ZIP Code 39564

standard

Source:

Ocean Springs · Jackson County · Mississippi

Population
36,952

269/sq mi

Median income
$78,596

▲ 3% vs US

higher than 60% of US ZIPs

Median home value
$235,600

▼ 15% vs US

higher than 54% of US ZIPs

Bachelor's or higher
41.0%

Median age 39.9

Land area
137.5 sq mi

Chicago

ZIP code 39564 in Ocean Springs, Mississippi has a population of 36,952. The median household income is $78,596, which is 3% above the national average. Median home value is $235,600, 15% below the US average. 41.0% of residents hold a bachelor's degree or higher.

ZIP code 39564 is classified by USPS as a standard delivery area and covers roughly 137.5 square miles in Ocean Springs, Jackson County, Mississippi. The area is home to 36,952 residents, producing a population density of 269 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 39564 against Mississippi and the nation.

On the economic side, the median household income for ZIP 39564 sits at $78,596 (50% above the Mississippi average), while per-capita income is $41,542. The poverty rate stands at 6.3% and the unemployment rate at 5.7%. On housing, the median home value is $235,600 (75% above the state average) with median rent at $1,370 per month, and 72.2% of occupied units are owner-occupied, a direct signal of whether 39564 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 41.0% of adults hold a bachelor's degree or higher, the median age is 39.9, and the average commute is 26 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jackson County, so you can benchmark 39564 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 39564

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 39564.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 39564, Ocean Springs, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

36,952

Population

137.5

Area (sq mi)

269

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 39564?

39.9

Median Age

49.4%

Male

50.6%

Female

4.3%

Foreign-Born

White 76.0%
African American 8.8%
Asian 3.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.0%
Hispanic or Latino 9.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,596

Median Household Income

+50% vs state

$41,542

Per Capita Income

6.3%

Poverty Rate

5.7%

Unemployment Rate

26.1 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.2%
Bachelor's Degree or Higher 41.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

19,089

Total Housing Units

18,027

Occupied Units

1,062

Vacant Units

2.39

Avg Household Size

Occupancy Type

Owner 72.2%
Renter 27.8%

$235,600

Median Home Value

+75% vs state

$1,370

Median Rent

1990

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.0%

YoY Change (2024)

220

HPI Index (2000 = 100)

+120%

Total Change Since 2000

Home values in ZIP 39564 have increased 2.0% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 153
2021 +13.2% 174
2022 +14.3% 198
2023 +8.5% 215
2024 +2.0% 220

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 862 business establishments in ZIP 39564, employing approximately 11,611 people with a combined annual payroll of $478,779,000.

862

Businesses

11,611

Employees

$478.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 155 18.0%
Health care and social assistance 138 16.0%
Accommodation and food services 118 13.7%
Professional, scientific, and technical services 99 11.5%
Other services (except public administration) 74 8.6%
Construction 58 6.7%
Finance and insurance 57 6.6%
Real estate and rental and leasing 40 4.6%
Administrative and support and waste management and remediation services 36 4.2%
Wholesale trade 16 1.9%
Manufacturing 14 1.6%
Transportation and warehousing 14 1.6%
Information 14 1.6%
Arts, entertainment, and recreation 13 1.5%
Educational services 9 1.0%
Management of companies and enterprises 3 0.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 39564 vs 39553 →

ZIP Code City Population Distance
39553 Gautier, MS 17,174 6.4 mi
39540 Diberville, MS 8,522 9.0 mi

More ZIP Codes in Jackson County

Frequently Asked Questions

What county is ZIP code 39564 in?
ZIP code 39564 (Ocean Springs) is located in Jackson County, Mississippi. Jackson County contains multiple ZIP codes, see the full list at /counties/jackson-ms.
What is the population of ZIP code 39564?
ZIP code 39564 in Ocean Springs, MS has a population of 36,952 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 39564?
The median household income in ZIP 39564 is $78,596, which is 3% above the national average of $76,288.
What is the average home value in ZIP 39564?
The median home value in ZIP 39564 is $235,600, which is 15% below the national average of $278,155.
What is the demographic makeup of ZIP 39564?
The largest racial group in ZIP 39564 is White at 76.0%. Hispanic or Latino residents make up 9.1% of the population.
How many businesses are in ZIP code 39564?
ZIP code 39564 has 862 business establishments employing approximately 11,611 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 39564?
The top industries by establishment count in ZIP 39564 are: Retail trade (155), Health care and social assistance (138), Accommodation and food services (118). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 39564?
According to the FHFA House Price Index, home values in ZIP 39564 increased by 2.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 39564?
In ZIP code 39564, 59.2% of residents aged 25+ have a high school diploma or higher, and 41.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 39564?
The mean commute time for workers in ZIP code 39564 is 26.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 39564?
In ZIP code 39564, approximately 72.2% of occupied housing units are owner-occupied and 27.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 39564?
The poverty rate in ZIP code 39564 is 6.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Ocean Springs, MS

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.