ZIP Code 48435

standard

Source:

Fostoria · Tuscola County · Michigan

Population
2,083

32/sq mi

Median income
$86,905

▲ 14% vs US

higher than 70% of US ZIPs

Median home value
$143,200

▼ 49% vs US

higher than 23% of US ZIPs

Bachelor's or higher
9.6%

Median age 36.5

Land area
64.9 sq mi

Detroit

ZIP code 48435 in Fostoria, Michigan has a population of 2,083. The median household income is $86,905, which is 14% above the national average. Median home value is $143,200, 49% below the US average. 9.6% of residents hold a bachelor's degree or higher.

ZIP code 48435 is classified by USPS as a standard delivery area and covers roughly 64.9 square miles in Fostoria, Tuscola County, Michigan. The area is home to 2,083 residents, producing a population density of 32 people per square mile, and falls within the Detroit time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 48435 against Michigan and the nation.

On the economic side, the median household income for ZIP 48435 sits at $86,905 (18% above the Michigan average), while per-capita income is $32,879. The poverty rate stands at 5.2% and the unemployment rate at 7.4%. On housing, the median home value is $143,200 (35% below the state average) with median rent at $1,007 per month, and 94.6% of occupied units are owner-occupied, a direct signal of whether 48435 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.6% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 43 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Tuscola County, so you can benchmark 48435 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 48435, Fostoria, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

2,083

Population

64.9

Area (sq mi)

32

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48435?

36.5

Median Age

48.5%

Male

51.5%

Female

0.3%

Foreign-Born

White 95.5%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,905

Median Household Income

+18% vs state

$32,879

Per Capita Income

5.2%

Poverty Rate

7.4%

Unemployment Rate

43.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 9.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

891

Total Housing Units

838

Occupied Units

53

Vacant Units

3.04

Avg Household Size

Occupancy Type

Owner 94.6%
Renter 5.4%

$143,200

Median Home Value

-35% vs state

$1,007

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.7%

YoY Change (2024)

133

HPI Index (2000 = 100)

+33%

Total Change Since 2000

Home values in ZIP 48435 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +33% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 106
2021 +8.9% 116
2022 +24.2% 144
2023 -1.1% 142
2024 -6.7% 133

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 48435, employing approximately 80 people with a combined annual payroll of $2,328,000.

13

Businesses

80

Employees

$2.3M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 5 38.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48435 vs 48464 →

ZIP Code City Population Distance
48464 Otter Lake, MI 2,231 3.8 mi
48744 Mayville, MI 4,615 6.9 mi
48421 Columbiaville, MI 6,647 6.8 mi
48760 Silverwood, MI 1,351 7.1 mi

More ZIP Codes in Tuscola County

Frequently Asked Questions

What county is ZIP code 48435 in?
ZIP code 48435 (Fostoria) is located in Tuscola County, Michigan. Tuscola County contains multiple ZIP codes, see the full list at /counties/tuscola-mi.
What is the population of ZIP code 48435?
ZIP code 48435 in Fostoria, MI has a population of 2,083 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48435?
The median household income in ZIP 48435 is $86,905, which is 14% above the national average of $76,288.
What is the average home value in ZIP 48435?
The median home value in ZIP 48435 is $143,200, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 48435?
The largest racial group in ZIP 48435 is White at 95.5%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 48435?
ZIP code 48435 has 13 business establishments employing approximately 80 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 48435?
According to the FHFA House Price Index, home values in ZIP 48435 decreased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 33%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48435?
In ZIP code 48435, 60.5% of residents aged 25+ have a high school diploma or higher, and 9.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48435?
The mean commute time for workers in ZIP code 48435 is 43.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48435?
In ZIP code 48435, approximately 94.6% of occupied housing units are owner-occupied and 5.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48435?
The poverty rate in ZIP code 48435 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Fostoria, MI

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

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