PlainZIP

Fostoria, MI · standard

ZIP Code 48435

Tuscola County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,083
32/sq mi
$86,905
Median income
$143,200
Median home value
9.6%
Bachelor's or higher

The verdict

Fostoria pairs an above-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

Top 30%
household income, US ZIPs
23th pct
home value, US ZIPs
32
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48435 against every reporting US ZIP.

ZIP code 48435 covers 64.9 square miles in Fostoria, Tuscola County, Michigan (a standard USPS delivery area), with a modest 2,083 residents on file, a density of 32 people per square mile, in the Detroit time zone.

ZIP 48435 lands in the middle-income range, with a median household income of $86,905 (18% above the Michigan average), while per-capita income is $32,879. Local economic indicators show a 5.2% poverty rate alongside 7.4% unemployment. The typical home here is valued at $143,200 (35% below the state average); renters pay a median of $1,007 monthly, and 94.6% of units are owner-occupied.

Formal educational attainment runs low here: just 9.6% of adults hold a bachelor's degree or higher, the median age is 36.5, and the average commute is 43 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Tuscola County, letting you compare 48435 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48435, Fostoria, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,083

Population

64.9

Area (sq mi)

32

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48435?

36.5

Median Age

48.5%

Male

51.5%

Female

0.3%

Foreign-Born

White 95.5%
African American 0.0%
Asian 0.1%
American Indian or Alaska Native 0.3%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 2.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$86,905

Median Household Income

+18% vs state

$32,879

Per Capita Income

5.2%

Poverty Rate

7.4%

Unemployment Rate

43.3 min

Mean Commute Time

How ZIP 48435 ranks nationally

Fostoria, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$86,905 Top 30% higher than 70% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 9.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

891

Total Housing Units

838

Occupied Units

53

Vacant Units

3.04

Avg Household Size

Occupancy Type

Owner 94.6%
Renter 5.4%

$143,200

Median Home Value

-35% vs state

$1,007

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-6.7%

YoY Change (2024)

133

HPI Index (2000 = 100)

+33%

Total Change Since 2000

Home values in ZIP 48435 have decreased 6.7% over the past year (2024). Since 2000, this ZIP has seen +33% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.4% 106
2021 +8.9% 116
2022 +24.2% 144
2023 -1.1% 142
2024 -6.7% 133

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 13 business establishments in ZIP 48435, employing approximately 80 people with a combined annual payroll of $2,328,000.

13

Businesses

80

Employees

$2.3M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 5 38.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48435 vs 48464 →

ZIP 48435 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48435 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48435 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48435 ranks the highest of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48464 Otter Lake, MI 2,231 3.8 mi
48744 Mayville, MI 4,615 6.9 mi
48421 Columbiaville, MI 6,647 6.8 mi
48760 Silverwood, MI 1,351 7.1 mi

More ZIP Codes in Tuscola County

48723 standard
Caro, MI
Pop: 12,479
48768 standard
Vassar, MI
Pop: 9,832
48746 standard
Millington, MI
Pop: 8,528
48726 standard
Cass City, MI
Pop: 6,172
48744 standard
Mayville, MI
Pop: 4,615
48757 standard
Reese, MI
Pop: 3,817

Related Areas

Tuscola County Fostoria, MI Michigan

Frequently Asked Questions

What county is ZIP code 48435 in? ▼
ZIP code 48435 (Fostoria) is located in Tuscola County, Michigan. Tuscola County contains multiple ZIP codes, see the full list at /counties/tuscola-mi.
What is the population of ZIP code 48435? ▼
ZIP code 48435 in Fostoria, MI has a population of 2,083 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48435? ▼
The median household income in ZIP 48435 is $86,905, which is 14% above the national average of $76,288.
What is the average home value in ZIP 48435? ▼
The median home value in ZIP 48435 is $143,200, which is 49% below the national average of $278,155.
What is the demographic makeup of ZIP 48435? ▼
The largest racial group in ZIP 48435 is White at 95.5%. Hispanic or Latino residents make up 2.0% of the population.
How many businesses are in ZIP code 48435? ▼
ZIP code 48435 has 13 business establishments employing approximately 80 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
How have home values changed in ZIP code 48435? ▼
According to the FHFA House Price Index, home values in ZIP 48435 decreased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 33%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48435? ▼
In ZIP code 48435, 60.5% of residents aged 25+ have a high school diploma or higher, and 9.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48435? ▼
The mean commute time for workers in ZIP code 48435 is 43.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48435? ▼
In ZIP code 48435, approximately 94.6% of occupied housing units are owner-occupied and 5.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48435? ▼
The poverty rate in ZIP code 48435 is 5.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.