North Branch, MI · standard

ZIP Code 48461

Lapeer County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,428
39/sq mi
$78,453
Median income
$205,200
Median home value
17.5%
Bachelor's or higher

The verdict

North Branch pairs an above-median household income with below-median home values, in a rural, homeowner-dominated area.

Top 40%
household income, US ZIPs
45th pct
home value, US ZIPs
39
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48461 against every reporting US ZIP.

ZIP code 48461 is a mid-sized community (a standard USPS delivery area) in North Branch, Lapeer County, Michigan, home to 8,428 residents across 216.7 square miles, a density of 39 people per square mile, in the Detroit time zone.

ZIP 48461 lands in the middle-income range, with a median household income of $78,453 (7% above the Michigan average), while per-capita income is $38,764. Local economic indicators show a 6.9% poverty rate alongside 3.8% unemployment. Median home value sits at $205,200 (7% below the state average), median rent at $834 a month, and owner-occupancy at 92.6%.

Educational attainment sits below the national norm: 17.5% of adults hold a bachelor's degree or higher, the median age is 45.3, and the average commute is 37 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Lapeer County, so you can benchmark 48461 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48461

Top 5 sectors by establishment count in North Branch, MI

Which industries have the most business establishments in ZIP 48461.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48461, North Branch, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,428

Population

216.7

Area (sq mi)

39

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48461?

45.3

Median Age

48.0%

Male

52.0%

Female

2.6%

Foreign-Born

White 94.3%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$78,453

Median Household Income

+7% vs state

$38,764

Per Capita Income

6.9%

Poverty Rate

3.8%

Unemployment Rate

37.3 min

Mean Commute Time

How ZIP 48461 ranks nationally

North Branch, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$78,453 Top 40% higher than 60% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.7%
Bachelor's Degree or Higher 17.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,114

Total Housing Units

2,986

Occupied Units

128

Vacant Units

2.58

Avg Household Size

Occupancy Type

Owner 92.6%
Renter 7.4%

$205,200

Median Home Value

-7% vs state

$834

Median Rent

1981

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.1%

YoY Change (2024)

165

HPI Index (2000 = 100)

+65%

Total Change Since 2000

Home values in ZIP 48461 have increased 4.1% over the past year (2024). Since 2000, this ZIP has seen +65% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.7% 118
2021 +11.2% 131
2022 +10.8% 145
2023 +9.4% 158
2024 +4.1% 165

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 111 business establishments in ZIP 48461, employing approximately 1,014 people with a combined annual payroll of $43,656,000.

111

Businesses

1,014

Employees

$43.7M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Construction 20 18.0%
Health care and social assistance 16 14.4%
Retail trade 15 13.5%
Other services (except public administration) 12 10.8%
Manufacturing 8 7.2%
Administrative and support and waste management and remediation services 7 6.3%
Accommodation and food services 7 6.3%
Professional, scientific, and technical services 6 5.4%
Transportation and warehousing 4 3.6%
Real estate and rental and leasing 4 3.6%
Information 3 2.7%
Finance and insurance 3 2.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48461 vs 48727 →

ZIP 48461 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48461 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48461 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48461 ranks #2 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48727 Clifford, MI 1,269 7.4 mi
48760 Silverwood, MI 1,351 8.5 mi
48412 Attica, MI 5,682 9.9 mi
48444 Imlay City, MI 9,327 12.2 mi

More ZIP Codes in Lapeer County

Frequently Asked Questions

What county is ZIP code 48461 in?
ZIP code 48461 (North Branch) is located in Lapeer County, Michigan. Lapeer County contains multiple ZIP codes, see the full list at /counties/lapeer-mi.
What is the population of ZIP code 48461?
ZIP code 48461 in North Branch, MI has a population of 8,428 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48461?
The median household income in ZIP 48461 is $78,453, which is 3% above the national average of $76,288.
What is the average home value in ZIP 48461?
The median home value in ZIP 48461 is $205,200, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 48461?
The largest racial group in ZIP 48461 is White at 94.3%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 48461?
ZIP code 48461 has 111 business establishments employing approximately 1,014 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48461?
The top industries by establishment count in ZIP 48461 are: Construction (20), Health care and social assistance (16), Retail trade (15). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 48461?
According to the FHFA House Price Index, home values in ZIP 48461 increased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 65%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48461?
In ZIP code 48461, 61.7% of residents aged 25+ have a high school diploma or higher, and 17.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48461?
The mean commute time for workers in ZIP code 48461 is 37.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48461?
In ZIP code 48461, approximately 92.6% of occupied housing units are owner-occupied and 7.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48461?
The poverty rate in ZIP code 48461 is 6.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.