Residential delivery area · North Carolina
ZIP Code 28584: Swansboro, NC
ZIP code 28584 uses the postal name Swansboro, North Carolina and lies mostly in Carteret County (72% of its land) with the rest in Onslow County (Census 2020 ZIP-county file). About 15,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $87,414 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Peletier (11%), Cape Carteret (7%), Cedar Point (7%) and Swansboro (6%), and under 1% in smaller places; 68% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Swansboro · its only residential ZIP
- County
- Carteret County (72%); Onslow County (28%)
- Census places
- Peletier (11%); Cape Carteret (7%); Cedar Point (7%); Swansboro (6%)
- Neighborhoods
- Bayshore Park, Country Club Point GeoNames
- Micro area
- Morehead City, NC
- House district
- NC-3 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 33.9 sq mi · 440 people per sq mi
Where is ZIP code 28584?
28584 centers on 34.724°, -77.101° and covers 33.9 square miles of land plus 7.8 of water. It borders 4 ZIP codes: 28582, 28539, 28555, 28570.
The map draws ZIP code areas only. For the streets inside 28584, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0); neighborhoods from the GeoNames gazetteer (CC BY 4.0), placed in this ZIP code by PlainZIP.
How does 28584 compare with the rest of Carteret County?
| Measure | 28584 | In Carteret County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 14,939 | 3rd of 18 | 244th of 853 |
| Median household income | $87k | 3rd of 7 | 97th of 528 |
| Median home value | $339k | 5th of 8 | 151st of 572 |
Its median household income is higher than in 71% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28584?
The 2020 Census counted 13,584 people in 28584; the ACS, which samples households over 2020-2024, estimates 14,939. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 14,939
- 2020 Census count
- 13,584
- Households
- 6,149
- Median age
- 46.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28584?
Of the 14,939 people the ACS estimates in 28584, 21.7% are under 18 and 24.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (86.9%).
- Under 1821.7%
- 18 to 6454.0%
- 65 and older24.4%
- White, not Hispanic86.9%
- Other or two or more5.1%
- Hispanic or Latino4.3%
- Black, not Hispanic2.4%
- Asian, not Hispanic1.4%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28584 earn?
Median household income is $87,414 (ACS 2020-2024), the 3rd highest of the 7 ranked ZIP codes in Carteret County.
- Median household income
- $87,414±$10,458
- Income per person
- $47,843
- Below the poverty line
- 9.7%
- Unemployed (of the labor force)
- 4.9%
- Adults 25+ with a bachelor's degree
- 33.4%
- Adjusted gross income per tax return, 2022
- $87,1827,070 returns; wages 56% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28584?
FHFA's house price index for 28584, built from repeat sales and appraisals of the same homes, rose 87% from 2015 to 2025 and rose 52% from 2020 to 2025, and moved −4.0% in 2025.
- Median home value (owners' estimate)
- $339,200
- Median gross rent
- $1,274
- Homes owned by their occupants
- 80.1%
- Housing units
- 7,719
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28584?
429 business establishments had a location in this ZIP code in 2023, 40 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade78
- Construction59
- Accommodation and food services56
- Other services (except public administration)40
- Health care and social assistance38
- Professional, scientific, and technical services36
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28584?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28582 | Stella | 1,658 | $89k | 3.3 mi |
| 28539 | Hubert | 18,351 | $67k | 7.8 mi |
| 28555 | Maysville | 5,914 | $69k | 13.0 mi |
| 28570 | Newport | 22,197 | $70k | 13.0 mi |
| 28594 | Emerald Isle | 3,934 | $90k | 7.4 mi (near) |
| 28544 | Midway Park | 4,386 | $52k | 11.0 mi (near) |
| 28575 | Salter Path | 169 | – | 12.7 mi (near) |
| 28547 | Camp Lejeune | 21,346 | $68k | 14.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.