PlainZIP

Shelby, MI · standard

ZIP Code 49455

Oceana County, Michigan - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,034
23/sq mi
$63,621
Median income
$177,900
Median home value
19.9%
Bachelor's or higher

The verdict

Shelby pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

36th pct
household income, US ZIPs
37th pct
home value, US ZIPs
23
people per sq mi
79%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 49455 against every reporting US ZIP.

ZIP code 49455 is a mid-sized community (a standard USPS delivery area) in Shelby, Oceana County, Michigan, home to 5,034 residents across 216.1 square miles, a density of 23 people per square mile, in the Detroit time zone.

ZIP 49455 reports a modest median household income of $63,621 (13% below the Michigan average), while per-capita income is $32,684. Poverty here runs at 14.1%, with unemployment measured at 5.2%. Median home value sits at $177,900 (19% below the state average), median rent at $694 a month, and owner-occupancy at 78.6%.

Educational attainment sits below the national norm: 19.9% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 20 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Oceana County, so you can benchmark 49455 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 49455

Top 5 sectors by establishment count in Shelby, MI

Which industries have the most business establishments in ZIP 49455.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 49455, Shelby, MI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,034

Population

216.1

Area (sq mi)

23

People / sq mi

Detroit

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 49455?

37.1

Median Age

52.4%

Male

47.6%

Female

7.4%

Foreign-Born

White 78.8%
African American 1.1%
Asian 0.1%
American Indian or Alaska Native 1.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.0%
Hispanic or Latino 31.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,621

Median Household Income

-13% vs state

$32,684

Per Capita Income

14.1%

Poverty Rate

5.2%

Unemployment Rate

20.3 min

Mean Commute Time

How ZIP 49455 ranks nationally

Shelby, MI household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,621 36th percentile higher than 36% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.3%
Bachelor's Degree or Higher 19.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,714

Total Housing Units

2,012

Occupied Units

702

Vacant Units

2.63

Avg Household Size

Occupancy Type

Owner 78.6%
Renter 21.4%

$177,900

Median Home Value

-19% vs state

$694

Median Rent

1975

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-7.6%

YoY Change (2024)

212

HPI Index (2000 = 100)

+112%

Total Change Since 2000

Home values in ZIP 49455 have decreased 7.6% over the past year (2024). Since 2000, this ZIP has seen +112% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.5% 150
2021 +12.8% 169
2022 +21.6% 206
2023 +11.4% 229
2024 -7.6% 212

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 95 business establishments in ZIP 49455, employing approximately 1,599 people with a combined annual payroll of $100,673,000.

95

Businesses

1,599

Employees

$100.7M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 16 16.8%
Manufacturing 16 16.8%
Retail trade 13 13.7%
Health care and social assistance 11 11.6%
Other services (except public administration) 10 10.5%
Professional, scientific, and technical services 6 6.3%
Transportation and warehousing 5 5.3%
Real estate and rental and leasing 4 4.2%
Accommodation and food services 3 3.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 49455 vs 49446 →

ZIP 49455 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 49455 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 49455 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 49455 ranks #3 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
49446 New Era, MI 2,321 3.9 mi
49436 Mears, MI 1,622 6.8 mi
49420 Hart, MI 6,420 8.6 mi
49452 Rothbury, MI 1,952 8.8 mi

More ZIP Codes in Oceana County

49420 standard
Hart, MI
Pop: 6,420
49421 standard
Hesperia, MI
Pop: 5,991
49449 standard
Pentwater, MI
Pop: 2,675
49446 standard
New Era, MI
Pop: 2,321
49452 standard
Rothbury, MI
Pop: 1,952
49436 standard
Mears, MI
Pop: 1,622

Related Areas

Oceana County Shelby, MI Michigan

Frequently Asked Questions

What county is ZIP code 49455 in? ▼
ZIP code 49455 (Shelby) is located in Oceana County, Michigan. Oceana County contains multiple ZIP codes, see the full list at /counties/oceana-mi.
What is the population of ZIP code 49455? ▼
ZIP code 49455 in Shelby, MI has a population of 5,034 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 49455? ▼
The median household income in ZIP 49455 is $63,621, which is 17% below the national average of $76,288.
What is the average home value in ZIP 49455? ▼
The median home value in ZIP 49455 is $177,900, which is 36% below the national average of $278,155.
What is the demographic makeup of ZIP 49455? ▼
The largest racial group in ZIP 49455 is White at 78.8%. Hispanic or Latino residents make up 31.2% of the population.
How many businesses are in ZIP code 49455? ▼
ZIP code 49455 has 95 business establishments employing approximately 1,599 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 49455? ▼
The top industries by establishment count in ZIP 49455 are: Construction (16), Manufacturing (16), Retail trade (13). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 49455? ▼
According to the FHFA House Price Index, home values in ZIP 49455 decreased by 7.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 112%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 49455? ▼
In ZIP code 49455, 55.3% of residents aged 25+ have a high school diploma or higher, and 19.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 49455? ▼
The mean commute time for workers in ZIP code 49455 is 20.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 49455? ▼
In ZIP code 49455, approximately 78.6% of occupied housing units are owner-occupied and 21.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 49455? ▼
The poverty rate in ZIP code 49455 is 14.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.