Jacksonville, NC · standard
ZIP Code 28546
Onslow County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 42,696
- 294/sq mi
- $63,561
- Median income
- $226,100
- Median home value
- 25.1%
- Bachelor's or higher
The verdict
Jacksonville pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.
- 36th pct
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 294
- people per sq mi
- 58%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28546 against every reporting US ZIP.
ZIP code 28546 is classified by USPS as a standard delivery area and covers roughly 145.2 square miles in Jacksonville, Onslow County, North Carolina. The area is home to 42,696 residents, producing a population density of 294 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28546 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28546 sits at $63,561 (8% below the North Carolina average), while per-capita income is $33,722. The poverty rate stands at 10.2% and the unemployment rate at 4.7%. On housing, the median home value is $226,100 (13% below the state average) with median rent at $1,256 per month, and 57.8% of occupied units are owner-occupied, a direct signal of whether 28546 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 25.1% of adults hold a bachelor's degree or higher, the median age is 29.4, and the average commute is 24 minutes. We also surface 6 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Onslow County, so you can benchmark 28546 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 28546
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 28546.
- Retail trade
Retail trade
221 establishments
- Health care and social assistance
Health care and social assistance
157 establishments
- Accommodation and food services
Accommodation and food services
140 establishments
- Other services (except public administration)
Other services (except public administration)
93 establishments
- Real estate and rental and leasing 78
Real estate and rental and leasing
78 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28546, Jacksonville, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
42,696
Population
145.2
Area (sq mi)
294
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28546?
29.4
Median Age
48.4%
Male
51.6%
Female
6.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,561
Median Household Income
-8% vs state
$33,722
Per Capita Income
10.2%
Poverty Rate
4.7%
Unemployment Rate
24.1 min
Mean Commute Time
How ZIP 28546 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$63,561 36th percentile higher than 36% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
21,997
Total Housing Units
20,200
Occupied Units
1,797
Vacant Units
2.33
Avg Household Size
Occupancy Type
$226,100
Median Home Value
-13% vs state
$1,256
Median Rent
1999
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.3%
YoY Change (2024)
251
HPI Index (2000 = 100)
+151%
Total Change Since 2000
Home values in ZIP 28546 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.5% | 154 |
| 2021 | +11.7% | 172 |
| 2022 | +19.3% | 205 |
| 2023 | +11.1% | 228 |
| 2024 | +10.3% | 251 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 990 business establishments in ZIP 28546, employing approximately 16,781 people with a combined annual payroll of $652,944,000.
990
Businesses
16,781
Employees
$652.9M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 221 | 22.3% |
| Health care and social assistance | 157 | 15.9% |
| Accommodation and food services | 140 | 14.1% |
| Other services (except public administration) | 93 | 9.4% |
| Real estate and rental and leasing | 78 | 7.9% |
| Construction | 75 | 7.6% |
| Finance and insurance | 50 | 5.0% |
| Professional, scientific, and technical services | 44 | 4.4% |
| Administrative and support and waste management and remediation services | 41 | 4.1% |
| Wholesale trade | 19 | 1.9% |
| Transportation and warehousing | 17 | 1.7% |
| Information | 15 | 1.5% |
| Arts, entertainment, and recreation | 15 | 1.5% |
| Manufacturing | 12 | 1.2% |
| Management of companies and enterprises | 7 | 0.7% |
| Educational services | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28546 vs 28543 →
ZIP 28546 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28540
Jacksonville (28540)
49,252 residents
- 28546
Jacksonville (28546)
42,696 residents
- 28547
Camp Lejeune (28547)
21,884 residents
- 28539 15,469
Hubert (28539)
15,469 residents
- 28544 5,368
Midway Park (28544)
5,368 residents
- 28555 5,175
Maysville (28555)
5,175 residents
- 28543 4,699
Tarawa Terrace (28543)
4,699 residents
What this shows Among its immediate neighbors, ZIP 28546 ranks #2 by population — useful context the national average alone can't give.
ZIP 28546 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28555
Maysville (28555)
$69,236 median income
- 28547
Camp Lejeune (28547)
$67,588 median income
- 28539
Hubert (28539)
$66,976 median income
- 28540
Jacksonville (28540)
$65,625 median income
- 28546
Jacksonville (28546)
$63,561 median income
- 28544
Midway Park (28544)
$52,354 median income
- 28543
Tarawa Terrace (28543)
$50,649 median income
What this shows By household income, ZIP 28546 ranks #5 of 7 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Onslow County
Related Areas
Frequently Asked Questions
What county is ZIP code 28546 in? ▼
What is the population of ZIP code 28546? ▼
What is the median household income in ZIP 28546? ▼
What is the average home value in ZIP 28546? ▼
What is the demographic makeup of ZIP 28546? ▼
How many businesses are in ZIP code 28546? ▼
What are the main industries in ZIP code 28546? ▼
How have home values changed in ZIP code 28546? ▼
What is the education level in ZIP code 28546? ▼
What is the average commute time in ZIP 28546? ▼
What percentage of residents own vs. rent in ZIP 28546? ▼
What is the poverty rate in ZIP code 28546? ▼
ZIP Code Research Guides
Official Data Resources for Jacksonville, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.