Lutz, FL · standard

ZIP Code 33548

Hillsborough County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,807
287/sq mi
$129,857
Median income
$582,200
Median home value
56.2%
Bachelor's or higher

The verdict

Lutz pairs a top-decile household income with top-decile home values, in a low-density, homeowner-dominated area.

Top 7%
household income, US ZIPs
Top 10%
home value, US ZIPs
287
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33548 against every reporting US ZIP.

ZIP code 33548 is classified by USPS as a standard delivery area and covers roughly 20.3 square miles in Lutz, Hillsborough County, Florida. The area is home to 5,807 residents, producing a population density of 287 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33548 against Florida and the nation.

On the economic side, the median household income for ZIP 33548 sits at $129,857 (68% above the Florida average), while per-capita income is $68,828. The poverty rate stands at 4.8% and the unemployment rate at 4.4%. On housing, the median home value is $582,200 (55% above the state average) with median rent at $1,975 per month, and 81.1% of occupied units are owner-occupied, a direct signal of whether 33548 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 56.2% of adults hold a bachelor's degree or higher, the median age is 40.3, and the average commute is 33 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsborough County, so you can benchmark 33548 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 33548

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 33548.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33548, Lutz, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,807

Population

20.3

Area (sq mi)

287

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33548?

40.3

Median Age

49.3%

Male

50.7%

Female

10.3%

Foreign-Born

White 65.6%
African American 8.8%
Asian 6.6%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.9%
Hispanic or Latino 17.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$129,857

Median Household Income

+68% vs state

$68,828

Per Capita Income

4.8%

Poverty Rate

4.4%

Unemployment Rate

32.6 min

Mean Commute Time

How ZIP 33548 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$129,857 Top 7% higher than 93% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 71.0%
Bachelor's Degree or Higher 56.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,040

Total Housing Units

2,982

Occupied Units

58

Vacant Units

2.95

Avg Household Size

Occupancy Type

Owner 81.1%
Renter 18.9%

$582,200

Median Home Value

+55% vs state

$1,975

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+3.0%

YoY Change (2024)

341

HPI Index (2000 = 100)

+241%

Total Change Since 2000

Home values in ZIP 33548 have increased 3.0% over the past year (2024). Since 2000, this ZIP has seen +241% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.2% 213
2021 +15.6% 246
2022 +20.9% 297
2023 +11.4% 331
2024 +3.0% 341

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 381 business establishments in ZIP 33548, employing approximately 3,113 people with a combined annual payroll of $142,752,000.

381

Businesses

3,113

Employees

$142.8M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 81 21.3%
Health care and social assistance 64 16.8%
Retail trade 40 10.5%
Finance and insurance 38 10.0%
Construction 29 7.6%
Other services (except public administration) 27 7.1%
Administrative and support and waste management and remediation services 23 6.0%
Real estate and rental and leasing 20 5.3%
Accommodation and food services 20 5.3%
Wholesale trade 13 3.4%
Educational services 7 1.8%
Manufacturing 6 1.6%
Information 5 1.3%
Arts, entertainment, and recreation 4 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33548 vs 33549 →

ZIP 33548 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33548 ranks #0 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33548 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33548 ranks #2 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33549 Lutz, FL 16,132 2.2 mi
33558 Lutz, FL 20,064 2.5 mi
33618 Tampa, FL 25,570 4.6 mi
33613 Tampa, FL 31,990 4.2 mi
33559 Lutz, FL 15,427 4.5 mi
33624 Tampa, FL 37,457 4.9 mi
33556 Odessa, FL 22,015 6.8 mi
33612 Tampa, FL 44,601 6.4 mi
33647 Tampa, FL 55,034 7.6 mi
33620 Tampa, FL 5,158 6.9 mi

More ZIP Codes in Hillsborough County

Frequently Asked Questions

What county is ZIP code 33548 in?
ZIP code 33548 (Lutz) is located in Hillsborough County, Florida. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-fl.
What is the population of ZIP code 33548?
ZIP code 33548 in Lutz, FL has a population of 5,807 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33548?
The median household income in ZIP 33548 is $129,857, which is 70% above the national average of $76,288.
What is the average home value in ZIP 33548?
The median home value in ZIP 33548 is $582,200, which is 109% above the national average of $278,155.
What is the demographic makeup of ZIP 33548?
The largest racial group in ZIP 33548 is White at 65.6%. Hispanic or Latino residents make up 17.0% of the population.
How many businesses are in ZIP code 33548?
ZIP code 33548 has 381 business establishments employing approximately 3,113 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33548?
The top industries by establishment count in ZIP 33548 are: Professional, scientific, and technical services (81), Health care and social assistance (64), Retail trade (40). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 33548?
According to the FHFA House Price Index, home values in ZIP 33548 increased by 3.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 241%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33548?
In ZIP code 33548, 71.0% of residents aged 25+ have a high school diploma or higher, and 56.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33548?
The mean commute time for workers in ZIP code 33548 is 32.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33548?
In ZIP code 33548, approximately 81.1% of occupied housing units are owner-occupied and 18.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33548?
The poverty rate in ZIP code 33548 is 4.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lutz, FL

Verify and explore additional data for this area using these official government sources.