PlainZIP

Jacksonville, NC · standard

ZIP Code 28546

Onslow County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

42,696
294/sq mi
$63,561
Median income
$226,100
Median home value
25.1%
Bachelor's or higher

The verdict

Jacksonville pairs a below-median household income with above-median home values, in a low-density, mixed-tenure area.

36th pct
household income, US ZIPs
Top 49%
home value, US ZIPs
294
people per sq mi
58%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28546 against every reporting US ZIP.

ZIP code 28546 is a densely settled ZIP (a standard USPS delivery area) in Jacksonville, Onslow County, North Carolina, with 42,696 residents across 145.2 square miles, a density of 294 people per square mile, in the New York time zone.

ZIP 28546 reports a modest median household income of $63,561 (8% below the North Carolina average), while per-capita income is $33,722. Local economic indicators show a 10.2% poverty rate alongside 4.7% unemployment. Housing costs here run $226,100 for a typical home value (13% below the state average), with rent averaging $1,256 a month; 57.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 25.1% of adults hold a bachelor's degree or higher, the median age is 29.4, and the average commute is 24 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 28546, plus 6 more within Onslow County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 28546

Top 5 sectors by establishment count in Jacksonville, NC

Which industries have the most business establishments in ZIP 28546.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28546, Jacksonville, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

42,696

Population

145.2

Area (sq mi)

294

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28546?

29.4

Median Age

48.4%

Male

51.6%

Female

6.7%

Foreign-Born

White 58.1%
African American 18.1%
Asian 2.5%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 15.6%
Hispanic or Latino 16.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,561

Median Household Income

-8% vs state

$33,722

Per Capita Income

10.2%

Poverty Rate

4.7%

Unemployment Rate

24.1 min

Mean Commute Time

How ZIP 28546 ranks nationally

Jacksonville, NC household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,561 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%
Bachelor's Degree or Higher 25.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

21,997

Total Housing Units

20,200

Occupied Units

1,797

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 57.8%
Renter 42.2%

$226,100

Median Home Value

-13% vs state

$1,256

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+10.3%

YoY Change (2024)

251

HPI Index (2000 = 100)

+151%

Total Change Since 2000

Home values in ZIP 28546 have increased 10.3% over the past year (2024). Since 2000, this ZIP has seen +151% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.5% 154
2021 +11.7% 172
2022 +19.3% 205
2023 +11.1% 228
2024 +10.3% 251

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 990 business establishments in ZIP 28546, employing approximately 16,781 people with a combined annual payroll of $652,944,000.

990

Businesses

16,781

Employees

$652.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 221 22.3%
Health care and social assistance 157 15.9%
Accommodation and food services 140 14.1%
Other services (except public administration) 93 9.4%
Real estate and rental and leasing 78 7.9%
Construction 75 7.6%
Finance and insurance 50 5.0%
Professional, scientific, and technical services 44 4.4%
Administrative and support and waste management and remediation services 41 4.1%
Wholesale trade 19 1.9%
Transportation and warehousing 17 1.7%
Information 15 1.5%
Arts, entertainment, and recreation 15 1.5%
Manufacturing 12 1.2%
Management of companies and enterprises 7 0.7%
Educational services 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28546 vs 28543 →

ZIP 28546 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28546 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28546 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28546 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28543 Tarawa Terrace, NC 4,699 4.5 mi
28544 Midway Park, NC 5,368 6.0 mi
28547 Camp Lejeune, NC 21,884 8.7 mi
28540 Jacksonville, NC 49,252 8.7 mi
28555 Maysville, NC 5,175 9.2 mi
28539 Hubert, NC 15,469 10.0 mi

More ZIP Codes in Onslow County

28540 standard
Jacksonville, NC
Pop: 49,252
28547 standard
Camp Lejeune, NC
Pop: 21,884
28539 standard
Hubert, NC
Pop: 15,469
28574 standard
Richlands, NC
Pop: 15,102
28460 standard
Sneads Ferry, NC
Pop: 7,652
28445 standard
Holly Ridge, NC
Pop: 5,676

Related Areas

Onslow County Jacksonville, NC North Carolina

Frequently Asked Questions

What county is ZIP code 28546 in? ▼
ZIP code 28546 (Jacksonville) is located in Onslow County, North Carolina. Onslow County contains multiple ZIP codes, see the full list at /counties/onslow-nc.
What is the population of ZIP code 28546? ▼
ZIP code 28546 in Jacksonville, NC has a population of 42,696 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 28546? ▼
The median household income in ZIP 28546 is $63,561, which is 17% below the national average of $76,288.
What is the average home value in ZIP 28546? ▼
The median home value in ZIP 28546 is $226,100, which is 19% below the national average of $278,155.
What is the demographic makeup of ZIP 28546? ▼
The largest racial group in ZIP 28546 is White at 58.1%. Hispanic or Latino residents make up 16.9% of the population.
How many businesses are in ZIP code 28546? ▼
ZIP code 28546 has 990 business establishments employing approximately 16,781 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 28546? ▼
The top industries by establishment count in ZIP 28546 are: Retail trade (221), Health care and social assistance (157), Accommodation and food services (140). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 28546? ▼
According to the FHFA House Price Index, home values in ZIP 28546 increased by 10.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 151%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 28546? ▼
In ZIP code 28546, 54.6% of residents aged 25+ have a high school diploma or higher, and 25.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 28546? ▼
The mean commute time for workers in ZIP code 28546 is 24.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 28546? ▼
In ZIP code 28546, approximately 57.8% of occupied housing units are owner-occupied and 42.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 28546? ▼
The poverty rate in ZIP code 28546 is 10.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.