Residential delivery area · Wisconsin
ZIP Code 54562: Three Lakes, WI
ZIP code 54562 uses the postal name Three Lakes, Wisconsin and lies mostly in Oneida County (63% of its land) with the rest in Forest County (Census 2020 ZIP-county file). About 2,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $57,422 (Census Bureau, ACS 2020-2024). By Census place, 2% of its land lies in Three Lakes (a census-designated place); 98% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Three Lakes · its only residential ZIP
- County
- Oneida County (63%); Forest County (37%)
- Census places
- Three Lakes census-designated place
- House district
- WI-7 119th Congress
- State
- Wisconsin
- Time zone
- Central
- Land area
- 144.4 sq mi · 14 people per sq mi
Where is ZIP code 54562?
54562 centers on 45.803°, -89.079° and covers 144.4 square miles of land plus 24.4 of water. It borders 4 ZIP codes: 54521, 54511, 54501, 54542.
The map draws ZIP code areas only. For the streets inside 54562, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 54562 compare with the rest of Oneida County?
| Measure | 54562 | In Oneida County | In WI |
|---|---|---|---|
| People (ACS 2020-2024) | 2,038 | 8th of 14 | 479th of 783 |
| Median household income | $57k | not ranked | not ranked |
| Median home value | $326k | 3rd of 11 | 119th of 612 |
54562's median household income is not ranked: its 90% margin of error (±$17,017) is more than a quarter of the figure ($57,422). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
It is denser than 21% of U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 54562?
The 2020 Census counted 2,093 people in 54562; the ACS, which samples households over 2020-2024, estimates 2,038. Between the 2010 and 2020 censuses its population grew 7.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,038±249 (90% margin)
- 2020 Census count
- 2,093+7.4% since 2010 (1,948)
- Households
- 984
- Median age
- 60.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 54562?
Of the 2,038 people the ACS estimates in 54562, 17.2% are under 18 and 38.6% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (95.4%).
- Under 1817.2%
- 18 to 6444.2%
- 65 and older38.6%
- White, not Hispanic95.4%
- Other or two or more2.3%
- Hispanic or Latino1.5%
- Asian, not Hispanic0.7%
- Black, not Hispanic0.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 54562 earn?
Median household income is $57,422 (ACS 2020-2024). It is not measurably different from 2015-2019 ($66,492 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $57,422±$17,017
- Income per person
- $47,088
- Below the poverty line
- 11.3%
- Unemployed (of the labor force)
- 3.6%
- Adults 25+ with a bachelor's degree
- 38.7%
- Adjusted gross income per tax return, 2022
- $84,5651,110 returns; wages 49% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 54562?
FHFA's house price index for 54562, built from repeat sales and appraisals of the same homes, rose 81% from 2015 to 2025 and rose 59% from 2020 to 2025, and moved +5.1% in 2025.
- Median home value (owners' estimate)
- $326,300
- Median gross rent
- $828
- Homes owned by their occupants
- 88.4%
- Housing units
- 2,988
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 54562?
90 business establishments had a location in this ZIP code in 2023, 3 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade19
- Accommodation and food services17
- Construction14
- Other services (except public administration)14
- Professional, scientific, and technical services6
- Arts, entertainment, and recreation5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 54562?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 54521 | Eagle River | 8,551 | $74k | 11.5 mi |
| 54511 | Argonne | 1,393 | $67k | 13.1 mi |
| 54501 | Rhinelander | 21,405 | $68k | 16.4 mi |
| 54542 | Long Lake | 702 | $47k | 18.1 mi |
| 54554 | Phelps | 1,148 | $64k | 17.8 mi (near) |
| 54520 | Crandon | 3,764 | $60k | 19.4 mi (near) |
| 54519 | Conover | 1,309 | $60k | 19.5 mi (near) |
| 54558 | Saint Germain | 2,262 | $60k | 21.9 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.