PlainZIP

Diberville, MS · standard

ZIP Code 39540

Harrison County, Mississippi - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,522
714/sq mi
$66,016
Median income
$210,100
Median home value
25.9%
Bachelor's or higher

The verdict

Diberville pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.

40th pct
household income, US ZIPs
46th pct
home value, US ZIPs
714
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 39540 against every reporting US ZIP.

ZIP code 39540 is a mid-sized community (a standard USPS delivery area) in Diberville, Harrison County, Mississippi, home to 8,522 residents across 11.9 square miles, a density of 714 people per square mile, in the Chicago time zone.

ZIP 39540 reports a modest median household income of $66,016 (26% above the Mississippi average), while per-capita income is $33,621. Local economic indicators show a 18.8% poverty rate alongside 2.8% unemployment. Median home value sits at $210,100 (56% above the state average), median rent at $1,249 a month, and owner-occupancy at 59.0%.

Educational attainment sits below the national norm: 25.9% of adults hold a bachelor's degree or higher, the median age is 35, and the average commute is 27 minutes. To put 39540 in local context, 6 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Harrison County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 39540

Top 5 sectors by establishment count in Diberville, MS

Which industries have the most business establishments in ZIP 39540.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 39540, Diberville, MS · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,522

Population

11.9

Area (sq mi)

714

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 39540?

35.0

Median Age

47.5%

Male

52.5%

Female

8.8%

Foreign-Born

White 61.7%
African American 19.1%
Asian 8.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.3%
Hispanic or Latino 8.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,016

Median Household Income

+26% vs state

$33,621

Per Capita Income

18.8%

Poverty Rate

2.8%

Unemployment Rate

27.0 min

Mean Commute Time

How ZIP 39540 ranks nationally

Diberville, MS household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,016 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.9%
Bachelor's Degree or Higher 25.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

5,390

Total Housing Units

5,035

Occupied Units

355

Vacant Units

2.60

Avg Household Size

Occupancy Type

Owner 59.0%
Renter 41.0%

$210,100

Median Home Value

+56% vs state

$1,249

Median Rent

2003

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.9%

YoY Change (2024)

201

HPI Index (2000 = 100)

+101%

Total Change Since 2000

Home values in ZIP 39540 have increased 8.9% over the past year (2024). Since 2000, this ZIP has seen +101% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.2% 143
2021 +12.6% 161
2022 +19.0% 191
2023 -3.6% 185
2024 +8.9% 201

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 373 business establishments in ZIP 39540, employing approximately 6,261 people with a combined annual payroll of $226,119,000.

373

Businesses

6,261

Employees

$226.1M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Retail trade 93 24.9%
Accommodation and food services 77 20.6%
Other services (except public administration) 38 10.2%
Finance and insurance 28 7.5%
Health care and social assistance 28 7.5%
Real estate and rental and leasing 18 4.8%
Professional, scientific, and technical services 18 4.8%
Construction 15 4.0%
Administrative and support and waste management and remediation services 15 4.0%
Information 12 3.2%
Wholesale trade 7 1.9%
Arts, entertainment, and recreation 7 1.9%
Manufacturing 6 1.6%
Transportation and warehousing 5 1.3%
Educational services 5 1.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 39540 vs 39534 →

ZIP 39540 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 39540 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 39540 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 39540 ranks #3 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
39534 Biloxi, MS 2,379 2.8 mi
39531 Biloxi, MS 17,736 4.8 mi
39532 Biloxi, MS 32,716 5.3 mi
39530 Biloxi, MS 8,086 8.6 mi
39507 Gulfport, MS 16,234 8.7 mi
39564 Ocean Springs, MS 36,952 9.0 mi

More ZIP Codes in Harrison County

39503 standard
Gulfport, MS
Pop: 45,309
39532 standard
Biloxi, MS
Pop: 32,716
39501 standard
Gulfport, MS
Pop: 21,987
39531 standard
Biloxi, MS
Pop: 17,736
39560 standard
Long Beach, MS
Pop: 16,844
39507 standard
Gulfport, MS
Pop: 16,234

Related Areas

Harrison County Diberville, MS Mississippi

Frequently Asked Questions

What county is ZIP code 39540 in? ▼
ZIP code 39540 (Diberville) is located in Harrison County, Mississippi. Harrison County contains multiple ZIP codes, see the full list at /counties/harrison-ms.
What is the population of ZIP code 39540? ▼
ZIP code 39540 in Diberville, MS has a population of 8,522 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 39540? ▼
The median household income in ZIP 39540 is $66,016, which is 13% below the national average of $76,288.
What is the average home value in ZIP 39540? ▼
The median home value in ZIP 39540 is $210,100, which is 24% below the national average of $278,155.
What is the demographic makeup of ZIP 39540? ▼
The largest racial group in ZIP 39540 is White at 61.7%. Hispanic or Latino residents make up 8.1% of the population.
How many businesses are in ZIP code 39540? ▼
ZIP code 39540 has 373 business establishments employing approximately 6,261 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 39540? ▼
The top industries by establishment count in ZIP 39540 are: Retail trade (93), Accommodation and food services (77), Other services (except public administration) (38). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 39540? ▼
According to the FHFA House Price Index, home values in ZIP 39540 increased by 8.9% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 101%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 39540? ▼
In ZIP code 39540, 59.9% of residents aged 25+ have a high school diploma or higher, and 25.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 39540? ▼
The mean commute time for workers in ZIP code 39540 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 39540? ▼
In ZIP code 39540, approximately 59.0% of occupied housing units are owner-occupied and 41.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 39540? ▼
The poverty rate in ZIP code 39540 is 18.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.