Richlands, NC · standard

ZIP Code 28574

Onslow County, North Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

15,102
46/sq mi Moderate-density area
$67,416
Median income Near-median income area
$216,500
Median home value Near-median home value
17.7%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Richlands pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

43rd pct
household income, US ZIPs
48th pct
home value, US ZIPs
46
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28574 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 28574 (Richlands, NC) rose +6.7% from 2023 to 2024. The all-transactions index moved from 217.9 in 2023 to 232.5 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 28574 is a mid-sized community (a standard USPS delivery area) in Richlands, Onslow County, North Carolina, home to 15,102 residents across 331.9 square miles, a density of 46 people per square mile, in the New York time zone.

ZIP 28574 reports a modest median household income of $67,416 (3% below the average North Carolina ZIP), while per-capita income is $26,253. The poverty rate is 10.0%, with unemployment at 8.1%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $216,500 (17% below the average North Carolina ZIP), and median rent is $1,147; owner occupancy is 81.7%.

Educational attainment sits below the national norm: 17.7% of adults hold a bachelor's degree or higher, the median age is 28.3, and the average commute is 33 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 6 more in Onslow County, so 28574 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 28574

Top 5 sectors by establishment count in Richlands, NC

Which industries have the most business establishments in ZIP 28574.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 28574, Richlands, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

15,102

Population

331.9

Area (sq mi)

46

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 28574?

28.3

Median Age

52.0%

Male

48.0%

Female

2.2%

Foreign-Born

White 74.0%
African American 7.5%
Asian 0.8%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.3%
Hispanic or Latino 7.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$67,416

Median Household Income

-3% vs state ZIP avg

$26,253

Per Capita Income

10.0%

Poverty Rate

8.1%

Unemployment Rate

32.9 min

Mean Commute Time

How ZIP 28574 ranks among North Carolina ZIPs

Richlands, NC household income vs. every North Carolina ZIP code

Median household income among 749 reporting North Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$67,416 Top 44% higher than 56% of 749 North Carolina ZIPs

This ZIP $0 $200K+ every North Carolina ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more North Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%
Bachelor's Degree or Higher 17.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,239

Total Housing Units

7,137

Occupied Units

1,102

Vacant Units

2.93

Avg Household Size

Occupancy Type

Owner 81.7%
Renter 18.3%

$216,500

Median Home Value

-17% vs state ZIP avg

$1,147

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.7%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 28574 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +0.3% 148
2021 +14.1% 169
2022 +16.9% 197
2023 +10.5% 218
2024 +6.7% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 190 business establishments in ZIP 28574, employing approximately 1,821 people with a combined annual payroll of $55,712,000.

190

Businesses

1,821

Employees

$55.7M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 31 16.3%
Retail trade 29 15.3%
Other services (except public administration) 23 12.1%
Accommodation and food services 22 11.6%
Administrative and support and waste management and remediation services 16 8.4%
Health care and social assistance 14 7.4%
Transportation and warehousing 12 6.3%
Professional, scientific, and technical services 10 5.3%
Finance and insurance 8 4.2%
Real estate and rental and leasing 7 3.7%
Manufacturing 5 2.6%
Educational services 4 2.1%
Wholesale trade 3 1.6%
Information 3 1.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 28574 vs 28521 →

ZIP 28574 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 28574 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 28574 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 28574 ranks the highest of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
28521 Chinquapin, NC 2,287 8.9 mi
28540 Jacksonville, NC 49,252 9.8 mi
28572 Pink Hill, NC 6,531 12.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 28574, both outside NC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (15,102 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Onslow County

Frequently Asked Questions

What county is ZIP code 28574 in?

ZIP code 28574 (Richlands) is located in Onslow County, North Carolina. Onslow County contains multiple ZIP codes, see the full list at /counties/onslow-nc.

What is the population of ZIP code 28574?

ZIP code 28574 in Richlands, NC has a population of 15,102 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 28574?

The median household income in ZIP 28574 is $67,416, which is 12% below the national average of $76,288.

What is the average home value in ZIP 28574?

The median home value in ZIP 28574 is $216,500, which is 22% below the national average of $278,155.

What is the demographic makeup of ZIP 28574?

The largest racial group in ZIP 28574 is White at 74.0%. Hispanic or Latino residents make up 7.4% of the population.

How many businesses are in ZIP code 28574?

ZIP code 28574 has 190 business establishments employing approximately 1,821 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 28574?

The top industries by establishment count in ZIP 28574 are: Construction (31), Retail trade (29), Other services (except public administration) (23). There are 14 industry sectors represented in total.

How have home values changed in ZIP code 28574?

According to the FHFA House Price Index, home values in ZIP 28574 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 28574?

In ZIP code 28574, 54.6% of residents aged 25+ have a high school diploma or higher, and 17.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 28574?

The mean commute time for workers in ZIP code 28574 is 32.9 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 28574?

In ZIP code 28574, approximately 81.7% of occupied housing units are owner-occupied and 18.3% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 28574?

The poverty rate in ZIP code 28574 is 10.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 28574's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.