Georgetown, SC · standard

ZIP Code 29440

Georgetown County, South Carolina — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

Reviewed by PlainZIP Editorial Team, ZIP Code Data Editors · June 13, 2026

28,469
21/sq mi: $56,124
Median income: $172,600
Median home value: 21.7%
Bachelor's or higher

The verdict

Georgetown pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

23th pct
household income, US ZIPs: 35th pct
home value, US ZIPs: 21
people per sq mi: 82%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 29440 against every reporting US ZIP.

ZIP code 29440 is classified by USPS as a standard delivery area and covers roughly 1355.7 square miles in Georgetown, Georgetown County, South Carolina. The area is home to 28,469 residents, producing a population density of 21 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 29440 against South Carolina and the nation.

On the economic side, the median household income for ZIP 29440 sits at $56,124 (12% below the South Carolina average), while per-capita income is $31,866. The poverty rate stands at 19.6% and the unemployment rate at 6.4%. On housing, the median home value is $172,600 (24% below the state average) with median rent at $912 per month, and 82.2% of occupied units are owner-occupied, a direct signal of whether 29440 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 21.7% of adults hold a bachelor's degree or higher, the median age is 46.2, and the average commute is 29 minutes. Use the benchmarks above to see where 29440 sits relative to South Carolina and the national baseline rather than viewing the numbers in isolation. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 29440

Retail trade

130
Health care and social assistance

108
Other services (except public administration)

86
Accommodation and food services

58
Construction

54

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 29440, Georgetown, SC · 2023 Accessed 2026-06-13 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

28,469

Population

1355.7

Area (sq mi)

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard

Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.

View Scorecard →

Who lives in ZIP 29440?

46.2

Median Age

47.8%

Male

52.2%

Female

3.0%

Foreign-Born

White 49.3%

African American 45.8%

Asian 0.3%

American Indian or Alaska Native 0.3%

Native Hawaiian or Pacific Islander 0.0%

Two or More Ethnicities 1.2%

Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,124

Median Household Income

-12% vs state

$31,866

Per Capita Income

19.6%

Poverty Rate

6.4%

Unemployment Rate

29.0 min

Mean Commute Time

How ZIP 29440 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$56,124 23rd percentile higher than 23% of 30,318 US ZIPs

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.9%

Bachelor's Degree or Higher 21.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,767

Total Housing Units

10,837

Occupied Units

2,930

Vacant Units

2.47

Avg Household Size

Occupancy Type

Owner 82.2%

Renter 17.8%

$172,600

Median Home Value

-24% vs state

$912

Median Rent

1984

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+9.3%

YoY Change (2024)

268

HPI Index (2000 = 100)

+168%

Total Change Since 2000

Home values in ZIP 29440 have increased 9.3% over the past year (2024). Since 2000, this ZIP has seen +168% cumulative appreciation.

Year	Annual Change	HPI Index
2020	+5.7%	172
2021	+8.7%	187
2022	+21.5%	228
2023	+7.8%	245
2024	+9.3%	268

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 715 business establishments in ZIP 29440, employing approximately 8,698 people with a combined annual payroll of $459,252,000.

715

Businesses

8,698

Employees

$459.3M

Annual Payroll

Industry Sectors

Industry	Establishments	% of Total
Retail trade	130	18.2%
Health care and social assistance	108	15.1%
Other services (except public administration)	86	12.0%
Accommodation and food services	58	8.1%
Construction	54	7.5%
Professional, scientific, and technical services	48	6.7%
Finance and insurance	42	5.9%
Administrative and support and waste management and remediation services	41	5.7%
Manufacturing	29	4.1%
Real estate and rental and leasing	28	3.9%
Agriculture, forestry, fishing and hunting	22	3.1%
Transportation and warehousing	21	2.9%
Wholesale trade	16	2.2%
Arts, entertainment, and recreation	13	1.8%
Information	8	1.1%
Educational services	5	0.7%
Utilities	3	0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

More ZIP Codes in Georgetown County

Georgetown County Georgetown, SC South Carolina

Frequently Asked Questions

What county is ZIP code 29440 in? ▼

ZIP code 29440 (Georgetown) is located in Georgetown County, South Carolina. Georgetown County contains multiple ZIP codes, see the full list at /counties/georgetown-sc.

What is the population of ZIP code 29440? ▼

ZIP code 29440 in Georgetown, SC has a population of 28,469 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 29440? ▼

The median household income in ZIP 29440 is $56,124, which is 26% below the national average of $76,288.

What is the average home value in ZIP 29440? ▼

The median home value in ZIP 29440 is $172,600, which is 38% below the national average of $278,155.

What is the demographic makeup of ZIP 29440? ▼

The largest racial group in ZIP 29440 is White at 49.3%. Hispanic or Latino residents make up 3.4% of the population.

How many businesses are in ZIP code 29440? ▼

ZIP code 29440 has 715 business establishments employing approximately 8,698 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 29440? ▼

The top industries by establishment count in ZIP 29440 are: Retail trade (130), Health care and social assistance (108), Other services (except public administration) (86). There are 17 industry sectors represented in total.

How have home values changed in ZIP code 29440? ▼

According to the FHFA House Price Index, home values in ZIP 29440 increased by 9.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 168%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 29440? ▼

In ZIP code 29440, 54.9% of residents aged 25+ have a high school diploma or higher, and 21.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 29440? ▼

The mean commute time for workers in ZIP code 29440 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 29440? ▼

In ZIP code 29440, approximately 82.2% of occupied housing units are owner-occupied and 17.8% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 29440? ▼

The poverty rate in ZIP code 29440 is 19.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.