Cornell, WI · standard
ZIP Code 54732
Chippewa County, Wisconsin - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,924
- 10/sq mi Low-density area
- $62,875
- Median income Near-median income area
- $184,000
- Median home value Near-median home value
- 12.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Cornell pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 34th pct
- household income, US ZIPs
- 39th pct
- home value, US ZIPs
- 10
- people per sq mi
- 81%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 54732 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 54732 (Cornell, WI) rose +11.1% from 2023 to 2024. The all-transactions index moved from 240.4 in 2023 to 267.1 in 2024 (2000 = 100).
ZIP code 54732 covers 286.7 square miles in Cornell, Chippewa County, Wisconsin (a standard USPS delivery area), with a modest 2,924 residents on file, a density of 10 people per square mile, in the Chicago time zone.
ZIP 54732 reports a modest median household income of $62,875 (20% below the average Wisconsin ZIP), while per-capita income is $32,295. The poverty rate is 10.9%, with unemployment at 1.7%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $184,000 (26% below the average Wisconsin ZIP), and median rent is $803; owner occupancy is 81.3%.
Formal educational attainment runs low here: just 12.8% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 30 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 6 more in Chippewa County, so 54732 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 54732
Top 5 sectors by establishment count in Cornell, WI
Which industries have the most business establishments in ZIP 54732.
- Retail trade
Retail trade
10 establishments
- Health care and social assistance
Health care and social assistance
10 establishments
- Construction
Construction
8 establishments
- Manufacturing
Manufacturing
7 establishments
- Transportation and warehousing
Transportation and warehousing
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 54732, Cornell, WI · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,924
Population
286.7
Area (sq mi)
10
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 54732?
39.5
Median Age
48.4%
Male
51.6%
Female
0.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$62,875
Median Household Income
-20% vs state ZIP avg
$32,295
Per Capita Income
10.9%
Poverty Rate
1.7%
Unemployment Rate
29.6 min
Mean Commute Time
How ZIP 54732 ranks among Wisconsin ZIPs
Cornell, WI household income vs. every Wisconsin ZIP code
Median household income among 755 reporting Wisconsin ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$62,875 19th percentile higher than 19% of 755 Wisconsin ZIPs
Each bar is a $20K-wide band; taller bars hold more Wisconsin ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
1,286housing units
1,286
Total Housing Units
1,144
Occupied Units
142
Vacant Units
2.43
Avg Household Size
Occupancy Type
$184,000
Median Home Value
-26% vs state ZIP avg
$803
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.1%
YoY Change (2024)
267
HPI Index (2000 = 100)
+167%
Total Change Since 2000
Home values in ZIP 54732 have increased 11.1% over the past year (2024). Since 2000, this ZIP has seen +167% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.4% | 160 |
| 2021 | +4.4% | 167 |
| 2022 | +35.6% | 227 |
| 2023 | +6.0% | 240 |
| 2024 | +11.1% | 267 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 67 business establishments in ZIP 54732, employing approximately 427 people with a combined annual payroll of $23,145,000.
67
Businesses
427
Employees
$23.1M
Annual Payroll
9
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 10 | 14.9% |
| Health care and social assistance | 10 | 14.9% |
| Construction | 8 | 11.9% |
| Manufacturing | 7 | 10.4% |
| Transportation and warehousing | 7 | 10.4% |
| Other services (except public administration) | 7 | 10.4% |
| Accommodation and food services | 5 | 7.5% |
| Professional, scientific, and technical services | 4 | 6.0% |
| Finance and insurance | 3 | 4.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 54732 vs 54745 →
ZIP 54732 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54732
Cornell (54732)
2,924 residents
- 54745
Holcombe (54745)
2,261 residents
- 54748
Jim Falls (54748)
1,217 residents
What this shows Among its immediate neighbors, ZIP 54732 ranks the most populous - useful context the national average alone can't give.
ZIP 54732 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 54748
Jim Falls (54748)
$78,750 median income
- 54745
Holcombe (54745)
$67,891 median income
- 54732
Cornell (54732)
$62,875 median income
What this shows By household income, ZIP 54732 ranks #3 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 54732, both outside WI so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,924 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Chippewa County
Related Areas
Frequently Asked Questions
What county is ZIP code 54732 in?
ZIP code 54732 (Cornell) is located in Chippewa County, Wisconsin. Chippewa County contains multiple ZIP codes, see the full list at /counties/chippewa-wi.
What is the population of ZIP code 54732?
ZIP code 54732 in Cornell, WI has a population of 2,924 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 54732?
The median household income in ZIP 54732 is $62,875, which is 18% below the national average of $76,288.
What is the average home value in ZIP 54732?
The median home value in ZIP 54732 is $184,000, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 54732?
The largest racial group in ZIP 54732 is White at 97.4%. Hispanic or Latino residents make up 0.6% of the population.
How many businesses are in ZIP code 54732?
ZIP code 54732 has 67 business establishments employing approximately 427 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 54732?
The top industries by establishment count in ZIP 54732 are: Retail trade (10), Health care and social assistance (10), Construction (8). There are 9 industry sectors represented in total.
How have home values changed in ZIP code 54732?
According to the FHFA House Price Index, home values in ZIP 54732 increased by 11.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 54732?
In ZIP code 54732, 59.0% of residents aged 25+ have a high school diploma or higher, and 12.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 54732?
The mean commute time for workers in ZIP code 54732 is 29.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 54732?
In ZIP code 54732, approximately 81.3% of occupied housing units are owner-occupied and 18.7% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 54732?
The poverty rate in ZIP code 54732 is 10.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 54732's numbers, next.
- See how ZIP 54732 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Cornell, WI ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.