Residential delivery area · Florida
ZIP Code 32746: Lake Mary, FL
ZIP code 32746 uses the postal name Lake Mary, Florida and lies entirely in Seminole County (Census 2020 ZIP-county file). About 47,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $104,775 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Lake Mary (43%) and Heathrow (13%), and 1% in smaller places; 43% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Lake Mary · its only residential ZIP
- County
- Seminole County
- Census places
- Lake Mary (43%); Heathrow (13%) census-designated place
- Metro area
- Orlando-Kissimmee-Sanford, FL
- House district
- FL-7 119th Congress
- State
- Florida
- Time zone
- Eastern
- Land area
- 21.1 sq mi · 2,216 people per sq mi
- PO Box ZIPs
- 32795 also use the name Lake Mary
Where is ZIP code 32746?
32746 centers on 28.771°, -81.353° and covers 21.1 square miles of land plus 1.5 of water. It borders 5 ZIP codes: 32771, 32750, 32779, 32773, 32776.
The map draws ZIP code areas only. For the streets inside 32746, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 32746 compare with the rest of Seminole County?
| Measure | 32746 | In Seminole County | In FL |
|---|---|---|---|
| People (ACS 2020-2024) | 46,684 | 6th of 16 | 109th of 1,013 |
| Median household income | $105k | 3rd of 14 | 119th of 819 |
| Median home value | $463k | 4th of 16 | 188th of 833 |
Its median household income is higher than in 84% of U.S. residential ZIP codes, and it is denser than 86% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 32746?
The 2020 Census counted 45,828 people in 32746; the ACS, which samples households over 2020-2024, estimates 46,684. Between the 2010 and 2020 censuses its population grew 13.0% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 46,684
- 2020 Census count
- 45,828+13.0% since 2010 (40,571)
- Households
- 19,064
- Median age
- 43.9
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 32746?
Of the 46,684 people the ACS estimates in 32746, 19.2% are under 18 and 17.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (60.8%), then Hispanic or Latino (18.4%).
- Under 1819.2%
- 18 to 6463.7%
- 65 and older17.0%
- White, not Hispanic60.8%
- Hispanic or Latino18.4%
- Asian, not Hispanic9.1%
- Black, not Hispanic8.0%
- Other or two or more3.6%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 32746 earn?
Median household income is $104,775 (ACS 2020-2024), the 3rd highest of the 14 ranked ZIP codes in Seminole County. It is not measurably different from 2015-2019 ($107,461 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $104,775
- Income per person
- $60,143
- Below the poverty line
- 5.9%
- Unemployed (of the labor force)
- 3.1%
- Adults 25+ with a bachelor's degree
- 51.2%
- Adjusted gross income per tax return, 2022
- $123,93122,550 returns; wages 65% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 32746?
FHFA's house price index for 32746, built from repeat sales and appraisals of the same homes, rose 107% from 2015 to 2025 and rose 50% from 2020 to 2025, and moved −1.1% in 2025.
- Median home value (owners' estimate)
- $462,900
- Median gross rent
- $2,059
- Homes owned by their occupants
- 63.4%
- Housing units
- 20,514
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 32746?
2,131 business establishments had a location in this ZIP code in 2023, 217 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services413
- Health care and social assistance301
- Finance and insurance274
- Real estate and rental and leasing174
- Accommodation and food services159
- Other services (except public administration)145
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 32746?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 32771 | Sanford | 62,606 | $78k | 3.7 mi |
| 32750 | Longwood | 26,164 | $86k | 4.3 mi |
| 32779 | Longwood | 28,924 | $122k | 4.8 mi |
| 32773 | Sanford | 34,032 | $70k | 6.5 mi |
| 32776 | Sorrento | 13,163 | $101k | 8.2 mi |
| 32701 | Altamonte Springs | 24,592 | $62k | 7.4 mi (near) |
| 32708 | Winter Springs | 48,965 | $94k | 7.6 mi (near) |
| 32707 | Casselberry | 39,493 | $69k | 7.8 mi (near) |
| 32713 | Debary | 22,884 | $89k | 7.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Lake Mary?
1 more ZIP code carries the postal name Lake Mary, FL without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 32795 | Seminole County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.