Biloxi, MS · standard

ZIP Code 39530

Harrison County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,086
315/sq mi
$41,117
Median income
$161,400
Median home value
20.9%
Bachelor's or higher

The verdict

Biloxi pairs one of the lowest household incomes in the country with below-median home values, in a low-density, mixed-tenure area.

6th pct
household income, US ZIPs
30th pct
home value, US ZIPs
315
people per sq mi
55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 39530 against every reporting US ZIP.

ZIP code 39530 is a mid-sized community (a standard USPS delivery area) in Biloxi, Harrison County, Mississippi, home to 8,086 residents across 25.7 square miles, a density of 315 people per square mile, in the Chicago time zone.

ZIP 39530 reports a modest median household income of $41,117 (22% below the Mississippi average), while per-capita income is $31,463. Poverty here runs at 28.8%, with unemployment measured at 7.0%. On housing, the median home value is $161,400 (20% above the state average) with median rent at $834 per month, and 54.6% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 20.9% of adults hold a bachelor's degree or higher, the median age is 43.6, and the average commute is 19 minutes. We also surface 5 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Harrison County, so you can benchmark 39530 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 39530

Top 5 sectors by establishment count in Biloxi, MS

Which industries have the most business establishments in ZIP 39530.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 39530, Biloxi, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,086

Population

25.7

Area (sq mi)

315

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 39530?

43.6

Median Age

50.7%

Male

49.3%

Female

14.0%

Foreign-Born

White 51.8%
African American 24.7%
Asian 5.5%
American Indian or Alaska Native 4.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.7%
Hispanic or Latino 16.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$41,117

Median Household Income

-22% vs state

$31,463

Per Capita Income

28.8%

Poverty Rate

7.0%

Unemployment Rate

19.3 min

Mean Commute Time

How ZIP 39530 ranks nationally

Biloxi, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$41,117 6th percentile higher than 6% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.0%
Bachelor's Degree or Higher 20.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,436

Total Housing Units

3,669

Occupied Units

767

Vacant Units

2.08

Avg Household Size

Occupancy Type

Owner 54.6%
Renter 45.4%

$161,400

Median Home Value

+20% vs state

$834

Median Rent

1968

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.3%

YoY Change (2024)

240

HPI Index (2000 = 100)

+140%

Total Change Since 2000

Home values in ZIP 39530 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +140% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.2% 154
2021 +19.8% 185
2022 +4.1% 192
2023 +17.1% 225
2024 +6.3% 240

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 289 business establishments in ZIP 39530, employing approximately 10,923 people with a combined annual payroll of $451,615,000.

289

Businesses

10,923

Employees

$451.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Accommodation and food services 53 18.3%
Retail trade 38 13.2%
Health care and social assistance 37 12.8%
Professional, scientific, and technical services 32 11.1%
Other services (except public administration) 32 11.1%
Finance and insurance 20 6.9%
Construction 14 4.8%
Manufacturing 12 4.2%
Wholesale trade 10 3.5%
Real estate and rental and leasing 9 3.1%
Arts, entertainment, and recreation 8 2.8%
Administrative and support and waste management and remediation services 7 2.4%
Information 6 2.1%
Transportation and warehousing 5 1.7%
Management of companies and enterprises 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 39530 vs 39531 →

ZIP 39530 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 39530 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 39530 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 39530 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
39531 Biloxi, MS 17,736 5.2 mi
39534 Biloxi, MS 2,379 5.8 mi
39507 Gulfport, MS 16,234 6.7 mi
39540 Diberville, MS 8,522 8.6 mi
39501 Gulfport, MS 21,987 9.5 mi

More ZIP Codes in Harrison County

Frequently Asked Questions

What county is ZIP code 39530 in?
ZIP code 39530 (Biloxi) is located in Harrison County, Mississippi. Harrison County contains multiple ZIP codes, see the full list at /counties/harrison-ms.
What is the population of ZIP code 39530?
ZIP code 39530 in Biloxi, MS has a population of 8,086 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 39530?
The median household income in ZIP 39530 is $41,117, which is 46% below the national average of $76,288.
What is the average home value in ZIP 39530?
The median home value in ZIP 39530 is $161,400, which is 42% below the national average of $278,155.
What is the demographic makeup of ZIP 39530?
The largest racial group in ZIP 39530 is White at 51.8%. Hispanic or Latino residents make up 16.9% of the population.
How many businesses are in ZIP code 39530?
ZIP code 39530 has 289 business establishments employing approximately 10,923 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 39530?
The top industries by establishment count in ZIP 39530 are: Accommodation and food services (53), Retail trade (38), Health care and social assistance (37). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 39530?
According to the FHFA House Price Index, home values in ZIP 39530 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 140%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 39530?
In ZIP code 39530, 50.0% of residents aged 25+ have a high school diploma or higher, and 20.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 39530?
The mean commute time for workers in ZIP code 39530 is 19.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 39530?
In ZIP code 39530, approximately 54.6% of occupied housing units are owner-occupied and 45.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 39530?
The poverty rate in ZIP code 39530 is 28.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.