Cadott, WI · standard

ZIP Code 54727

Chippewa County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

4,915
14/sq mi Moderate-density area
$81,575
Median income Near-median income area
$228,500
Median home value Near-median home value
15.8%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Cadott pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 36%
household income, US ZIPs
Top 48%
home value, US ZIPs
14
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54727 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 54727 (Cadott, WI) rose +8.4% from 2023 to 2024. The all-transactions index moved from 256.2 in 2023 to 277.7 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 54727 covers 364.1 square miles in Cadott, Chippewa County, Wisconsin (a standard USPS delivery area), with a modest 4,915 residents on file, a density of 14 people per square mile, in the Chicago time zone.

ZIP 54727 lands in the middle-income range, with a median household income of $81,575 (4% above the average Wisconsin ZIP), while per-capita income is $34,750. The poverty rate is 14.0%, with unemployment at 2.5%; those measures add context to the income figure. Median home value is $228,500 (8% below the average Wisconsin ZIP) and median rent is $943; 83.3% of occupied homes are owner-occupied.

Educational attainment sits below the national norm: 15.8% of adults hold a bachelor's degree or higher, the median age is 42.6, and the average commute is 26 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Chippewa County, so 54727 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

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Top industries in ZIP 54727

Top 5 sectors by establishment count in Cadott, WI

Which industries have the most business establishments in ZIP 54727.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54727, Cadott, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

4,915

Population

364.1

Area (sq mi)

14

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 54727?

42.6

Median Age

52.2%

Male

47.8%

Female

1.8%

Foreign-Born

White 93.9%
African American 0.1%
Asian 0.1%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 3.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$81,575

Median Household Income

+4% vs state ZIP avg

$34,750

Per Capita Income

14.0%

Poverty Rate

2.5%

Unemployment Rate

26.2 min

Mean Commute Time

How ZIP 54727 ranks among Wisconsin ZIPs

Cadott, WI household income vs. every Wisconsin ZIP code

Median household income among 755 reporting Wisconsin ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$81,575 Top 38% higher than 62% of 755 Wisconsin ZIPs

This ZIP $0 $200K+ every Wisconsin ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Wisconsin ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.0%
Bachelor's Degree or Higher 15.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,990

Total Housing Units

1,881

Occupied Units

109

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 83.3%
Renter 16.7%

$228,500

Median Home Value

-8% vs state ZIP avg

$943

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.4%

YoY Change (2024)

278

HPI Index (2000 = 100)

+178%

Total Change Since 2000

Home values in ZIP 54727 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +178% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 185
2021 +11.2% 206
2022 +10.0% 226
2023 +13.3% 256
2024 +8.4% 278

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 101 business establishments in ZIP 54727, employing approximately 748 people with a combined annual payroll of $34,985,000.

101

Businesses

748

Employees

$35.0M

Annual Payroll

9

Industry Sectors

Industry Establishments % of Total
Construction 20 19.8%
Health care and social assistance 18 17.8%
Retail trade 14 13.9%
Manufacturing 10 9.9%
Other services (except public administration) 9 8.9%
Transportation and warehousing 8 7.9%
Accommodation and food services 6 5.9%
Finance and insurance 3 3.0%
Professional, scientific, and technical services 3 3.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 54727 vs 54726 →

ZIP 54727 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 54727 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 54727 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 54727 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
54726 Boyd, WI 1,690 7.1 mi
54748 Jim Falls, WI 1,217 9.9 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 54727, both outside WI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (4,915 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Chippewa County

Frequently Asked Questions

What county is ZIP code 54727 in?

ZIP code 54727 (Cadott) is located in Chippewa County, Wisconsin. Chippewa County contains multiple ZIP codes, see the full list at /counties/chippewa-wi.

What is the population of ZIP code 54727?

ZIP code 54727 in Cadott, WI has a population of 4,915 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 54727?

The median household income in ZIP 54727 is $81,575, which is 7% above the national average of $76,288.

What is the average home value in ZIP 54727?

The median home value in ZIP 54727 is $228,500, which is 18% below the national average of $278,155.

What is the demographic makeup of ZIP 54727?

The largest racial group in ZIP 54727 is White at 93.9%. Hispanic or Latino residents make up 3.1% of the population.

How many businesses are in ZIP code 54727?

ZIP code 54727 has 101 business establishments employing approximately 748 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 54727?

The top industries by establishment count in ZIP 54727 are: Construction (20), Health care and social assistance (18), Retail trade (14). There are 9 industry sectors represented in total.

How have home values changed in ZIP code 54727?

According to the FHFA House Price Index, home values in ZIP 54727 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 178%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 54727?

In ZIP code 54727, 55.0% of residents aged 25+ have a high school diploma or higher, and 15.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 54727?

The mean commute time for workers in ZIP code 54727 is 26.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 54727?

In ZIP code 54727, approximately 83.3% of occupied housing units are owner-occupied and 16.7% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 54727?

The poverty rate in ZIP code 54727 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 54727's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.