Land O Lakes, FL · standard

ZIP Code 34639

Pasco County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

24,092
348/sq mi
$101,486
Median income
$383,500
Median home value
37.4%
Bachelor's or higher

The verdict

Land O Lakes pairs an upper-quartile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 18%
household income, US ZIPs
Top 22%
home value, US ZIPs
348
people per sq mi
80%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 34639 against every reporting US ZIP.

ZIP code 34639 is classified by USPS as a standard delivery area and covers roughly 69.3 square miles in Land O Lakes, Pasco County, Florida. The area is home to 24,092 residents, producing a population density of 348 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34639 against Florida and the nation.

On the economic side, the median household income for ZIP 34639 sits at $101,486 (32% above the Florida average), while per-capita income is $42,489. The poverty rate stands at 7.0% and the unemployment rate at 4.4%. On housing, the median home value is $383,500 (2% above the state average) with median rent at $2,040 per month, and 80.1% of occupied units are owner-occupied, a direct signal of whether 34639 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 37.4% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pasco County, so you can benchmark 34639 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 34639

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 34639.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 34639, Land O Lakes, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

24,092

Population

69.3

Area (sq mi)

348

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 34639?

40.7

Median Age

49.1%

Male

50.9%

Female

12.2%

Foreign-Born

White 71.0%
African American 6.4%
Asian 2.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 13.3%
Hispanic or Latino 20.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$101,486

Median Household Income

+32% vs state

$42,489

Per Capita Income

7.0%

Poverty Rate

4.4%

Unemployment Rate

30.5 min

Mean Commute Time

How ZIP 34639 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$101,486 Top 18% higher than 82% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). This entry sits in this band. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.9%
Bachelor's Degree or Higher 37.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,039

Total Housing Units

10,612

Occupied Units

427

Vacant Units

2.89

Avg Household Size

Occupancy Type

Owner 80.1%
Renter 19.9%

$383,500

Median Home Value

+2% vs state

$2,040

Median Rent

2002

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.5%

YoY Change (2024)

348

HPI Index (2000 = 100)

+248%

Total Change Since 2000

Home values in ZIP 34639 have increased 4.5% over the past year (2024). Since 2000, this ZIP has seen +248% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.2% 204
2021 +19.3% 244
2022 +28.2% 312
2023 +6.6% 333
2024 +4.5% 348

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 536 business establishments in ZIP 34639, employing approximately 4,193 people with a combined annual payroll of $159,964,000.

536

Businesses

4,193

Employees

$160.0M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 79 14.7%
Professional, scientific, and technical services 67 12.5%
Retail trade 58 10.8%
Other services (except public administration) 53 9.9%
Health care and social assistance 51 9.5%
Administrative and support and waste management and remediation services 49 9.1%
Real estate and rental and leasing 48 9.0%
Accommodation and food services 33 6.2%
Finance and insurance 24 4.5%
Wholesale trade 23 4.3%
Arts, entertainment, and recreation 12 2.2%
Manufacturing 10 1.9%
Transportation and warehousing 10 1.9%
Educational services 10 1.9%
Information 6 1.1%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 34639 vs 33544 →

ZIP 34639 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 34639 ranks the most populous — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 34639 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 34639 ranks #8 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33544 Wesley Chapel, FL 22,800 3.6 mi
34637 Land O Lakes, FL 6,297 4.3 mi
33559 Lutz, FL 15,427 6.3 mi
34638 Land O Lakes, FL 20,048 5.9 mi
33549 Lutz, FL 16,132 7.4 mi
33545 Wesley Chapel, FL 13,996 8.4 mi
33548 Lutz, FL 5,807 8.2 mi
33543 Wesley Chapel, FL 21,898 8.5 mi
33558 Lutz, FL 20,064 8.1 mi
33576 San Antonio, FL 3,784 8.1 mi

More ZIP Codes in Pasco County

Frequently Asked Questions

What county is ZIP code 34639 in?
ZIP code 34639 (Land O Lakes) is located in Pasco County, Florida. Pasco County contains multiple ZIP codes, see the full list at /counties/pasco-fl.
What is the population of ZIP code 34639?
ZIP code 34639 in Land O Lakes, FL has a population of 24,092 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 34639?
The median household income in ZIP 34639 is $101,486, which is 33% above the national average of $76,288.
What is the average home value in ZIP 34639?
The median home value in ZIP 34639 is $383,500, which is 38% above the national average of $278,155.
What is the demographic makeup of ZIP 34639?
The largest racial group in ZIP 34639 is White at 71.0%. Hispanic or Latino residents make up 20.4% of the population.
How many businesses are in ZIP code 34639?
ZIP code 34639 has 536 business establishments employing approximately 4,193 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 34639?
The top industries by establishment count in ZIP 34639 are: Construction (79), Professional, scientific, and technical services (67), Retail trade (58). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 34639?
According to the FHFA House Price Index, home values in ZIP 34639 increased by 4.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 248%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 34639?
In ZIP code 34639, 60.9% of residents aged 25+ have a high school diploma or higher, and 37.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 34639?
The mean commute time for workers in ZIP code 34639 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 34639?
In ZIP code 34639, approximately 80.1% of occupied housing units are owner-occupied and 19.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 34639?
The poverty rate in ZIP code 34639 is 7.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Land O Lakes, FL

Verify and explore additional data for this area using these official government sources.