Onsted, MI · standard
ZIP Code 49265
Lenawee County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 4,958
- 64/sq mi Moderate-density area
- $77,931
- Median income Near-median income area
- $274,900
- Median home value Near-median home value
- 26.5%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Onsted pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- Top 38%
- home value, US ZIPs
- 64
- people per sq mi
- 94%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49265 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 49265 (Onsted, MI) rose +2.8% from 2023 to 2024. The all-transactions index moved from 178.6 in 2023 to 183.6 in 2024 (2000 = 100).
ZIP code 49265 covers 77.8 square miles in Onsted, Lenawee County, Michigan (a standard USPS delivery area), with a modest 4,958 residents on file, a density of 64 people per square mile, in the Detroit time zone.
ZIP 49265 lands in the middle-income range, with a median household income of $77,931 (6% above the average Michigan ZIP), while per-capita income is $39,540. The poverty rate is 6.5%, with unemployment at 5.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $274,900 (25% above the average Michigan ZIP), while 93.5% of occupied homes are owner-occupied and median rent is $809.
Educational attainment sits below the national norm: 26.5% of adults hold a bachelor's degree or higher, the median age is 51.4, and the average commute is 29 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 6 more in Lenawee County, so 49265 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49265
Top 5 sectors by establishment count in Onsted, MI
Which industries have the most business establishments in ZIP 49265.
- Construction
Construction
11 establishments
- Retail trade
Retail trade
10 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
10 establishments
- Health care and social assistance
Health care and social assistance
7 establishments
- Transportation and warehousing
Transportation and warehousing
6 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49265, Onsted, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
4,958
Population
77.8
Area (sq mi)
64
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49265?
51.4
Median Age
50.3%
Male
49.7%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,931
Median Household Income
+6% vs state ZIP avg
$39,540
Per Capita Income
6.5%
Poverty Rate
5.8%
Unemployment Rate
29.0 min
Mean Commute Time
How ZIP 49265 ranks among Michigan ZIPs
Onsted, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,931 Top 34% higher than 66% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,462housing units
2,462
Total Housing Units
2,062
Occupied Units
400
Vacant Units
2.50
Avg Household Size
Occupancy Type
$274,900
Median Home Value
+25% vs state ZIP avg
$809
Median Rent
1983
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+2.8%
YoY Change (2024)
184
HPI Index (2000 = 100)
+84%
Total Change Since 2000
Home values in ZIP 49265 have increased 2.8% over the past year (2024). Since 2000, this ZIP has seen +84% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.2% | 131 |
| 2021 | +9.7% | 143 |
| 2022 | +12.0% | 161 |
| 2023 | +11.1% | 179 |
| 2024 | +2.8% | 184 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 72 business establishments in ZIP 49265, employing approximately 282 people with a combined annual payroll of $13,682,000.
72
Businesses
282
Employees
$13.7M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 11 | 15.3% |
| Retail trade | 10 | 13.9% |
| Professional, scientific, and technical services | 10 | 13.9% |
| Health care and social assistance | 7 | 9.7% |
| Transportation and warehousing | 6 | 8.3% |
| Other services (except public administration) | 6 | 8.3% |
| Wholesale trade | 5 | 6.9% |
| Administrative and support and waste management and remediation services | 5 | 6.9% |
| Accommodation and food services | 4 | 5.6% |
| Real estate and rental and leasing | 3 | 4.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49265 vs 49287 →
ZIP 49265 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49221
Adrian (49221)
41,310 residents
- 49230 10,475
Brooklyn (49230)
10,475 residents
- 48158 7,309
Manchester (48158)
7,309 residents
- 49265 4,958
Onsted (49265)
4,958 residents
- 49253 3,166
Manitou Beach (49253)
3,166 residents
- 49235 2,117
Clayton (49235)
2,117 residents
- 49287 2,099
Tipton (49287)
2,099 residents
What this shows Among its immediate neighbors, ZIP 49265 ranks #4 by population - useful context the national average alone can't give.
ZIP 49265 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 48158
Manchester (48158)
$94,784 median income
- 49253
Manitou Beach (49253)
$89,069 median income
- 49287
Tipton (49287)
$88,068 median income
- 49230
Brooklyn (49230)
$83,458 median income
- 49265
Onsted (49265)
$77,931 median income
- 49221
Adrian (49221)
$65,977 median income
- 49235
Clayton (49235)
$64,219 median income
What this shows By household income, ZIP 49265 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49265, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (4,958 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Lenawee County
Related Areas
Frequently Asked Questions
What county is ZIP code 49265 in?
ZIP code 49265 (Onsted) is located in Lenawee County, Michigan. Lenawee County contains multiple ZIP codes, see the full list at /counties/lenawee-mi.
What is the population of ZIP code 49265?
ZIP code 49265 in Onsted, MI has a population of 4,958 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49265?
The median household income in ZIP 49265 is $77,931, which is 2% above the national average of $76,288.
What is the average home value in ZIP 49265?
The median home value in ZIP 49265 is $274,900, which is 1% below the national average of $278,155.
What is the demographic makeup of ZIP 49265?
The largest racial group in ZIP 49265 is White at 94.7%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 49265?
ZIP code 49265 has 72 business establishments employing approximately 282 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49265?
The top industries by establishment count in ZIP 49265 are: Construction (11), Retail trade (10), Professional, scientific, and technical services (10). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 49265?
According to the FHFA House Price Index, home values in ZIP 49265 increased by 2.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 84%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49265?
In ZIP code 49265, 55.9% of residents aged 25+ have a high school diploma or higher, and 26.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49265?
The mean commute time for workers in ZIP code 49265 is 29.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49265?
In ZIP code 49265, approximately 93.5% of occupied housing units are owner-occupied and 6.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49265?
The poverty rate in ZIP code 49265 is 6.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49265's numbers, next.
- See how ZIP 49265 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Onsted, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.