. The poverty rate is 11.8%, with unemployment at 5.1%; those measures add context to the income figure. Median home value is $230,200 (11% below the average North Carolina ZIP) and median rent is $1,195; 76.2% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 22.2% of adults hold a bachelor's degree or higher, the median age is 33.1, and the average commute is 26 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Onslow County, so 28539 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 28539

Top 5 sectors by establishment count in Hubert, NC

Which industries have the most business establishments in ZIP 28539.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28539, Hubert, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,469

Population

126.9

Area (sq mi)

122

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28539?

33.1

Median Age

51.2%

Male

48.8%

Female

3.0%

Foreign-Born

White 81.4%
African American 4.9%
Asian 2.5%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 8.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,976

Median Household Income

-3% vs state ZIP avg

$34,291

Per Capita Income

11.8%

Poverty Rate

5.1%

Unemployment Rate

26.1 min

Mean Commute Time

How ZIP 28539 ranks among North Carolina ZIPs

Hubert, NC household income vs. every North Carolina ZIP code

Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$66,976 Top 44% higher than 56% of 749 North Carolina ZIPs

This ZIP $0 $200K+ every North Carolina ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 47.4%
Bachelor's Degree or Higher 22.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,484

Total Housing Units

7,794

Occupied Units

690

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 76.2%
Renter 23.8%

$230,200

Median Home Value

-11% vs state ZIP avg

$1,195

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.5%

YoY Change (2024)

288

HPI Index (2000 = 100)

+188%

Total Change Since 2000

Home values in ZIP 28539 have increased 6.5% over the past year (2024). Since 2000, this ZIP has seen +188% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.1% 181
2021 +15.6% 210
2022 +14.1% 239
2023 +13.1% 271
2024 +6.5% 288

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 127 business establishments in ZIP 28539, employing approximately 854 people with a combined annual payroll of $27,838,000.

127

Businesses

854

Employees

$27.8M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 26 20.5%
Other services (except public administration) 19 15.0%
Retail trade 17 13.4%
Administrative and support and waste management and remediation services 13 10.2%
Health care and social assistance 11 8.7%
Accommodation and food services 11 8.7%
Professional, scientific, and technical services 8 6.3%
Manufacturing 5 3.9%
Transportation and warehousing 4 3.1%
Real estate and rental and leasing 4 3.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28539 vs 28544 →

ZIP 28539 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28539 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28539 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28539 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28544 Midway Park, NC 5,368 5.2 mi
28582 Stella, NC 1,588 4.9 mi
28584 Swansboro, NC 11,396 8.7 mi
28546 Jacksonville, NC 42,696 10.0 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 28539, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (15,469 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Onslow County

Frequently Asked Questions

What county is ZIP code 28539 in?

ZIP code 28539 (Hubert) is located in Onslow County, North Carolina. Onslow County contains multiple ZIP codes, see the full list at /counties/onslow-nc.

What is the population of ZIP code 28539?

ZIP code 28539 in Hubert, NC has a population of 15,469 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28539?

The median household income in ZIP 28539 is $66,976, which is 12% below the national average of $76,288.

What is the average home value in ZIP 28539?

The median home value in ZIP 28539 is $230,200, which is 17% below the national average of $278,155.

What is the demographic makeup of ZIP 28539?

The largest racial group in ZIP 28539 is White at 81.4%. Hispanic or Latino residents make up 8.4% of the population.

How many businesses are in ZIP code 28539?

ZIP code 28539 has 127 business establishments employing approximately 854 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28539?

The top industries by establishment count in ZIP 28539 are: Construction (26), Other services (except public administration) (19), Retail trade (17). There are 10 industry sectors represented in total.

How have home values changed in ZIP code 28539?

According to the FHFA House Price Index, home values in ZIP 28539 increased by 6.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 188%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28539?

In ZIP code 28539, 47.4% of residents aged 25+ have a high school diploma or higher, and 22.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28539?

The mean commute time for workers in ZIP code 28539 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28539?

In ZIP code 28539, approximately 76.2% of occupied housing units are owner-occupied and 23.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28539?

The poverty rate in ZIP code 28539 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 28539's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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What to do with ZIP 28539's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.