PlainZIP

Ocean Springs, MS · standard

ZIP Code 39564

Jackson County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

36,952
269/sq mi
$78,596
Median income
$235,600
Median home value
41.0%
Bachelor's or higher

The verdict

Ocean Springs pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.

Top 40%
household income, US ZIPs
Top 46%
home value, US ZIPs
269
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 39564 against every reporting US ZIP.

ZIP code 39564 is a densely settled ZIP (a standard USPS delivery area) in Ocean Springs, Jackson County, Mississippi, with 36,952 residents across 137.5 square miles, a density of 269 people per square mile, in the Chicago time zone.

ZIP 39564 lands in the middle-income range, with a median household income of $78,596 (50% above the Mississippi average), while per-capita income is $41,542. Poverty here runs at 6.3%, with unemployment measured at 5.7%. The typical home here is valued at $235,600 (75% above the state average); renters pay a median of $1,370 monthly, and 72.2% of units are owner-occupied.

A solid share of residents have a four-year degree: 41.0% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 26 minutes. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 39564, plus 6 more within Jackson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 39564

Top 5 sectors by establishment count in Ocean Springs, MS

Which industries have the most business establishments in ZIP 39564.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 39564, Ocean Springs, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

36,952

Population

137.5

Area (sq mi)

269

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 39564?

39.9

Median Age

49.4%

Male

50.6%

Female

4.3%

Foreign-Born

White 76.0%
African American 8.8%
Asian 3.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.0%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,596

Median Household Income

+50% vs state

$41,542

Per Capita Income

6.3%

Poverty Rate

5.7%

Unemployment Rate

26.1 min

Mean Commute Time

How ZIP 39564 ranks nationally

Ocean Springs, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,596 Top 40% higher than 60% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.2%
Bachelor's Degree or Higher 41.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,089

Total Housing Units

18,027

Occupied Units

1,062

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 72.2%
Renter 27.8%

$235,600

Median Home Value

+75% vs state

$1,370

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.0%

YoY Change (2024)

220

HPI Index (2000 = 100)

+120%

Total Change Since 2000

Home values in ZIP 39564 have increased 2.0% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 153
2021 +13.2% 174
2022 +14.3% 198
2023 +8.5% 215
2024 +2.0% 220

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 862 business establishments in ZIP 39564, employing approximately 11,611 people with a combined annual payroll of $478,779,000.

862

Businesses

11,611

Employees

$478.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 155 18.0%
Health care and social assistance 138 16.0%
Accommodation and food services 118 13.7%
Professional, scientific, and technical services 99 11.5%
Other services (except public administration) 74 8.6%
Construction 58 6.7%
Finance and insurance 57 6.6%
Real estate and rental and leasing 40 4.6%
Administrative and support and waste management and remediation services 36 4.2%
Wholesale trade 16 1.9%
Manufacturing 14 1.6%
Transportation and warehousing 14 1.6%
Information 14 1.6%
Arts, entertainment, and recreation 13 1.5%
Educational services 9 1.0%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 39564 vs 39553 →

ZIP 39564 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 39564 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 39564 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 39564 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
39553 Gautier, MS 17,174 6.4 mi
39540 Diberville, MS 8,522 9.0 mi

More ZIP Codes in Jackson County

39452 standard
Lucedale, MS
Pop: 26,964
39565 standard
Vancleave, MS
Pop: 19,453
39562 standard
Moss Point, MS
Pop: 17,912
39553 standard
Gautier, MS
Pop: 17,174
39563 standard
Moss Point, MS
Pop: 13,790
39581 standard
Pascagoula, MS
Pop: 11,595

Related Areas

Jackson County Ocean Springs, MS Mississippi

Frequently Asked Questions

What county is ZIP code 39564 in? ▼
ZIP code 39564 (Ocean Springs) is located in Jackson County, Mississippi. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-ms.
What is the population of ZIP code 39564? ▼
ZIP code 39564 in Ocean Springs, MS has a population of 36,952 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 39564? ▼
The median household income in ZIP 39564 is $78,596, which is 3% above the national average of $76,288.
What is the average home value in ZIP 39564? ▼
The median home value in ZIP 39564 is $235,600, which is 15% below the national average of $278,155.
What is the demographic makeup of ZIP 39564? ▼
The largest racial group in ZIP 39564 is White at 76.0%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 39564? ▼
ZIP code 39564 has 862 business establishments employing approximately 11,611 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 39564? ▼
The top industries by establishment count in ZIP 39564 are: Retail trade (155), Health care and social assistance (138), Accommodation and food services (118). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 39564? ▼
According to the FHFA House Price Index, home values in ZIP 39564 increased by 2.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 39564? ▼
In ZIP code 39564, 59.2% of residents aged 25+ have a high school diploma or higher, and 41.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 39564? ▼
The mean commute time for workers in ZIP code 39564 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 39564? ▼
In ZIP code 39564, approximately 72.2% of occupied housing units are owner-occupied and 27.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 39564? ▼
The poverty rate in ZIP code 39564 is 6.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.