Georgetown, SC · standard

ZIP Code 29440

Georgetown County, South Carolina - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

28,469
21/sq mi Moderate-density area
$56,124
Median income Below-median income area
$172,600
Median home value Near-median home value
21.7%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Georgetown pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

23rd pct
household income, US ZIPs
35th pct
home value, US ZIPs
21
people per sq mi
82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 29440 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 29440 (Georgetown, SC) rose +9.3% from 2023 to 2024. The all-transactions index moved from 245.4 in 2023 to 268.1 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 29440 is a densely settled ZIP (a standard USPS delivery area) in Georgetown, Georgetown County, South Carolina, with 28,469 residents across 1355.7 square miles, a density of 21 people per square mile, in the New York time zone.

ZIP 29440 reports a modest median household income of $56,124 (12% below the average South Carolina ZIP), while per-capita income is $31,866. The poverty rate is 19.6%, with unemployment at 6.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $172,600 (24% below the average South Carolina ZIP), and median rent is $912; owner occupancy is 82.2%.

Educational attainment sits below the national norm: 21.7% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 29 minutes. No nearby ZIP peer set is available for this delivery area, so the South Carolina and national benchmarks above are the appropriate context for 29440.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 29440

Top 5 sectors by establishment count in Georgetown, SC

Which industries have the most business establishments in ZIP 29440.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 29440, Georgetown, SC · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

28,469

Population

1355.7

Area (sq mi)

21

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 29440?

46.2

Median Age

47.8%

Male

52.2%

Female

3.0%

Foreign-Born

White 49.3%
African American 45.8%
Asian 0.3%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 1.2%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,124

Median Household Income

-12% vs state ZIP avg

$31,866

Per Capita Income

19.6%

Poverty Rate

6.4%

Unemployment Rate

29.0 min

Mean Commute Time

How ZIP 29440 ranks among South Carolina ZIPs

Georgetown, SC household income vs. every South Carolina ZIP code

Median household income among 384 reporting South Carolina ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$56,124 42nd percentile higher than 42% of 384 South Carolina ZIPs

This ZIP $0 $200K+ every South Carolina ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more South Carolina ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.9%
Bachelor's Degree or Higher 21.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,767

Total Housing Units

10,837

Occupied Units

2,930

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 82.2%
Renter 17.8%

$172,600

Median Home Value

-24% vs state ZIP avg

$912

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.3%

YoY Change (2024)

268

HPI Index (2000 = 100)

+168%

Total Change Since 2000

Home values in ZIP 29440 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.7% 172
2021 +8.7% 187
2022 +21.5% 228
2023 +7.8% 245
2024 +9.3% 268

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 715 business establishments in ZIP 29440, employing approximately 8,698 people with a combined annual payroll of $459,252,000.

715

Businesses

8,698

Employees

$459.3M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 130 18.2%
Health care and social assistance 108 15.1%
Other services (except public administration) 86 12.0%
Accommodation and food services 58 8.1%
Construction 54 7.5%
Professional, scientific, and technical services 48 6.7%
Finance and insurance 42 5.9%
Administrative and support and waste management and remediation services 41 5.7%
Manufacturing 29 4.1%
Real estate and rental and leasing 28 3.9%
Agriculture, forestry, fishing and hunting 22 3.1%
Transportation and warehousing 21 2.9%
Wholesale trade 16 2.2%
Arts, entertainment, and recreation 13 1.8%
Information 8 1.1%
Educational services 5 0.7%
Utilities 3 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 29440, both outside SC so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (28,469 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Georgetown County

Frequently Asked Questions

What county is ZIP code 29440 in?

ZIP code 29440 (Georgetown) is located in Georgetown County, South Carolina. Georgetown County contains multiple ZIP codes, see the full list at /counties/georgetown-sc.

What is the population of ZIP code 29440?

ZIP code 29440 in Georgetown, SC has a population of 28,469 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 29440?

The median household income in ZIP 29440 is $56,124, which is 26% below the national average of $76,288.

What is the average home value in ZIP 29440?

The median home value in ZIP 29440 is $172,600, which is 38% below the national average of $278,155.

What is the demographic makeup of ZIP 29440?

The largest racial group in ZIP 29440 is White at 49.3%. Hispanic or Latino residents make up 3.4% of the population.

How many businesses are in ZIP code 29440?

ZIP code 29440 has 715 business establishments employing approximately 8,698 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 29440?

The top industries by establishment count in ZIP 29440 are: Retail trade (130), Health care and social assistance (108), Other services (except public administration) (86). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 29440?

According to the FHFA House Price Index, home values in ZIP 29440 increased by 9.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 168%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 29440?

In ZIP code 29440, 54.9% of residents aged 25+ have a high school diploma or higher, and 21.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 29440?

The mean commute time for workers in ZIP code 29440 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 29440?

In ZIP code 29440, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 29440?

The poverty rate in ZIP code 29440 is 19.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 29440's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

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Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.