Lutz, FL · standard
ZIP Code 33558
Hillsborough County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 20,064
- 446/sq mi High-density area
- $116,090
- Median income Above-median income area
- $520,500
- Median home value Above-median home value
- 57.2%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Lutz pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.
- Top 11%
- household income, US ZIPs
- Top 12%
- home value, US ZIPs
- 446
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33558 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 33558 (Lutz, FL) rose +24.7% from 2023 to 2024. The all-transactions index moved from 313.0 in 2023 to 390.4 in 2024 (2000 = 100).
ZIP code 33558 is a densely settled ZIP (a standard USPS delivery area) in Lutz, Hillsborough County, Florida, with 20,064 residents across 45.0 square miles, a density of 446 people per square mile, in the New York time zone.
ZIP 33558 skews affluent, with a median household income of $116,090 (51% above the average Florida ZIP), while per-capita income is $52,929. The poverty rate is 4.9%, with unemployment at 4.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $520,500 (39% above the average Florida ZIP), while 71.9% of occupied homes are owner-occupied and median rent is $1,672.
This is a highly-educated ZIP: 57.2% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 30 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Hillsborough County, so 33558 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 33558
Top 5 sectors by establishment count in Lutz, FL
Which industries have the most business establishments in ZIP 33558.
- Professional, scientific, and technical services
Professional, scientific, and technical services
145 establishments
- Health care and social assistance
Health care and social assistance
82 establishments
- Real estate and rental and leasing 56
Real estate and rental and leasing
56 establishments
- Administrative and support and waste management and remediation services 54
Administrative and support and waste management and remediation services
54 establishments
- Other services (except public administration) 53
Other services (except public administration)
53 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33558, Lutz, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
20,064
Population
45.0
Area (sq mi)
446
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 33558?
40.4
Median Age
51.0%
Male
49.0%
Female
18.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$116,090
Median Household Income
+51% vs state ZIP avg
$52,929
Per Capita Income
4.9%
Poverty Rate
4.3%
Unemployment Rate
29.7 min
Mean Commute Time
How ZIP 33558 ranks among Florida ZIPs
Lutz, FL household income vs. every Florida ZIP code
Median household income among 946 reporting Florida ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$116,090 Top 8% higher than 92% of 946 Florida ZIPs
Each bar is a $20K-wide band; taller bars hold more Florida ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
12,333housing units
12,333
Total Housing Units
11,901
Occupied Units
432
Vacant Units
2.78
Avg Household Size
Occupancy Type
$520,500
Median Home Value
+39% vs state ZIP avg
$1,672
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+24.7%
YoY Change (2024)
390
HPI Index (2000 = 100)
+290%
Total Change Since 2000
Home values in ZIP 33558 have increased 24.7% over the past year (2024). Since 2000, this ZIP has seen +290% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.0% | 209 |
| 2021 | +13.0% | 236 |
| 2022 | +17.5% | 277 |
| 2023 | +13.1% | 313 |
| 2024 | +24.7% | 390 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 650 business establishments in ZIP 33558, employing approximately 6,461 people with a combined annual payroll of $380,441,000.
650
Businesses
6,461
Employees
$380.4M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 145 | 22.3% |
| Health care and social assistance | 82 | 12.6% |
| Real estate and rental and leasing | 56 | 8.6% |
| Administrative and support and waste management and remediation services | 54 | 8.3% |
| Other services (except public administration) | 53 | 8.2% |
| Construction | 45 | 6.9% |
| Finance and insurance | 43 | 6.6% |
| Accommodation and food services | 38 | 5.8% |
| Retail trade | 36 | 5.5% |
| Wholesale trade | 25 | 3.9% |
| Arts, entertainment, and recreation | 19 | 2.9% |
| Educational services | 16 | 2.5% |
| Transportation and warehousing | 14 | 2.1% |
| Information | 10 | 1.5% |
| Manufacturing | 7 | 1.1% |
| Management of companies and enterprises | 6 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 33558 vs 33548 →
ZIP 33558 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 34655
New Port Richey (34655)
38,464 residents
- 33624
Tampa (33624)
37,457 residents
- 33613
Tampa (33613)
31,990 residents
- 33618
Tampa (33618)
25,570 residents
- 33625
Tampa (33625)
24,645 residents
- 33556
Odessa (33556)
22,015 residents
- 33558
Lutz (33558)
20,064 residents
- 34638
Land O Lakes (34638)
20,048 residents
- 33549
Lutz (33549)
16,132 residents
What this shows Among its immediate neighbors, ZIP 33558 ranks #7 by population - useful context the national average alone can't give.
ZIP 33558 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 33556
Odessa (33556)
$149,722 median income
- 33548
Lutz (33548)
$129,857 median income
- 34638
Land O Lakes (34638)
$123,899 median income
- 33558
Lutz (33558)
$116,090 median income
- 33625
Tampa (33625)
$93,133 median income
- 33549
Lutz (33549)
$89,343 median income
- 33624
Tampa (33624)
$87,760 median income
- 34655
New Port Richey (34655)
$85,470 median income
- 33618
Tampa (33618)
$84,788 median income
What this shows By household income, ZIP 33558 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 33548 | Lutz, FL | 5,807 | 2.5 mi |
| 33549 | Lutz, FL | 16,132 | 4.4 mi |
| 33624 | Tampa, FL | 37,457 | 5.6 mi |
| 33556 | Odessa, FL | 22,015 | 4.9 mi |
| 33618 | Tampa, FL | 25,570 | 6.0 mi |
| 34638 | Land O Lakes, FL | 20,048 | 7.0 mi |
| 33559 | Lutz, FL | 15,427 | 6.4 mi |
| 33625 | Tampa, FL | 24,645 | 6.8 mi |
| 33613 | Tampa, FL | 31,990 | 6.5 mi |
| 34655 | New Port Richey, FL | 38,464 | 7.8 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 33558, both outside FL so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (20,064 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Hillsborough County
Related Areas
Frequently Asked Questions
What county is ZIP code 33558 in?
ZIP code 33558 (Lutz) is located in Hillsborough County, Florida. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-fl.
What is the population of ZIP code 33558?
ZIP code 33558 in Lutz, FL has a population of 20,064 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33558?
The median household income in ZIP 33558 is $116,090, which is 52% above the national average of $76,288.
What is the average home value in ZIP 33558?
The median home value in ZIP 33558 is $520,500, which is 87% above the national average of $278,155.
What is the demographic makeup of ZIP 33558?
The largest racial group in ZIP 33558 is White at 59.8%. Hispanic or Latino residents make up 25.0% of the population.
How many businesses are in ZIP code 33558?
ZIP code 33558 has 650 business establishments employing approximately 6,461 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33558?
The top industries by establishment count in ZIP 33558 are: Professional, scientific, and technical services (145), Health care and social assistance (82), Real estate and rental and leasing (56). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 33558?
According to the FHFA House Price Index, home values in ZIP 33558 increased by 24.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 290%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33558?
In ZIP code 33558, 72.2% of residents aged 25+ have a high school diploma or higher, and 57.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33558?
The mean commute time for workers in ZIP code 33558 is 29.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33558?
In ZIP code 33558, approximately 71.9% of occupied housing units are owner-occupied and 28.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33558?
The poverty rate in ZIP code 33558 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 33558's numbers, next.
- See how ZIP 33558 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lutz, FL ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.