PlainZIP

Lutz, FL · standard

ZIP Code 33558

Hillsborough County, Florida - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

20,064
446/sq mi
$116,090
Median income
$520,500
Median home value
57.2%
Bachelor's or higher

The verdict

Lutz pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 11%
household income, US ZIPs
Top 12%
home value, US ZIPs
446
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33558 against every reporting US ZIP.

ZIP code 33558 is a densely settled ZIP (a standard USPS delivery area) in Lutz, Hillsborough County, Florida, with 20,064 residents across 45.0 square miles, a density of 446 people per square mile, in the New York time zone.

ZIP 33558 skews affluent, with a median household income of $116,090 (51% above the Florida average), while per-capita income is $52,929. Poverty here runs at 4.9%, with unemployment measured at 4.3%. Housing costs here run $520,500 for a typical home value (39% above the state average), with rent averaging $1,672 a month; 71.9% of homes are owner-occupied.

This is a highly-educated ZIP: 57.2% of adults hold a bachelor's degree or higher, the median age is 40.4, and the average commute is 30 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Hillsborough County, letting you compare 33558 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 33558

Top 5 sectors by establishment count in Lutz, FL

Which industries have the most business establishments in ZIP 33558.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 33558, Lutz, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

20,064

Population

45.0

Area (sq mi)

446

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33558?

40.4

Median Age

51.0%

Male

49.0%

Female

18.0%

Foreign-Born

White 59.8%
African American 5.3%
Asian 10.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.4%
Hispanic or Latino 25.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$116,090

Median Household Income

+51% vs state

$52,929

Per Capita Income

4.9%

Poverty Rate

4.3%

Unemployment Rate

29.7 min

Mean Commute Time

How ZIP 33558 ranks nationally

Lutz, FL household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$116,090 Top 11% higher than 89% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.2%
Bachelor's Degree or Higher 57.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

12,333

Total Housing Units

11,901

Occupied Units

432

Vacant Units

2.78

Avg Household Size

Occupancy Type

Owner 71.9%
Renter 28.1%

$520,500

Median Home Value

+39% vs state

$1,672

Median Rent

2000

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+24.7%

YoY Change (2024)

390

HPI Index (2000 = 100)

+290%

Total Change Since 2000

Home values in ZIP 33558 have increased 24.7% over the past year (2024). Since 2000, this ZIP has seen +290% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.0% 209
2021 +13.0% 236
2022 +17.5% 277
2023 +13.1% 313
2024 +24.7% 390

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 650 business establishments in ZIP 33558, employing approximately 6,461 people with a combined annual payroll of $380,441,000.

650

Businesses

6,461

Employees

$380.4M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 145 22.3%
Health care and social assistance 82 12.6%
Real estate and rental and leasing 56 8.6%
Administrative and support and waste management and remediation services 54 8.3%
Other services (except public administration) 53 8.2%
Construction 45 6.9%
Finance and insurance 43 6.6%
Accommodation and food services 38 5.8%
Retail trade 36 5.5%
Wholesale trade 25 3.9%
Arts, entertainment, and recreation 19 2.9%
Educational services 16 2.5%
Transportation and warehousing 14 2.1%
Information 10 1.5%
Manufacturing 7 1.1%
Management of companies and enterprises 6 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33558 vs 33548 →

ZIP 33558 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33558 ranks #7 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33558 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33558 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33548 Lutz, FL 5,807 2.5 mi
33549 Lutz, FL 16,132 4.4 mi
33624 Tampa, FL 37,457 5.6 mi
33556 Odessa, FL 22,015 4.9 mi
33618 Tampa, FL 25,570 6.0 mi
34638 Land O Lakes, FL 20,048 7.0 mi
33559 Lutz, FL 15,427 6.4 mi
33625 Tampa, FL 24,645 6.8 mi
33613 Tampa, FL 31,990 6.5 mi
34655 New Port Richey, FL 38,464 7.8 mi

More ZIP Codes in Hillsborough County

33647 standard
Tampa, FL
Pop: 55,034
33511 standard
Brandon, FL
Pop: 52,003
33614 standard
Tampa, FL
Pop: 46,449
33612 standard
Tampa, FL
Pop: 44,601
33615 standard
Tampa, FL
Pop: 43,453
33617 standard
Tampa, FL
Pop: 41,443

Related Areas

Hillsborough County Lutz, FL Florida

Frequently Asked Questions

What county is ZIP code 33558 in? ▼
ZIP code 33558 (Lutz) is located in Hillsborough County, Florida. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-fl.
What is the population of ZIP code 33558? ▼
ZIP code 33558 in Lutz, FL has a population of 20,064 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33558? ▼
The median household income in ZIP 33558 is $116,090, which is 52% above the national average of $76,288.
What is the average home value in ZIP 33558? ▼
The median home value in ZIP 33558 is $520,500, which is 87% above the national average of $278,155.
What is the demographic makeup of ZIP 33558? ▼
The largest racial group in ZIP 33558 is White at 59.8%. Hispanic or Latino residents make up 25.0% of the population.
How many businesses are in ZIP code 33558? ▼
ZIP code 33558 has 650 business establishments employing approximately 6,461 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33558? ▼
The top industries by establishment count in ZIP 33558 are: Professional, scientific, and technical services (145), Health care and social assistance (82), Real estate and rental and leasing (56). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 33558? ▼
According to the FHFA House Price Index, home values in ZIP 33558 increased by 24.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 290%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33558? ▼
In ZIP code 33558, 72.2% of residents aged 25+ have a high school diploma or higher, and 57.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33558? ▼
The mean commute time for workers in ZIP code 33558 is 29.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33558? ▼
In ZIP code 33558, approximately 71.9% of occupied housing units are owner-occupied and 28.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33558? ▼
The poverty rate in ZIP code 33558 is 4.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.