Lutz, FL · standard

ZIP Code 33549

Hillsborough County, Florida — Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,132
530/sq mi
$89,343
Median income
$385,900
Median home value
40.4%
Bachelor's or higher

The verdict

Lutz pairs an above-median household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 27%
household income, US ZIPs
Top 22%
home value, US ZIPs
530
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 33549 against every reporting US ZIP.

ZIP code 33549 is classified by USPS as a standard delivery area and covers roughly 30.4 square miles in Lutz, Hillsborough County, Florida. The area is home to 16,132 residents, producing a population density of 530 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 33549 against Florida and the nation.

On the economic side, the median household income for ZIP 33549 sits at $89,343 (16% above the Florida average), while per-capita income is $47,236. The poverty rate stands at 10.1% and the unemployment rate at 3.0%. On housing, the median home value is $385,900 (3% above the state average) with median rent at $1,661 per month, and 78.6% of occupied units are owner-occupied, a direct signal of whether 33549 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 40.4% of adults hold a bachelor's degree or higher, the median age is 44.7, and the average commute is 31 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Hillsborough County, so you can benchmark 33549 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 33549

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 33549.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 33549, Lutz, FL · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

16,132

Population

30.4

Area (sq mi)

530

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 33549?

44.7

Median Age

50.2%

Male

49.8%

Female

10.7%

Foreign-Born

White 63.9%
African American 8.0%
Asian 3.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 17.0%
Hispanic or Latino 26.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$89,343

Median Household Income

+16% vs state

$47,236

Per Capita Income

10.1%

Poverty Rate

3.0%

Unemployment Rate

31.2 min

Mean Commute Time

How ZIP 33549 ranks nationally

Household income vs. every US ZIP code

Median household income — the full national distribution, with this ZIP marked

$89,343 Top 27% higher than 73% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau — ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 63.9%
Bachelor's Degree or Higher 40.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,642

Total Housing Units

7,166

Occupied Units

476

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 78.6%
Renter 21.4%

$385,900

Median Home Value

+3% vs state

$1,661

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.3%

YoY Change (2024)

359

HPI Index (2000 = 100)

+259%

Total Change Since 2000

Home values in ZIP 33549 have increased 1.3% over the past year (2024). Since 2000, this ZIP has seen +259% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.0% 218
2021 +16.4% 254
2022 +27.4% 324
2023 +9.5% 355
2024 +1.3% 359

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 683 business establishments in ZIP 33549, employing approximately 7,023 people with a combined annual payroll of $354,153,000.

683

Businesses

7,023

Employees

$354.2M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Construction 121 17.7%
Professional, scientific, and technical services 97 14.2%
Health care and social assistance 78 11.4%
Retail trade 68 10.0%
Administrative and support and waste management and remediation services 65 9.5%
Other services (except public administration) 60 8.8%
Finance and insurance 40 5.9%
Real estate and rental and leasing 35 5.1%
Accommodation and food services 30 4.4%
Wholesale trade 29 4.3%
Transportation and warehousing 15 2.2%
Information 12 1.8%
Educational services 11 1.6%
Manufacturing 10 1.5%
Arts, entertainment, and recreation 6 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 33549 vs 33548 →

ZIP 33549 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 33549 ranks #8 by population — useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 33549 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 33549 ranks #5 of 9 neighboring ZIPs — local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
33548 Lutz, FL 5,807 2.2 mi
33559 Lutz, FL 15,427 2.4 mi
33613 Tampa, FL 31,990 3.9 mi
33558 Lutz, FL 20,064 4.4 mi
33612 Tampa, FL 44,601 6.2 mi
33647 Tampa, FL 55,034 5.4 mi
33620 Tampa, FL 5,158 5.9 mi
33618 Tampa, FL 25,570 5.6 mi
34639 Land O Lakes, FL 24,092 7.4 mi
33604 Tampa, FL 35,485 8.6 mi

More ZIP Codes in Hillsborough County

Frequently Asked Questions

What county is ZIP code 33549 in?
ZIP code 33549 (Lutz) is located in Hillsborough County, Florida. Hillsborough County contains multiple ZIP codes, see the full list at /counties/hillsborough-fl.
What is the population of ZIP code 33549?
ZIP code 33549 in Lutz, FL has a population of 16,132 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 33549?
The median household income in ZIP 33549 is $89,343, which is 17% above the national average of $76,288.
What is the average home value in ZIP 33549?
The median home value in ZIP 33549 is $385,900, which is 39% above the national average of $278,155.
What is the demographic makeup of ZIP 33549?
The largest racial group in ZIP 33549 is White at 63.9%. Hispanic or Latino residents make up 26.7% of the population.
How many businesses are in ZIP code 33549?
ZIP code 33549 has 683 business establishments employing approximately 7,023 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 33549?
The top industries by establishment count in ZIP 33549 are: Construction (121), Professional, scientific, and technical services (97), Health care and social assistance (78). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 33549?
According to the FHFA House Price Index, home values in ZIP 33549 increased by 1.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 259%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 33549?
In ZIP code 33549, 63.9% of residents aged 25+ have a high school diploma or higher, and 40.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 33549?
The mean commute time for workers in ZIP code 33549 is 31.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 33549?
In ZIP code 33549, approximately 78.6% of occupied housing units are owner-occupied and 21.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 33549?
The poverty rate in ZIP code 33549 is 10.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Lutz, FL

Verify and explore additional data for this area using these official government sources.