Residential delivery area · North Carolina
ZIP Code 28684: Todd, NC
ZIP code 28684 uses the postal name Todd, North Carolina and lies mostly in Ashe County (56% of its land) with the rest in Watauga County (Census 2020 ZIP-county file). About 2,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $69,307 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Todd · its only residential ZIP
- County
- Ashe County (56%); Watauga County (44%)
- House district
- NC-5 119th Congress
- State
- North Carolina
- Time zone
- Eastern
- Land area
- 50.2 sq mi · 39 people per sq mi
Where is ZIP code 28684?
28684 centers on 36.334°, -81.607° and covers 50.2 square miles of land plus 0.2 of water. It borders 7 ZIP codes: 28626, 28694, 28607, 37691, 28698, 28618, 28615.
The map draws ZIP code areas only. For the streets inside 28684, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 28684 compare with the rest of Ashe County?
| Measure | 28684 | In Ashe County | In NC |
|---|---|---|---|
| People (ACS 2020-2024) | 1,961 | 6th of 13 | 601st of 853 |
| Median household income | $69k | 2nd of 8 | 227th of 528 |
| Median home value | $325k | 1st of 7 | 156th of 572 |
Its median household income is higher than in 46% of U.S. residential ZIP codes, and it is denser than 37% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 28684?
The 2020 Census counted 2,065 people in 28684; the ACS, which samples households over 2020-2024, estimates 1,961. Between the 2010 and 2020 censuses its population fell 3.5% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 1,961±495 (90% margin)
- 2020 Census count
- 2,065−3.5% since 2010 (2,141)
- Households
- 870
- Median age
- 51.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 28684?
Of the 1,961 people the ACS estimates in 28684, 13.7% are under 18 and 27.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (98.2%).
- Under 1813.7%
- 18 to 6458.5%
- 65 and older27.8%
- White, not Hispanic98.2%
- Other or two or more1.0%
- Asian, not Hispanic0.9%
- Hispanic or Latino0.0%
- Black, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 28684 earn?
Median household income is $69,307 (ACS 2020-2024), the 2nd highest of the 8 ranked ZIP codes in Ashe County. It rose from $48,294 in 2015-2019 (in 2024 dollars), a change larger than the surveys' margins of error.
- Median household income
- $69,307±$13,851
- Income per person
- $41,033
- Below the poverty line
- 6.2%
- Unemployed (of the labor force)
- 3.7%
- Adults 25+ with a bachelor's degree
- 57.0%
- Adjusted gross income per tax return, 2022
- $74,958880 returns; wages 55% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 28684?
- Median home value (owners' estimate)
- $325,300
- Median gross rent
- $1,284
- Homes owned by their occupants
- 92.8%
- Housing units
- 1,418
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 28684?
23 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction8
- Health care and social assistance3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 28684?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 28626 | Fleetwood | 3,173 | $74k | 5.7 mi |
| 28694 | West Jefferson | 7,626 | $59k | 8.0 mi |
| 28607 | Boone | 35,679 | $47k | 8.6 mi |
| 37691 | Trade, TN | 475 | $14k | 8.6 mi |
| 28698 | Zionville | 2,320 | $54k | 8.7 mi |
| 28618 | Deep Gap | 2,208 | $60k | 9.7 mi |
| 28615 | Creston | 1,878 | $52k | 10.3 mi |
| 28693 | Warrensville | 1,071 | $63k | 9.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.