Christmas, FL · standard

ZIP Code 32709

Orange County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,566
9/sq mi
$73,224
Median income
$299,300
Median home value
31.7%
Bachelor's or higher

The verdict

Christmas pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 48%
household income, US ZIPs
Top 34%
home value, US ZIPs
9
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 32709 against every reporting US ZIP.

ZIP code 32709 covers 301.9 square miles in Christmas, Orange County, Florida (a standard USPS delivery area), with a modest 2,566 residents on file, a density of 9 people per square mile, in the New York time zone.

ZIP 32709 lands in the middle-income range, with a median household income of $73,224 (5% below the Florida average), while per-capita income is $41,723. 17.9% of residents live below the poverty line, and the unemployment rate reads 1.6%. The typical home here is valued at $299,300 (20% below the state average); renters pay a median of - monthly, and 84.9% of units are owner-occupied.

A solid share of residents have a four-year degree: 31.7% of adults hold a bachelor's degree or higher, the median age is 48.9, and the average commute is -. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Orange County, letting you compare 32709 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 32709

Top 5 sectors by establishment count in Christmas, FL

Which industries have the most business establishments in ZIP 32709.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 32709, Christmas, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,566

Population

301.9

Area (sq mi)

9

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 32709?

48.9

Median Age

53.8%

Male

46.2%

Female

15.4%

Foreign-Born

White 87.0%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.0%
Hispanic or Latino 15.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$73,224

Median Household Income

-5% vs state

$41,723

Per Capita Income

17.9%

Poverty Rate

1.6%

Unemployment Rate

How ZIP 32709 ranks nationally

Christmas, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$73,224 Top 48% higher than 52% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.9%
Bachelor's Degree or Higher 31.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

689

Total Housing Units

667

Occupied Units

22

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 84.9%
Renter 15.1%

$299,300

Median Home Value

-20% vs state

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.2%

YoY Change (2022)

236

HPI Index (2000 = 100)

+136%

Total Change Since 2000

Home values in ZIP 32709 have increased 6.2% over the past year (2022). Since 2000, this ZIP has seen +136% cumulative appreciation.

Year Annual Change HPI Index
2018 +1.9% 185
2019 -18.6% 151
2020 +20.9% 182
2021 +22.1% 222
2022 +6.2% 236

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 40 business establishments in ZIP 32709, employing approximately 166 people with a combined annual payroll of $8,124,000.

40

Businesses

166

Employees

$8.1M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 8 20.0%
Administrative and support and waste management and remediation services 8 20.0%
Other services (except public administration) 7 17.5%
Retail trade 4 10.0%
Professional, scientific, and technical services 4 10.0%
Accommodation and food services 3 7.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 32709 vs 32833 →

ZIP 32709 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 32709 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 32709 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 32709 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
32833 Orlando, FL 9,241 6.3 mi
32820 Orlando, FL 7,974 10.1 mi
32766 Oviedo, FL 15,698 11.3 mi
32796 Titusville, FL 20,139 11.5 mi

More ZIP Codes in Orange County

Frequently Asked Questions

What county is ZIP code 32709 in?
ZIP code 32709 (Christmas) is located in Orange County, Florida. Orange County contains multiple ZIP codes, see the full list at /counties/orange-fl.
What is the population of ZIP code 32709?
ZIP code 32709 in Christmas, FL has a population of 2,566 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 32709?
The median household income in ZIP 32709 is $73,224, which is 4% below the national average of $76,288.
What is the average home value in ZIP 32709?
The median home value in ZIP 32709 is $299,300, which is 8% above the national average of $278,155.
What is the demographic makeup of ZIP 32709?
The largest racial group in ZIP 32709 is White at 87.0%. Hispanic or Latino residents make up 15.4% of the population.
How many businesses are in ZIP code 32709?
ZIP code 32709 has 40 business establishments employing approximately 166 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 32709?
The top industries by establishment count in ZIP 32709 are: Construction (8), Administrative and support and waste management and remediation services (8), Other services (except public administration) (7). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 32709?
According to the FHFA House Price Index, home values in ZIP 32709 increased by 6.2% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 136%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 32709?
In ZIP code 32709, 57.9% of residents aged 25+ have a high school diploma or higher, and 31.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 32709?
In ZIP code 32709, approximately 84.9% of occupied housing units are owner-occupied and 15.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 32709?
The poverty rate in ZIP code 32709 is 17.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.