PlainZIP

Pentwater, MI · standard

ZIP Code 49449

Oceana County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,675
25/sq mi
$80,917
Median income
$307,300
Median home value
46.1%
Bachelor's or higher

The verdict

Pentwater pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 32%
home value, US ZIPs
25
people per sq mi
90%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49449 against every reporting US ZIP.

ZIP code 49449 covers 107.9 square miles in Pentwater, Oceana County, Michigan (a standard USPS delivery area), with a modest 2,675 residents on file, a density of 25 people per square mile, in the Detroit time zone.

ZIP 49449 lands in the middle-income range, with a median household income of $80,917 (10% above the Michigan average), while per-capita income is $50,128. Local economic indicators show a 9.6% poverty rate alongside 4.7% unemployment. On housing, the median home value is $307,300 (40% above the state average) with median rent at $665 per month, and 89.9% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 46.1% of adults hold a bachelor's degree or higher, the median age is 59.7, and the average commute is -. A geography-based comparison follows: 2 ZIP codes within about 10 miles of 49449, plus 6 more within Oceana County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49449

Top 5 sectors by establishment count in Pentwater, MI

Which industries have the most business establishments in ZIP 49449.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49449, Pentwater, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,675

Population

107.9

Area (sq mi)

25

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49449?

59.7

Median Age

48.6%

Male

51.4%

Female

1.4%

Foreign-Born

White 94.7%
African American 0.0%
Asian 0.2%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.9%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,917

Median Household Income

+10% vs state

$50,128

Per Capita Income

9.6%

Poverty Rate

4.7%

Unemployment Rate

How ZIP 49449 ranks nationally

Pentwater, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,917 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 69.3%
Bachelor's Degree or Higher 46.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,624

Total Housing Units

1,186

Occupied Units

1,438

Vacant Units

2.18

Avg Household Size

Occupancy Type

Owner 89.9%
Renter 10.1%

$307,300

Median Home Value

+40% vs state

$665

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.0%

YoY Change (2023)

246

HPI Index (2000 = 100)

+146%

Total Change Since 2000

Home values in ZIP 49449 have increased 7.0% over the past year (2023). Since 2000, this ZIP has seen +146% cumulative appreciation.

Year Annual Change HPI Index
2019 +16.9% 163
2020 -1.5% 161
2021 +8.1% 173
2022 +32.4% 230
2023 +7.0% 246

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 68 business establishments in ZIP 49449, employing approximately 190 people with a combined annual payroll of $8,163,000.

68

Businesses

190

Employees

$8.2M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Retail trade 22 32.4%
Accommodation and food services 13 19.1%
Other services (except public administration) 7 10.3%
Construction 4 5.9%
Professional, scientific, and technical services 4 5.9%
Arts, entertainment, and recreation 4 5.9%
Administrative and support and waste management and remediation services 3 4.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49449 vs 49420 →

ZIP 49449 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49449 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49449 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49449 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49420 Hart, MI 6,420 7.2 mi
49436 Mears, MI 1,622 9.4 mi

More ZIP Codes in Oceana County

49420 standard
Hart, MI
Pop: 6,420
49421 standard
Hesperia, MI
Pop: 5,991
49455 standard
Shelby, MI
Pop: 5,034
49446 standard
New Era, MI
Pop: 2,321
49452 standard
Rothbury, MI
Pop: 1,952
49436 standard
Mears, MI
Pop: 1,622

Related Areas

Oceana County Pentwater, MI Michigan

Frequently Asked Questions

What county is ZIP code 49449 in? ▼
ZIP code 49449 (Pentwater) is located in Oceana County, Michigan. Oceana County contains multiple ZIP codes, see the full list at /counties/oceana-mi.
What is the population of ZIP code 49449? ▼
ZIP code 49449 in Pentwater, MI has a population of 2,675 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49449? ▼
The median household income in ZIP 49449 is $80,917, which is 6% above the national average of $76,288.
What is the average home value in ZIP 49449? ▼
The median home value in ZIP 49449 is $307,300, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 49449? ▼
The largest racial group in ZIP 49449 is White at 94.7%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 49449? ▼
ZIP code 49449 has 68 business establishments employing approximately 190 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49449? ▼
The top industries by establishment count in ZIP 49449 are: Retail trade (22), Accommodation and food services (13), Other services (except public administration) (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 49449? ▼
According to the FHFA House Price Index, home values in ZIP 49449 increased by 7.0% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49449? ▼
In ZIP code 49449, 69.3% of residents aged 25+ have a high school diploma or higher, and 46.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49449? ▼
In ZIP code 49449, approximately 89.9% of occupied housing units are owner-occupied and 10.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49449? ▼
The poverty rate in ZIP code 49449 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.