Residential delivery area · Mississippi
ZIP Code 39532: Biloxi, MS
ZIP code 39532 uses the postal name Biloxi, Mississippi and lies mostly in Harrison County (90% of its land) with the rest in Jackson County (Census 2020 ZIP-county file). About 37,000 people live there (Census Bureau, ACS 2020-2024), the most populous of Biloxi's 4 residential ZIP codes. Median household income is $68,710 (Census Bureau, ACS 2020-2024). By Census place, its land lies in Biloxi (35%) and St. Martin (5%), and 5% in smaller places; 55% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Biloxi · 4 residential ZIPs
- County
- Harrison County (90%); Jackson County (10%)
- Census places
- Biloxi (35%); St. Martin (5%) census-designated place
- Metro area
- Gulfport-Biloxi, MS
- House district
- MS-4 119th Congress
- State
- Mississippi
- Time zone
- Central
- Land area
- 82.2 sq mi · 446 people per sq mi
Where is ZIP code 39532?
39532 centers on 30.501°, -88.976° and covers 82.2 square miles of land plus 4.3 of water. It borders 7 ZIP codes: 39540, 39531, 39534, 39503, 39574, 39564, 39565.
The map draws ZIP code areas only. For the streets inside 39532, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 39532 compare with the rest of Biloxi?
| Measure | 39532 | In Biloxi | In Harrison County | In MS |
|---|---|---|---|---|
| People (ACS 2020-2024) | 36,662 | 1st of 4 | 2nd of 13 | 12th of 427 |
| Median household income | $69k | 1st of 2 | 6th of 11 | 44th of 205 |
| Median home value | $244k | 1st of 3 | 2nd of 12 | 17th of 203 |
Its median household income is higher than in 45% of U.S. residential ZIP codes, and it is denser than 71% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 39532?
The 2020 Census counted 34,348 people in 39532; the ACS, which samples households over 2020-2024, estimates 36,662. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 36,662
- 2020 Census count
- 34,348
- Households
- 14,197
- Median age
- 38.6
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 39532?
Of the 36,662 people the ACS estimates in 39532, 23.2% are under 18 and 14.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (68.2%), then Black (not Hispanic) (14.6%).
- Under 1823.2%
- 18 to 6462.2%
- 65 and older14.6%
- White, not Hispanic68.2%
- Black, not Hispanic14.6%
- Other or two or more6.6%
- Hispanic or Latino6.6%
- Asian, not Hispanic4.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 39532 earn?
Median household income is $68,710 (ACS 2020-2024), the 6th highest of the 11 ranked ZIP codes in Harrison County.
- Median household income
- $68,710
- Income per person
- $34,073
- Below the poverty line
- 12.8%
- Unemployed (of the labor force)
- 6.4%
- Adults 25+ with a bachelor's degree
- 28.9%
- Adjusted gross income per tax return, 2022
- $67,91915,900 returns; wages 69% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 39532?
FHFA's house price index for 39532, built from repeat sales and appraisals of the same homes, rose 61% from 2015 to 2025 and rose 40% from 2020 to 2025, and moved −0.4% in 2025.
- Median home value (owners' estimate)
- $243,800
- Median gross rent
- $1,194
- Homes owned by their occupants
- 63.3%
- Housing units
- 15,356
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 39532?
485 business establishments had a location in this ZIP code in 2023, 12 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade73
- Health care and social assistance67
- Construction65
- Accommodation and food services47
- Other services (except public administration)44
- Professional, scientific, and technical services41
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 39532?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 39540 | Diberville | 13,203 | $66k | 6.2 mi |
| 39531 | Biloxi | 18,918 | $54k | 6.7 mi |
| 39534 | Biloxi | 1,857 | – | 7.2 mi |
| 39503 | Gulfport | 55,059 | $63k | 10.2 mi |
| 39574 | Saucier | 13,535 | $70k | 10.7 mi |
| 39564 | Ocean Springs | 43,240 | $79k | 13.9 mi |
| 39565 | Vancleave | 20,984 | $88k | 14.9 mi |
| 39507 | Gulfport | 18,564 | $55k | 7.8 mi (near) |
| 39530 | Biloxi | 7,701 | $41k | 8.5 mi (near) |
| 39501 | Gulfport | 22,565 | $35k | 10.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.