Pentwater, MI · standard
ZIP Code 49449
Oceana County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,675
- 25/sq mi Moderate-density area
- $80,917
- Median income Near-median income area
- $307,300
- Median home value Above-median home value
- 46.1%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Pentwater pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 32%
- home value, US ZIPs
- 25
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49449 against every reporting US ZIP.
ZIP code 49449 covers 107.9 square miles in Pentwater, Oceana County, Michigan (a standard USPS delivery area), with a modest 2,675 residents on file, a density of 25 people per square mile, in the Detroit time zone.
ZIP 49449 lands in the middle-income range, with a median household income of $80,917 (10% above the average Michigan ZIP), while per-capita income is $50,128. The poverty rate is 9.6%, with unemployment at 4.7%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $307,300 (40% above the average Michigan ZIP), while 89.9% of occupied homes are owner-occupied and median rent is $665.
A solid share of residents have a four-year degree: 46.1% of adults hold a bachelor's degree or higher, the median age is 59.7, and the average commute is -. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Oceana County, so 49449 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 49449
Top 5 sectors by establishment count in Pentwater, MI
Which industries have the most business establishments in ZIP 49449.
- Retail trade
Retail trade
22 establishments
- Accommodation and food services
Accommodation and food services
13 establishments
- Other services (except public administration) 7
Other services (except public administration)
7 establishments
- Construction 4
Construction
4 establishments
- Professional, scientific, and technical services 4
Professional, scientific, and technical services
4 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49449, Pentwater, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,675
Population
107.9
Area (sq mi)
25
People / sq mi
Detroit
Time Zone
standard
ZIP Type
Who lives in ZIP 49449?
59.7
Median Age
48.6%
Male
51.4%
Female
1.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,917
Median Household Income
+10% vs state ZIP avg
$50,128
Per Capita Income
9.6%
Poverty Rate
4.7%
Unemployment Rate
How ZIP 49449 ranks among Michigan ZIPs
Pentwater, MI household income vs. every Michigan ZIP code
Median household income among 962 reporting Michigan ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,917 Top 29% higher than 71% of 962 Michigan ZIPs
Each bar is a $20K-wide band; taller bars hold more Michigan ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,624housing units
2,624
Total Housing Units
1,186
Occupied Units
1,438
Vacant Units
2.18
Avg Household Size
Occupancy Type
$307,300
Median Home Value
+40% vs state ZIP avg
$665
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2023)
246
HPI Index (2000 = 100)
+146%
Total Change Since 2000
Home values in ZIP 49449 have increased 7.0% over the past year (2023). Since 2000, this ZIP has seen +146% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +16.9% | 163 |
| 2020 | -1.5% | 161 |
| 2021 | +8.1% | 173 |
| 2022 | +32.4% | 230 |
| 2023 | +7.0% | 246 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2023. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 68 business establishments in ZIP 49449, employing approximately 190 people with a combined annual payroll of $8,163,000.
68
Businesses
190
Employees
$8.2M
Annual Payroll
7
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 22 | 32.4% |
| Accommodation and food services | 13 | 19.1% |
| Other services (except public administration) | 7 | 10.3% |
| Construction | 4 | 5.9% |
| Professional, scientific, and technical services | 4 | 5.9% |
| Arts, entertainment, and recreation | 4 | 5.9% |
| Administrative and support and waste management and remediation services | 3 | 4.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 49449 vs 49420 →
ZIP 49449 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49420
Hart (49420)
6,420 residents
- 49449
Pentwater (49449)
2,675 residents
- 49436 1,622
Mears (49436)
1,622 residents
What this shows Among its immediate neighbors, ZIP 49449 ranks #2 by population - useful context the national average alone can't give.
ZIP 49449 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 49449
Pentwater (49449)
$80,917 median income
- 49436
Mears (49436)
$67,279 median income
- 49420
Hart (49420)
$58,841 median income
What this shows By household income, ZIP 49449 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 49449, both outside MI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,675 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Oceana County
Related Areas
Frequently Asked Questions
What county is ZIP code 49449 in?
ZIP code 49449 (Pentwater) is located in Oceana County, Michigan. Oceana County contains multiple ZIP codes, see the full list at /counties/oceana-mi.
What is the population of ZIP code 49449?
ZIP code 49449 in Pentwater, MI has a population of 2,675 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49449?
The median household income in ZIP 49449 is $80,917, which is 6% above the national average of $76,288.
What is the average home value in ZIP 49449?
The median home value in ZIP 49449 is $307,300, which is 10% above the national average of $278,155.
What is the demographic makeup of ZIP 49449?
The largest racial group in ZIP 49449 is White at 94.7%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 49449?
ZIP code 49449 has 68 business establishments employing approximately 190 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49449?
The top industries by establishment count in ZIP 49449 are: Retail trade (22), Accommodation and food services (13), Other services (except public administration) (7). There are 7 industry sectors represented in total.
How have home values changed in ZIP code 49449?
According to the FHFA House Price Index, home values in ZIP 49449 increased by 7.0% in 2023. Since 2000, home values in this ZIP have appreciated by approximately 146%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49449?
In ZIP code 49449, 69.3% of residents aged 25+ have a high school diploma or higher, and 46.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 49449?
In ZIP code 49449, approximately 89.9% of occupied housing units are owner-occupied and 10.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49449?
The poverty rate in ZIP code 49449 is 9.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 49449's numbers, next.
- See how ZIP 49449 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Pentwater, MI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.