Todd, NC · standard
ZIP Code 28684
Ashe County, North Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,141
- 16/sq mi
- $69,307
- Median income
- $325,300
- Median home value
- 57.0%
- Bachelor's or higher
The verdict
Todd pairs a below-median household income with above-median home values, in a rural, homeowner-dominated area.
- 46th pct
- household income, US ZIPs
- Top 30%
- home value, US ZIPs
- 16
- people per sq mi
- 93%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 28684 against every reporting US ZIP.
ZIP code 28684 is classified by USPS as a standard delivery area and covers roughly 137.2 square miles in Todd, Ashe County, North Carolina. The area is home to 2,141 residents, producing a population density of 16 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 28684 against North Carolina and the nation.
On the economic side, the median household income for ZIP 28684 sits at $69,307 (0% above the North Carolina average), while per-capita income is $41,033. The poverty rate stands at 6.2% and the unemployment rate at 3.7%. On housing, the median home value is $325,300 (25% above the state average) with median rent at $1,284 per month, and 92.8% of occupied units are owner-occupied, a direct signal of whether 28684 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 57.0% of adults hold a bachelor's degree or higher, the median age is 51, and the average commute is —. We also surface 8 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Ashe County, so you can benchmark 28684 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 28684, Todd, NC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
2,141
Population
137.2
Area (sq mi)
16
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 28684?
51.0
Median Age
53.8%
Male
46.2%
Female
2.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$69,307
Median Household Income
+0% vs state
$41,033
Per Capita Income
6.2%
Poverty Rate
3.7%
Unemployment Rate
How ZIP 28684 ranks nationally
Household income vs. every US ZIP code
Median household income — the full national distribution, with this ZIP marked
$69,307 46th percentile higher than 46% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
1,418
Total Housing Units
870
Occupied Units
548
Vacant Units
2.25
Avg Household Size
Occupancy Type
$325,300
Median Home Value
+25% vs state
$1,284
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-1.0%
YoY Change (2024)
271
HPI Index (2000 = 100)
+171%
Total Change Since 2000
Home values in ZIP 28684 have decreased 1.0% over the past year (2024). Since 2000, this ZIP has seen +171% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | -2.0% | 164 |
| 2020 | +11.1% | 182 |
| 2021 | +11.5% | 203 |
| 2023 | — | 274 |
| 2024 | -1.0% | 271 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 23 business establishments in ZIP 28684, employing approximately 79 people with a combined annual payroll of $3,557,000.
23
Businesses
79
Employees
$3.6M
Annual Payroll
2
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 34.8% |
| Health care and social assistance | 3 | 13.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 28684 vs 28698 →
ZIP 28684 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28607
Boone (28607)
33,059 residents
- 28694 7,744
West Jefferson (28694)
7,744 residents
- 28626 2,714
Fleetwood (28626)
2,714 residents
- 28618 2,352
Deep Gap (28618)
2,352 residents
- 28698 2,256
Zionville (28698)
2,256 residents
- 28684 2,141
Todd (28684)
2,141 residents
- 28615 1,876
Creston (28615)
1,876 residents
- 28693 1,700
Warrensville (28693)
1,700 residents
- 37691 894
Trade (37691)
894 residents
What this shows Among its immediate neighbors, ZIP 28684 ranks #6 by population — useful context the national average alone can't give.
ZIP 28684 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 28626
Fleetwood (28626)
$73,675 median income
- 28684
Todd (28684)
$69,307 median income
- 28693
Warrensville (28693)
$62,596 median income
- 28618
Deep Gap (28618)
$59,653 median income
- 28694
West Jefferson (28694)
$58,486 median income
- 28698
Zionville (28698)
$54,402 median income
- 28615
Creston (28615)
$51,653 median income
- 28607
Boone (28607)
$46,639 median income
- 37691 $13,976
Trade (37691)
$13,976 median income
What this shows By household income, ZIP 28684 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.
More ZIP Codes in Ashe County
Related Areas
Frequently Asked Questions
What county is ZIP code 28684 in? ▼
What is the population of ZIP code 28684? ▼
What is the median household income in ZIP 28684? ▼
What is the average home value in ZIP 28684? ▼
What is the demographic makeup of ZIP 28684? ▼
How many businesses are in ZIP code 28684? ▼
How have home values changed in ZIP code 28684? ▼
What is the education level in ZIP code 28684? ▼
What percentage of residents own vs. rent in ZIP 28684? ▼
What is the poverty rate in ZIP code 28684? ▼
ZIP Code Research Guides
Official Data Resources for Todd, NC
Verify and explore additional data for this area using these official government sources.
Read our methodology to see how this data is sourced, computed, and verified.