PlainZIP

Hart, MI · standard

ZIP Code 49420

Oceana County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

6,420
21/sq mi
$58,841
Median income
$167,000
Median home value
19.1%
Bachelor's or higher

The verdict

Hart pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

27th pct
household income, US ZIPs
33th pct
home value, US ZIPs
21
people per sq mi
81%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49420 against every reporting US ZIP.

ZIP code 49420 is a mid-sized community (a standard USPS delivery area) in Hart, Oceana County, Michigan, home to 6,420 residents across 305.7 square miles, a density of 21 people per square mile, in the Detroit time zone.

ZIP 49420 reports a modest median household income of $58,841 (20% below the Michigan average), while per-capita income is $31,334. Local economic indicators show a 14.8% poverty rate alongside 5.1% unemployment. Housing costs here run $167,000 for a typical home value (24% below the state average), with rent averaging $753 a month; 80.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 19.1% of adults hold a bachelor's degree or higher, the median age is 47, and the average commute is 20 minutes. To put 49420 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Oceana County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49420

Top 5 sectors by establishment count in Hart, MI

Which industries have the most business establishments in ZIP 49420.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49420, Hart, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

6,420

Population

305.7

Area (sq mi)

21

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49420?

47.0

Median Age

52.0%

Male

48.0%

Female

4.4%

Foreign-Born

White 85.1%
African American 1.7%
Asian 0.2%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.1%
Hispanic or Latino 13.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,841

Median Household Income

-20% vs state

$31,334

Per Capita Income

14.8%

Poverty Rate

5.1%

Unemployment Rate

19.8 min

Mean Commute Time

How ZIP 49420 ranks nationally

Hart, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,841 27th percentile higher than 27% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.4%
Bachelor's Degree or Higher 19.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,838

Total Housing Units

2,412

Occupied Units

426

Vacant Units

2.43

Avg Household Size

Occupancy Type

Owner 80.7%
Renter 19.3%

$167,000

Median Home Value

-24% vs state

$753

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+18.1%

YoY Change (2024)

224

HPI Index (2000 = 100)

+124%

Total Change Since 2000

Home values in ZIP 49420 have increased 18.1% over the past year (2024). Since 2000, this ZIP has seen +124% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.3% 133
2021 +16.9% 155
2022 +3.4% 161
2023 +17.6% 189
2024 +18.1% 224

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 148 business establishments in ZIP 49420, employing approximately 1,596 people with a combined annual payroll of $69,219,000.

148

Businesses

1,596

Employees

$69.2M

Annual Payroll

13

Industry Sectors

Industry Establishments % of Total
Retail trade 29 19.6%
Other services (except public administration) 18 12.2%
Health care and social assistance 17 11.5%
Accommodation and food services 17 11.5%
Construction 16 10.8%
Professional, scientific, and technical services 9 6.1%
Manufacturing 8 5.4%
Finance and insurance 8 5.4%
Administrative and support and waste management and remediation services 7 4.7%
Wholesale trade 5 3.4%
Transportation and warehousing 4 2.7%
Arts, entertainment, and recreation 4 2.7%
Real estate and rental and leasing 3 2.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49420 vs 49449 →

ZIP 49420 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49420 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49420 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49420 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49449 Pentwater, MI 2,675 7.2 mi
49455 Shelby, MI 5,034 8.6 mi

More ZIP Codes in Oceana County

49421 standard
Hesperia, MI
Pop: 5,991
49455 standard
Shelby, MI
Pop: 5,034
49449 standard
Pentwater, MI
Pop: 2,675
49446 standard
New Era, MI
Pop: 2,321
49452 standard
Rothbury, MI
Pop: 1,952
49436 standard
Mears, MI
Pop: 1,622

Related Areas

Oceana County Hart, MI Michigan

Frequently Asked Questions

What county is ZIP code 49420 in? ▼
ZIP code 49420 (Hart) is located in Oceana County, Michigan. Oceana County contains multiple ZIP codes, see the full list at /counties/oceana-mi.
What is the population of ZIP code 49420? ▼
ZIP code 49420 in Hart, MI has a population of 6,420 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49420? ▼
The median household income in ZIP 49420 is $58,841, which is 23% below the national average of $76,288.
What is the average home value in ZIP 49420? ▼
The median home value in ZIP 49420 is $167,000, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 49420? ▼
The largest racial group in ZIP 49420 is White at 85.1%. Hispanic or Latino residents make up 13.2% of the population.
How many businesses are in ZIP code 49420? ▼
ZIP code 49420 has 148 business establishments employing approximately 1,596 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49420? ▼
The top industries by establishment count in ZIP 49420 are: Retail trade (29), Other services (except public administration) (18), Health care and social assistance (17). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 49420? ▼
According to the FHFA House Price Index, home values in ZIP 49420 increased by 18.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 124%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49420? ▼
In ZIP code 49420, 54.4% of residents aged 25+ have a high school diploma or higher, and 19.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49420? ▼
The mean commute time for workers in ZIP code 49420 is 19.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49420? ▼
In ZIP code 49420, approximately 80.7% of occupied housing units are owner-occupied and 19.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49420? ▼
The poverty rate in ZIP code 49420 is 14.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.