ZIP Code 34638

ZIP code 34638 is classified by USPS as a standard delivery area and covers roughly 123.8 square miles in Land O Lakes, Pasco County, Florida. The area is home to 20,048 residents, producing a population density of 162 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 34638 against Florida and the nation.

On the economic side, the median household income for ZIP 34638 sits at $123,899 (61% above the Florida average), while per-capita income is $47,862. The poverty rate stands at 7.4% and the unemployment rate at 2.6%. On housing, the median home value is $433,600 (16% above the state average) with median rent at $2,275 per month, and 83.6% of occupied units are owner-occupied, a direct signal of whether 34638 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 44.5% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 33 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Pasco County, so you can benchmark 34638 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →