Diberville, MS · standard
ZIP Code 39540
Harrison County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 8,522
- 714/sq mi High-density area
- $66,016
- Median income Near-median income area
- $210,100
- Median home value Near-median home value
- 25.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Diberville pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.
- 40th pct
- household income, US ZIPs
- 46th pct
- home value, US ZIPs
- 714
- people per sq mi
- 59%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 39540 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 39540 (Diberville, MS) rose +8.9% from 2023 to 2024. The all-transactions index moved from 184.5 in 2023 to 200.9 in 2024 (2000 = 100).
ZIP code 39540 is a mid-sized community (a standard USPS delivery area) in Diberville, Harrison County, Mississippi, home to 8,522 residents across 11.9 square miles, a density of 714 people per square mile, in the Chicago time zone.
ZIP 39540 reports a modest median household income of $66,016 (26% above the average Mississippi ZIP), while per-capita income is $33,621. The poverty rate is 18.8%, with unemployment at 2.8%; those measures add context to the income figure. Median home value is $210,100 (56% above the average Mississippi ZIP) and median rent is $1,249; 59.0% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 25.9% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 27 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Harrison County, so 39540 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 39540
Top 5 sectors by establishment count in Diberville, MS
Which industries have the most business establishments in ZIP 39540.
- Retail trade
Retail trade
93 establishments
- Accommodation and food services
Accommodation and food services
77 establishments
- Other services (except public administration)
Other services (except public administration)
38 establishments
- Finance and insurance 28
Finance and insurance
28 establishments
- Health care and social assistance 28
Health care and social assistance
28 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 39540, Diberville, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
8,522
Population
11.9
Area (sq mi)
714
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 39540?
35.0
Median Age
47.5%
Male
52.5%
Female
8.8%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$66,016
Median Household Income
+26% vs state ZIP avg
$33,621
Per Capita Income
18.8%
Poverty Rate
2.8%
Unemployment Rate
27.0 min
Mean Commute Time
How ZIP 39540 ranks among Mississippi ZIPs
Diberville, MS household income vs. every Mississippi ZIP code
Median household income among 377 reporting Mississippi ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$66,016 Top 20% higher than 80% of 377 Mississippi ZIPs
Each bar is a $20K-wide band; taller bars hold more Mississippi ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
5,390housing units
5,390
Total Housing Units
5,035
Occupied Units
355
Vacant Units
2.60
Avg Household Size
Occupancy Type
$210,100
Median Home Value
+56% vs state ZIP avg
$1,249
Median Rent
2003
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.9%
YoY Change (2024)
201
HPI Index (2000 = 100)
+101%
Total Change Since 2000
Home values in ZIP 39540 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | -2.2% | 143 |
| 2021 | +12.6% | 161 |
| 2022 | +19.0% | 191 |
| 2023 | -3.6% | 185 |
| 2024 | +8.9% | 201 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 373 business establishments in ZIP 39540, employing approximately 6,261 people with a combined annual payroll of $226,119,000.
373
Businesses
6,261
Employees
$226.1M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 93 | 24.9% |
| Accommodation and food services | 77 | 20.6% |
| Other services (except public administration) | 38 | 10.2% |
| Finance and insurance | 28 | 7.5% |
| Health care and social assistance | 28 | 7.5% |
| Real estate and rental and leasing | 18 | 4.8% |
| Professional, scientific, and technical services | 18 | 4.8% |
| Construction | 15 | 4.0% |
| Administrative and support and waste management and remediation services | 15 | 4.0% |
| Information | 12 | 3.2% |
| Wholesale trade | 7 | 1.9% |
| Arts, entertainment, and recreation | 7 | 1.9% |
| Manufacturing | 6 | 1.6% |
| Transportation and warehousing | 5 | 1.3% |
| Educational services | 5 | 1.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 39540 vs 39534 →
ZIP 39540 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 39564
Ocean Springs (39564)
36,952 residents
- 39532
Biloxi (39532)
32,716 residents
- 39531
Biloxi (39531)
17,736 residents
- 39507
Gulfport (39507)
16,234 residents
- 39540 8,522
Diberville (39540)
8,522 residents
- 39530 8,086
Biloxi (39530)
8,086 residents
- 39534 2,379
Biloxi (39534)
2,379 residents
What this shows Among its immediate neighbors, ZIP 39540 ranks #5 by population - useful context the national average alone can't give.
ZIP 39540 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 39564
Ocean Springs (39564)
$78,596 median income
- 39532
Biloxi (39532)
$68,710 median income
- 39540
Diberville (39540)
$66,016 median income
- 39507
Gulfport (39507)
$54,657 median income
- 39531
Biloxi (39531)
$54,218 median income
- 39530
Biloxi (39530)
$41,117 median income
What this shows By household income, ZIP 39540 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 39540, both outside MS so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (8,522 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Harrison County
Related Areas
Frequently Asked Questions
What county is ZIP code 39540 in?
ZIP code 39540 (Diberville) is located in Harrison County, Mississippi. Harrison County contains multiple ZIP codes, see the full list at /counties/harrison-ms.
What is the population of ZIP code 39540?
ZIP code 39540 in Diberville, MS has a population of 8,522 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 39540?
The median household income in ZIP 39540 is $66,016, which is 13% below the national average of $76,288.
What is the average home value in ZIP 39540?
The median home value in ZIP 39540 is $210,100, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 39540?
The largest racial group in ZIP 39540 is White at 61.7%. Hispanic or Latino residents make up 8.1% of the population.
How many businesses are in ZIP code 39540?
ZIP code 39540 has 373 business establishments employing approximately 6,261 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 39540?
The top industries by establishment count in ZIP 39540 are: Retail trade (93), Accommodation and food services (77), Other services (except public administration) (38). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 39540?
According to the FHFA House Price Index, home values in ZIP 39540 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 39540?
In ZIP code 39540, 59.9% of residents aged 25+ have a high school diploma or higher, and 25.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 39540?
The mean commute time for workers in ZIP code 39540 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 39540?
In ZIP code 39540, approximately 59.0% of occupied housing units are owner-occupied and 41.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 39540?
The poverty rate in ZIP code 39540 is 18.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 39540's numbers, next.
- See how ZIP 39540 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Diberville, MS ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.