PlainZIP

Lapeer, MI · standard

ZIP Code 48446

Lapeer County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

30,749
99/sq mi
$66,062
Median income
$220,200
Median home value
19.3%
Bachelor's or higher

The verdict

Lapeer pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

40th pct
household income, US ZIPs
49th pct
home value, US ZIPs
99
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 48446 against every reporting US ZIP.

ZIP code 48446 is a densely settled ZIP (a standard USPS delivery area) in Lapeer, Lapeer County, Michigan, with 30,749 residents across 311.2 square miles, a density of 99 people per square mile, in the Detroit time zone.

ZIP 48446 reports a modest median household income of $66,062 (10% below the Michigan average), while per-capita income is $35,823. Poverty here runs at 12.9%, with unemployment measured at 5.5%. On housing, the median home value is $220,200 (0% above the state average) with median rent at $1,008 per month, and 78.9% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 19.3% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 29 minutes. To put 48446 in local context, 4 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Lapeer County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 48446

Top 5 sectors by establishment count in Lapeer, MI

Which industries have the most business establishments in ZIP 48446.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 48446, Lapeer, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

30,749

Population

311.2

Area (sq mi)

99

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 48446?

43.4

Median Age

51.5%

Male

48.5%

Female

1.3%

Foreign-Born

White 89.8%
African American 2.7%
Asian 0.3%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 3.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$66,062

Median Household Income

-10% vs state

$35,823

Per Capita Income

12.9%

Poverty Rate

5.5%

Unemployment Rate

29.0 min

Mean Commute Time

How ZIP 48446 ranks nationally

Lapeer, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$66,062 40th percentile higher than 40% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 58.9%
Bachelor's Degree or Higher 19.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

13,025

Total Housing Units

12,364

Occupied Units

661

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 78.9%
Renter 21.1%

$220,200

Median Home Value

+0% vs state

$1,008

Median Rent

1977

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+13.2%

YoY Change (2024)

171

HPI Index (2000 = 100)

+71%

Total Change Since 2000

Home values in ZIP 48446 have increased 13.2% over the past year (2024). Since 2000, this ZIP has seen +71% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.6% 120
2021 +10.1% 132
2022 +12.7% 149
2023 +1.1% 151
2024 +13.2% 171

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 770 business establishments in ZIP 48446, employing approximately 12,000 people with a combined annual payroll of $511,591,000.

770

Businesses

12,000

Employees

$511.6M

Annual Payroll

15

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 135 17.5%
Retail trade 126 16.4%
Other services (except public administration) 73 9.5%
Construction 70 9.1%
Accommodation and food services 64 8.3%
Professional, scientific, and technical services 59 7.7%
Manufacturing 53 6.9%
Finance and insurance 46 6.0%
Administrative and support and waste management and remediation services 43 5.6%
Real estate and rental and leasing 31 4.0%
Wholesale trade 21 2.7%
Transportation and warehousing 16 2.1%
Arts, entertainment, and recreation 13 1.7%
Information 10 1.3%
Educational services 7 0.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 48446 vs 48421 →

ZIP 48446 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 48446 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 48446 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 48446 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
48421 Columbiaville, MI 6,647 7.4 mi
48455 Metamora, MI 7,974 8.3 mi
48440 Hadley, MI 157 8.0 mi
48438 Goodrich, MI 6,951 12.0 mi

More ZIP Codes in Lapeer County

48444 standard
Imlay City, MI
Pop: 9,327
48461 standard
North Branch, MI
Pop: 8,428
48455 standard
Metamora, MI
Pop: 7,974
48421 standard
Columbiaville, MI
Pop: 6,647
48003 standard
Almont, MI
Pop: 6,070
48412 standard
Attica, MI
Pop: 5,682

Related Areas

Lapeer County Lapeer, MI Michigan

Frequently Asked Questions

What county is ZIP code 48446 in? ▼
ZIP code 48446 (Lapeer) is located in Lapeer County, Michigan. Lapeer County contains multiple ZIP codes, see the full list at /counties/lapeer-mi.
What is the population of ZIP code 48446? ▼
ZIP code 48446 in Lapeer, MI has a population of 30,749 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 48446? ▼
The median household income in ZIP 48446 is $66,062, which is 13% below the national average of $76,288.
What is the average home value in ZIP 48446? ▼
The median home value in ZIP 48446 is $220,200, which is 21% below the national average of $278,155.
What is the demographic makeup of ZIP 48446? ▼
The largest racial group in ZIP 48446 is White at 89.8%. Hispanic or Latino residents make up 3.6% of the population.
How many businesses are in ZIP code 48446? ▼
ZIP code 48446 has 770 business establishments employing approximately 12,000 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 48446? ▼
The top industries by establishment count in ZIP 48446 are: Health care and social assistance (135), Retail trade (126), Other services (except public administration) (73). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 48446? ▼
According to the FHFA House Price Index, home values in ZIP 48446 increased by 13.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 71%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 48446? ▼
In ZIP code 48446, 58.9% of residents aged 25+ have a high school diploma or higher, and 19.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 48446? ▼
The mean commute time for workers in ZIP code 48446 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 48446? ▼
In ZIP code 48446, approximately 78.9% of occupied housing units are owner-occupied and 21.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 48446? ▼
The poverty rate in ZIP code 48446 is 12.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.